Compare Kenosha, WI Car Insurance Rates (2021)

Car insurance in Kenosha, WI averages $270 a month. Kenosha, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Kenosha car insurance rates, compare quotes from the top car insurance companies in Kenosha, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Kenosha is 53143
  • Average car insurance rates in Kenosha, WI after a DUI are $3,616/year
  • Average car insurance rates in Kenosha, WI are $3,246/year

If you need to buy Kenosha, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Kenosha, WI is right here.

You’ll find Kenosha car insurance rates, the cheapest Kenosha, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Kenosha, Wisconsin car insurance rates to La Crosse car insurance rates, Madison car insurance rates, and Janesville car insurance rates.

Ready to find affordable Kenosha, WI car insurance today? Enter your ZIP code for fast, free Kenosha car insurance quotes.

Cheapest Kenosha, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kenosha, WI car insurance rates? Every Kenosha, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kenosha, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,578 $2,692 $2,414 $2,660 $9,240 $11,878 $2,575 $2,782
American Family $973 $1,013 $956 $952 $3,566 $3,904 $1,186 $1,262
Farmers $2,091 $2,088 $1,844 $1,973 $10,629 $11,002 $2,374 $2,456
GEICO $1,358 $1,535 $1,484 $1,776 $4,814 $5,167 $1,246 $1,254
Liberty Mutual $1,647 $1,785 $1,321 $1,497 $6,552 $7,344 $1,743 $1,870
Nationwide $3,555 $3,713 $2,997 $3,135 $7,908 $12,280 $4,375 $5,052
Progressive $1,747 $1,627 $1,436 $1,517 $7,260 $8,141 $2,082 $2,248
State Farm $1,434 $1,434 $1,310 $1,310 $4,549 $5,703 $1,627 $1,873
USAA $1,446 $1,424 $1,332 $1,326 $3,968 $4,547 $1,857 $2,008

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Minimum Car Insurance in Kenosha, WI

Every driver must carry the minimum car insurance in Kenosha, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Kenosha, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Kenosha, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kenosha, WI. Compare credit history car insurance rates in Kenosha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kenosha, Wisconsin

Insurance Company Poor Fair Good
Allstate $6,061 $4,146 $3,600
American Family $2,313 $1,523 $1,343
Farmers $4,852 $4,127 $3,943
GEICO $3,060 $2,179 $1,748
Liberty Mutual $4,259 $2,609 $2,041
Nationwide $6,044 $5,043 $5,043
Progressive $3,658 $3,159 $2,955
State Farm $3,584 $2,061 $1,571
USAA $3,409 $1,834 $1,473

Cheapest Kenosha, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kenosha, WI to rates for a clean record with top companies.

Annual Kenosha, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,702 $5,164 $4,868 $4,675
American Family $1,650 $1,752 $1,752 $1,752
Farmers $3,742 $4,758 $4,502 $4,226
GEICO $1,569 $2,611 $3,124 $2,012
Liberty Mutual $2,245 $3,270 $3,344 $3,021
Nationwide $4,547 $5,259 $6,444 $5,259
Progressive $2,969 $3,645 $3,098 $3,317
State Farm $2,182 $2,628 $2,405 $2,405
USAA $1,736 $2,219 $3,009 $1,989

Cheapest Kenosha, WI Car Insurance for Teen Drivers

Teen car insurance in Kenosha, WI can be expensive. Take a look at rates from the top car insurance companies in Kenosha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kenosha, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,240 $11,878
American Family $3,566 $3,904
Farmers $10,629 $11,002
GEICO $4,814 $5,167
Liberty Mutual $6,552 $7,344
Nationwide $7,908 $12,280
Progressive $7,260 $8,141
State Farm $4,549 $5,703
USAA $3,968 $4,547

Cheapest Kenosha, WI Car Insurance for Seniors

Take a look at Kenosha, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kenosha, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,414 $2,660
American Family $956 $952
Farmers $1,844 $1,973
GEICO $1,484 $1,776
Liberty Mutual $1,321 $1,497
Nationwide $2,997 $3,135
Progressive $1,436 $1,517
State Farm $1,310 $1,310
USAA $1,332 $1,326

Cheapest Kenosha, WI Car Insurance Rates After a DUI

A DUI in Kenosha, WI increases car insurance rates. Compare Kenosha, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kenosha, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,868
American Family $1,752
Farmers $4,502
GEICO $3,124
Liberty Mutual $3,344
Nationwide $6,444
Progressive $3,098
State Farm $2,405
USAA $3,009

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Cheapest Kenosha, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kenosha, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kenosha, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,490 $4,714
American Family $1,696 $1,757
Farmers $4,307 $4,307
GEICO $2,286 $2,372
Liberty Mutual $2,970 $2,970
Nationwide $5,377 $5,377
Progressive $3,257 $3,257
State Farm $2,344 $2,466
USAA $2,210 $2,267

Cheapest Kenosha, WI Car Insurance Rates by ZIP Code

Kenosha car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Kenosha, WI.

Annual Car Insurance Rates by ZIP Code in Kenosha, Wisconsin

ZIP Code Average Annual Rates
53140 $3,228
53142 $3,243
53143 $3,156
53144 $3,208

The Best Cheap Car Insurance Companies in Kenosha, WI

Take a look at a side-by-side comparison of the top car insurance companies in Kenosha, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kenosha, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,602
American Family $1,726
Farmers $4,307
GEICO $2,329
Liberty Mutual $2,970
Nationwide $5,377
Progressive $3,257
State Farm $2,405
USAA $2,239

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Category Winners: Cheapest Car Insurance in Kenosha, Wisconsin

Find the cheapest car insurance companies in Kenosha, WI for each category right here.

Best Annual Car Insurance Rates by Company in Kenosha, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Cheapest Kenosha, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kenosha car insurance rates. Find the cheapest Kenosha, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kenosha, Wisconsin

Insurance Company Low Medium High
Allstate $4,350 $4,589 $4,869
American Family $1,690 $1,744 $1,746
Farmers $3,895 $4,265 $4,761
GEICO $2,089 $2,327 $2,571
Liberty Mutual $2,659 $3,000 $3,251
Nationwide $5,157 $5,377 $5,597
Progressive $2,971 $3,294 $3,506
State Farm $2,231 $2,416 $2,568
USAA $2,138 $2,242 $2,336

What affects car insurance rates in Kenosha, Wisconsin?

What factors can have an impact on Kenosha, WI car insurance? There are several reasons why Kenosha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kenosha, Wisconsin.

Car Theft in Kenosha

High levels of vehicle theft can make car insurance more expensive. Kenosha, WI car theft statistics from the FBI indicate 51 vehicle thefts a year.

Commute Time in Kenosha

The more time you spend in your car the higher the risk of an accident. The average commute length in Kenosha, WI is 24.0 minutes according to City-Data.

Traffic in Kenosha

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Kenosha, WI traffic data from INRIX ranks Kenosha as the 1003rd-most congested in the world.

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Compare Car Insurance Quotes in Kenosha, WI

Ready to find affordable Kenosha, Wisconsin car insurance today? Enter your ZIP code for fast, free Kenosha, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State