Compare Kensal, ND Car Insurance Rates (2021)

Car insurance in Kensal, ND averages $338 a month. Kensal, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kensal car insurance rates, compare quotes from the top car insurance companies in Kensal, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kensal is USAA
  • The cheapest car insurance company in Kensal for teen drivers is Nationwide
  • Average car insurance rates in Kensal, ND after a DUI are $4,868/year

If you need to buy Kensal, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Kensal, ND is right here.

You’ll find Kensal car insurance rates, the cheapest Kensal, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Kensal, North Dakota car insurance rates to Bismarck car insurance rates, Fargo car insurance rates, and Wahpeton car insurance rates.

Ready to find affordable Kensal, ND car insurance today? Enter your ZIP code for fast, free Kensal car insurance quotes.

Cheapest Kensal, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kensal, ND car insurance rates? Every Kensal, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kensal, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,425 $2,429 $2,150 $2,276 $9,288 $10,910 $2,659 $2,868
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,847 $1,815 $1,652 $1,717 $6,476 $6,640 $2,090 $2,209
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $6,807 $7,353 $5,469 $6,626 $27,123 $30,234 $7,120 $7,800
Nationwide $1,640 $1,676 $1,474 $1,569 $3,702 $4,556 $1,872 $1,983
Progressive $2,078 $1,994 $1,683 $1,738 $7,312 $8,187 $2,551 $2,573
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Kensal, ND

Every driver must carry the minimum car insurance in Kensal, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Kensal, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kensal, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kensal, ND. Compare credit history car insurance rates in Kensal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kensal, North Dakota

Insurance Company Poor Fair Good
Allstate $5,513 $4,198 $3,417
American Family $5,292 $3,681 $3,115
Farmers $3,541 $2,884 $2,742
GEICO $3,222 $2,595 $2,265
Liberty Mutual $17,901 $10,689 $8,360
Nationwide $2,807 $2,194 $1,927
Progressive $4,079 $3,386 $3,079
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

Cheapest Kensal, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kensal, ND to rates for a clean record with top companies.

Annual Kensal, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,549 $3,907 $5,926 $4,121
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,581 $3,283 $3,240 $3,119
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $10,928 $12,332 $13,395 $12,612
Nationwide $1,714 $2,351 $3,228 $1,944
Progressive $3,254 $3,968 $3,287 $3,550
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Kensal, ND Car Insurance for Teen Drivers

Teen car insurance in Kensal, ND can be expensive. Take a look at rates from the top car insurance companies in Kensal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kensal, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,288 $10,910
American Family $6,100 $8,820
Farmers $6,476 $6,640
GEICO $4,150 $5,218
Liberty Mutual $27,123 $30,234
Nationwide $3,702 $4,556
Progressive $7,312 $8,187
State Farm $3,947 $4,991
USAA $3,928 $4,747

Cheapest Kensal, ND Car Insurance for Seniors

Take a look at Kensal, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kensal, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,150 $2,276
American Family $2,612 $2,612
Farmers $1,652 $1,717
GEICO $1,863 $1,884
Liberty Mutual $5,469 $6,626
Nationwide $1,474 $1,569
Progressive $1,683 $1,738
State Farm $1,248 $1,248
USAA $927 $930

Cheapest Kensal, ND Car Insurance Rates After a DUI

A DUI in Kensal, ND increases car insurance rates. Compare Kensal, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kensal, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,926
American Family $5,597
Farmers $3,240
GEICO $4,084
Liberty Mutual $13,395
Nationwide $3,228
Progressive $3,287
State Farm $2,203
USAA $2,854

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Cheapest Kensal, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kensal, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kensal, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,269 $4,483
American Family $3,979 $4,079
Farmers $3,056 $3,056
GEICO $2,663 $2,724
Liberty Mutual $12,317 $12,317
Nationwide $2,309 $2,309
Progressive $3,514 $3,514
State Farm $2,144 $2,262
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Kensal, ND

Take a look at a side-by-side comparison of the top car insurance companies in Kensal, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kensal, North Dakota

Insurance Company Average Annual Rates
Allstate $4,376
American Family $4,029
Farmers $3,056
GEICO $2,694
Liberty Mutual $12,317
Nationwide $2,309
Progressive $3,514
State Farm $2,203
USAA $2,028

Category Winners: Cheapest Car Insurance in Kensal, North Dakota

Find the cheapest car insurance companies in Kensal, ND for each category right here.

Best Annual Car Insurance Rates by Company in Kensal, North Dakota

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Kensal, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kensal car insurance rates. Find the cheapest Kensal, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kensal, North Dakota

Insurance Company Low Medium High
Allstate $4,286 $4,374 $4,467
American Family $4,159 $4,230 $3,699
Farmers $2,989 $3,043 $3,135
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,047 $12,265 $12,637
Nationwide $2,247 $2,297 $2,383
Progressive $3,420 $3,504 $3,620
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Kensal, North Dakota?

What factors can have an impact on Kensal, ND car insurance? There are several reasons why Kensal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kensal, North Dakota.

Commute Time in Kensal

The more time you spend in your car the higher the risk of an accident. The average commute length in Kensal, ND is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Kensal, ND

Ready to find affordable Kensal, North Dakota car insurance today? Enter your ZIP code for fast, free Kensal, ND car insurance quotes.

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