Compare Kent City, MI Car Insurance Rates (2021)

Car insurance in Kent City, MI averages $819 a month. Kent City, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Kent City car insurance rates, compare quotes from the top car insurance companies in Kent City, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kent City is USAA
  • Average car insurance rates in Kent City, MI after a DUI are $16,398/year
  • Average car insurance rates in Kent City, MI are $9,825/year

If you need to buy Kent City, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Kent City, MI is right here.

You’ll find Kent City car insurance rates, the cheapest Kent City, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Kent City, Michigan car insurance rates to Lansing car insurance rates, Ann Arbor car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Kent City, MI car insurance today? Enter your ZIP code for fast, free Kent City car insurance quotes.

Cheapest Kent City, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kent City, MI car insurance rates? Every Kent City, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kent City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,784 $16,784 $15,590 $15,590 $41,589 $41,589 $17,682 $17,682
Farmers $3,849 $3,849 $3,585 $3,585 $8,869 $8,869 $4,332 $4,332
GEICO $3,486 $3,486 $3,578 $3,578 $10,302 $10,302 $3,345 $3,345
Liberty Mutual $15,334 $15,334 $15,181 $15,181 $36,223 $36,223 $15,334 $15,334
Nationwide $3,878 $3,878 $3,449 $3,449 $10,450 $10,450 $4,263 $4,263
Progressive $2,899 $2,719 $2,566 $2,829 $10,994 $11,872 $3,389 $3,203
State Farm $7,591 $7,591 $7,031 $7,031 $26,463 $26,463 $8,906 $8,906
Travelers $5,326 $5,326 $4,574 $4,574 $16,054 $16,054 $5,786 $5,786
USAA $2,687 $2,536 $2,526 $2,379 $6,546 $6,195 $3,266 $3,121

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Minimum Car Insurance in Kent City, MI

Every driver must carry the minimum car insurance in Kent City, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Kent City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Kent City, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kent City, MI. Compare credit history car insurance rates in Kent City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kent City, Michigan

Insurance Company Poor Fair Good
Allstate $34,815 $19,242 $14,677
Farmers $6,729 $4,542 $4,206
GEICO $6,651 $4,895 $3,986
Liberty Mutual $32,464 $18,743 $10,346
Nationwide $6,865 $5,217 $4,448
Progressive $5,799 $4,916 $4,461
State Farm $20,285 $10,253 $6,955
Travelers $8,132 $7,886 $7,787
USAA $5,477 $3,123 $2,370

Cheapest Kent City, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kent City, MI to rates for a clean record with top companies.

Annual Kent City, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,158 $14,912 $49,962 $15,613
Farmers $4,333 $5,529 $5,450 $5,324
GEICO $1,792 $3,857 $11,707 $3,355
Liberty Mutual $14,354 $17,322 $32,017 $18,378
Nationwide $4,729 $6,287 $5,713 $5,311
Progressive $4,313 $5,628 $5,048 $5,247
State Farm $7,987 $9,556 $20,538 $11,909
Travelers $5,374 $7,668 $12,346 $6,352
USAA $2,942 $3,674 $4,806 $3,206

Cheapest Kent City, MI Car Insurance for Teen Drivers

Teen car insurance in Kent City, MI can be expensive. Take a look at rates from the top car insurance companies in Kent City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kent City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,589 $41,589
Farmers $8,869 $8,869
GEICO $10,302 $10,302
Liberty Mutual $36,223 $36,223
Nationwide $10,450 $10,450
Progressive $10,994 $11,872
State Farm $26,463 $26,463
Travelers $16,054 $16,054
USAA $6,546 $6,195

Cheapest Kent City, MI Car Insurance for Seniors

Take a look at Kent City, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kent City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,590 $15,590
Farmers $3,585 $3,585
GEICO $3,578 $3,578
Liberty Mutual $15,181 $15,181
Nationwide $3,449 $3,449
Progressive $2,566 $2,829
State Farm $7,031 $7,031
Travelers $4,574 $4,574
USAA $2,526 $2,379

Cheapest Kent City, MI Car Insurance Rates After a DUI

A DUI in Kent City, MI increases car insurance rates. Compare Kent City, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kent City, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,962
Farmers $5,450
GEICO $11,707
Liberty Mutual $32,017
Nationwide $5,713
Progressive $5,048
State Farm $20,538
Travelers $12,346
USAA $4,806

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Cheapest Kent City, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kent City, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kent City, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,911 $22,911
Farmers $5,159 $5,159
GEICO $5,063 $5,292
Liberty Mutual $19,808 $21,228
Nationwide $5,510 $5,510
Progressive $5,059 $5,059
State Farm $12,157 $12,838
Travelers $7,890 $7,980
USAA $3,615 $3,699

The Best Cheap Car Insurance Companies in Kent City, MI

Take a look at a side-by-side comparison of the top car insurance companies in Kent City, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kent City, Michigan

Insurance Company Average Annual Rates
Allstate $22,911
Farmers $5,159
GEICO $5,178
Liberty Mutual $20,518
Nationwide $5,510
Progressive $5,059
State Farm $12,498
Travelers $7,935
USAA $3,657

Category Winners: Cheapest Car Insurance in Kent City, Michigan

Find the cheapest car insurance companies in Kent City, MI for each category right here.

Best Annual Car Insurance Rates by Company in Kent City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Kent City, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kent City car insurance rates. Find the cheapest Kent City, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kent City, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,962 $23,424
Farmers $5,024 $5,147 $5,306
GEICO $4,860 $5,135 $5,538
Liberty Mutual $20,018 $20,469 $21,066
Nationwide $5,768 $5,416 $5,347
Progressive $4,922 $5,065 $5,189
State Farm $11,866 $12,576 $13,051
Travelers $7,853 $7,942 $8,010
USAA $3,557 $3,665 $3,748

What affects car insurance rates in Kent City, Michigan?

What factors can have an impact on Kent City, MI car insurance? There are several reasons why Kent City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kent City, Michigan.

Commute Time in Kent City

The more time you spend in your car the higher the risk of an accident. The average commute length in Kent City, MI is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Kent City, MI

Ready to find affordable Kent City, Michigan car insurance today? Enter your ZIP code for fast, free Kent City, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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