Compare Kernville, CA Car Insurance Rates (2021)

Car insurance in Kernville, CA averages $267 a month. Kernville, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Kernville car insurance rates, compare quotes from the top car insurance companies in Kernville, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kernville, CA after a DUI are $4,492/year
  • The cheapest car insurance company in Kernville is Progressive
  • The cheapest car insurance company in Kernville for teen drivers is USAA

If you need to buy Kernville, California car insurance, the options can be confusing. Everything you need to know about car insurance in Kernville, CA is right here.

You’ll find Kernville car insurance rates, the cheapest Kernville, CA car insurance companies, and information on California car insurance laws. You can also compare Kernville, California car insurance rates to Sacramento car insurance rates, Los Angeles car insurance rates, and Oakland car insurance rates.

Ready to find affordable Kernville, CA car insurance today? Enter your ZIP code for fast, free Kernville car insurance quotes.

Cheapest Kernville, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kernville, CA car insurance rates? Every Kernville, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kernville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,583 $2,601 $1,872 $1,910 $7,019 $8,862 $3,362 $3,758
Farmers $2,597 $2,597 $2,335 $2,335 $8,270 $13,596 $3,075 $3,423
GEICO $1,546 $1,547 $1,454 $1,454 $4,702 $4,798 $2,220 $2,278
Liberty Mutual $2,111 $1,997 $1,964 $1,902 $4,579 $4,879 $2,377 $2,403
Nationwide $2,646 $2,528 $2,309 $2,180 $6,655 $7,345 $3,139 $3,111
Progressive $1,380 $1,422 $1,163 $1,385 $3,594 $4,360 $1,979 $2,132
State Farm $2,871 $2,871 $2,564 $2,564 $5,251 $6,510 $3,175 $3,275
Travelers $2,148 $2,087 $1,901 $1,880 $4,322 $4,978 $2,783 $2,726
USAA $1,718 $1,627 $1,682 $1,689 $3,876 $3,884 $2,367 $2,236

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Minimum Car Insurance in Kernville, CA

Every driver must carry the minimum car insurance in Kernville, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Kernville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Kernville, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kernville, CA to rates for a clean record with top companies.

Annual Kernville, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,398 $4,074 $6,357 $3,154
Farmers $3,529 $4,809 $5,998 $4,778
GEICO $1,749 $2,695 $3,385 $2,170
Liberty Mutual $2,410 $3,228 $2,915 $2,554
Nationwide $2,615 $3,345 $5,650 $3,345
Progressive $1,432 $2,411 $2,812 $2,053
State Farm $2,591 $3,092 $5,849 $3,009
Travelers $1,925 $3,093 $3,598 $2,796
USAA $1,588 $2,352 $3,862 $1,738

Cheapest Kernville, CA Car Insurance for Teen Drivers

Teen car insurance in Kernville, CA can be expensive. Take a look at rates from the top car insurance companies in Kernville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kernville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,019 $8,862
Farmers $8,270 $13,596
GEICO $4,702 $4,798
Liberty Mutual $4,579 $4,879
Nationwide $6,655 $7,345
Progressive $3,594 $4,360
State Farm $5,251 $6,510
Travelers $4,322 $4,978
USAA $3,876 $3,884

Cheapest Kernville, CA Car Insurance for Seniors

Take a look at Kernville, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kernville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $1,910
Farmers $2,335 $2,335
GEICO $1,454 $1,454
Liberty Mutual $1,964 $1,902
Nationwide $2,309 $2,180
Progressive $1,163 $1,385
State Farm $2,564 $2,564
Travelers $1,901 $1,880
USAA $1,682 $1,689

Cheapest Kernville, CA Car Insurance Rates After a DUI

A DUI in Kernville, CA increases car insurance rates. Compare Kernville, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kernville, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,357
Farmers $5,998
GEICO $3,385
Liberty Mutual $2,915
Nationwide $5,650
Progressive $2,812
State Farm $5,849
Travelers $3,598
USAA $3,862

Cheapest Kernville, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kernville, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kernville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,608 $4,384
Farmers $4,336 $5,221
GEICO $2,271 $2,728
Liberty Mutual $2,548 $3,005
Nationwide $3,301 $4,177
Progressive $1,981 $2,373
State Farm $3,503 $3,767
Travelers $2,572 $3,134
USAA $2,197 $2,573

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The Best Cheap Car Insurance Companies in Kernville, CA

Take a look at a side-by-side comparison of the top car insurance companies in Kernville, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kernville, California

Insurance Company Average Annual Rates
Allstate $3,996
Farmers $4,778
GEICO $2,500
Liberty Mutual $2,777
Nationwide $3,739
Progressive $2,177
State Farm $3,635
Travelers $2,853
USAA $2,385

Category Winners: Cheapest Car Insurance in Kernville, California

Find the cheapest car insurance companies in Kernville, CA for each category right here.

Best Annual Car Insurance Rates by Company in Kernville, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Kernville, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kernville car insurance rates. Find the cheapest Kernville, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kernville, California

Insurance Company Low Medium High
Allstate $3,818 $4,025 $4,145
Farmers $4,467 $4,812 $5,056
GEICO $2,282 $2,524 $2,693
Liberty Mutual $2,586 $2,800 $2,944
Nationwide $3,374 $3,793 $4,050
Progressive $1,991 $2,229 $2,311
State Farm $3,305 $3,689 $3,912
Travelers $2,523 $2,919 $3,118
USAA $2,159 $2,432 $2,565

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What affects car insurance rates in Kernville, California?

What factors can have an impact on Kernville, CA car insurance? There are several reasons why Kernville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kernville, California.

Commute Time in Kernville

The more time you spend in your car the higher the risk of an accident. The average commute length in Kernville, CA is 52.3 minutes according to City-Data.

Compare Car Insurance Quotes in Kernville, CA

Ready to find affordable Kernville, California car insurance today? Enter your ZIP code for fast, free Kernville, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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