Compare Kersey, CO Car Insurance Rates (2021)

Car insurance in Kersey, CO averages $313 a month. Kersey, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Kersey car insurance rates, compare quotes from the top car insurance companies in Kersey, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kersey, CO after a DUI are $4,452/year
  • Average car insurance rates in Kersey, CO are $3,756/year
  • The cheapest car insurance company in Kersey for teen drivers is USAA

If you need to buy Kersey, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Kersey, CO is right here.

You’ll find Kersey car insurance rates, the cheapest Kersey, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Kersey, Colorado car insurance rates to Lakewood car insurance rates, Greeley car insurance rates, and Arvada car insurance rates.

Ready to find affordable Kersey, CO car insurance today? Enter your ZIP code for fast, free Kersey car insurance quotes.

Cheapest Kersey, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kersey, CO car insurance rates? Every Kersey, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kersey, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,319 $3,111 $2,986 $3,017 $11,440 $12,023 $3,667 $3,688
American Family $2,462 $2,462 $2,223 $2,223 $5,947 $7,974 $2,462 $3,015
Farmers $3,109 $3,089 $2,804 $3,016 $12,203 $12,392 $3,444 $3,503
GEICO $1,848 $2,019 $1,950 $2,207 $5,747 $6,087 $1,692 $1,727
Liberty Mutual $1,854 $1,822 $1,578 $1,733 $5,417 $5,897 $1,871 $1,888
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,315 $2,167 $2,015 $2,010 $7,833 $8,746 $2,608 $2,536
State Farm $2,126 $2,126 $1,914 $1,914 $6,241 $7,885 $2,385 $2,840
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

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Minimum Car Insurance in Kersey, CO

Every driver must carry the minimum car insurance in Kersey, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Kersey, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Kersey, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kersey, CO. Compare credit history car insurance rates in Kersey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kersey, Colorado

Insurance Company Poor Fair Good
Allstate $6,895 $5,313 $4,011
American Family $4,668 $3,327 $2,793
Farmers $6,294 $5,149 $4,893
GEICO $3,497 $2,910 $2,323
Liberty Mutual $3,944 $2,409 $1,919
Nationwide $4,099 $3,254 $2,838
Progressive $4,296 $3,670 $3,371
State Farm $4,768 $3,057 $2,460
USAA $4,549 $2,604 $2,090

Cheapest Kersey, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kersey, CO to rates for a clean record with top companies.

Annual Kersey, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,618 $5,308 $6,475 $5,225
American Family $2,663 $3,777 $4,928 $3,017
Farmers $4,594 $5,913 $5,832 $5,441
GEICO $2,059 $3,192 $3,695 $2,692
Liberty Mutual $2,412 $2,828 $2,939 $2,851
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,277 $4,566 $3,456 $3,817
State Farm $3,146 $3,711 $3,429 $3,429
USAA $2,251 $2,747 $4,792 $2,534

Cheapest Kersey, CO Car Insurance for Teen Drivers

Teen car insurance in Kersey, CO can be expensive. Take a look at rates from the top car insurance companies in Kersey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kersey, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,440 $12,023
American Family $5,947 $7,974
Farmers $12,203 $12,392
GEICO $5,747 $6,087
Liberty Mutual $5,417 $5,897
Nationwide $5,724 $7,310
Progressive $7,833 $8,746
State Farm $6,241 $7,885
USAA $5,179 $5,925

Cheapest Kersey, CO Car Insurance for Seniors

Take a look at Kersey, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kersey, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,986 $3,017
American Family $2,223 $2,223
Farmers $2,804 $3,016
GEICO $1,950 $2,207
Liberty Mutual $1,578 $1,733
Nationwide $2,028 $2,139
Progressive $2,015 $2,010
State Farm $1,914 $1,914
USAA $1,967 $1,966

Cheapest Kersey, CO Car Insurance Rates After a DUI

A DUI in Kersey, CO increases car insurance rates. Compare Kersey, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kersey, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,475
American Family $4,928
Farmers $5,832
GEICO $3,695
Liberty Mutual $2,939
Nationwide $4,523
Progressive $3,456
State Farm $3,429
USAA $4,792

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Cheapest Kersey, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kersey, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kersey, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,519 $3,673
Farmers $5,445 $5,445
GEICO $2,847 $2,972
Liberty Mutual $2,758 $2,758
Nationwide $3,397 $3,397
Progressive $3,779 $3,779
State Farm $3,345 $3,512
USAA $2,994 $3,168

The Best Cheap Car Insurance Companies in Kersey, CO

Take a look at a side-by-side comparison of the top car insurance companies in Kersey, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kersey, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,596
Farmers $5,445
GEICO $2,910
Liberty Mutual $2,758
Nationwide $3,397
Progressive $3,779
State Farm $3,429
USAA $3,081

Category Winners: Cheapest Car Insurance in Kersey, Colorado

Find the cheapest car insurance companies in Kersey, CO for each category right here.

Best Annual Car Insurance Rates by Company in Kersey, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Kersey, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kersey car insurance rates. Find the cheapest Kersey, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kersey, Colorado

Insurance Company Low Medium High
Allstate $5,106 $5,388 $5,725
American Family $3,412 $3,670 $3,706
Farmers $4,778 $5,365 $6,192
GEICO $2,620 $2,854 $3,255
Liberty Mutual $2,603 $2,747 $2,922
Nationwide $3,381 $3,402 $3,409
Progressive $3,501 $3,791 $4,045
State Farm $3,211 $3,432 $3,643
USAA $2,936 $3,081 $3,226

What affects car insurance rates in Kersey, Colorado?

What factors can have an impact on Kersey, CO car insurance? There are several reasons why Kersey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kersey, Colorado.

Commute Time in Kersey

The more time you spend in your car the higher the risk of an accident. The average commute length in Kersey, CO is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Kersey, CO

Ready to find affordable Kersey, Colorado car insurance today? Enter your ZIP code for fast, free Kersey, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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