Compare Kettering, MD Car Insurance Rates (2021)

Car insurance in Kettering, MD averages $466 a month. Kettering, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Kettering car insurance rates, compare quotes from the top car insurance companies in Kettering, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kettering for teen drivers is USAA
  • Average car insurance rates in Kettering, MD after a DUI are $6,604/year
  • The cheapest car insurance company in Kettering is USAA

If you need to buy Kettering, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Kettering, MD is right here.

You’ll find Kettering car insurance rates, the cheapest Kettering, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Kettering, Maryland car insurance rates to Annapolis car insurance rates, Gaithersburg car insurance rates, and Salisbury car insurance rates.

Ready to find affordable Kettering, MD car insurance today? Enter your ZIP code for fast, free Kettering car insurance quotes.

Cheapest Kettering, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kettering, MD car insurance rates? Every Kettering, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kettering, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,924 $3,753 $3,757 $3,858 $11,805 $13,904 $3,517 $3,550
GEICO $3,129 $3,417 $3,550 $4,086 $9,289 $10,548 $2,666 $2,798
Liberty Mutual $8,833 $8,833 $8,732 $8,732 $17,158 $25,434 $8,833 $11,901
Nationwide $2,482 $2,491 $2,245 $2,314 $5,716 $7,518 $2,863 $3,081
Progressive $2,603 $2,345 $2,263 $2,313 $9,249 $10,101 $3,026 $2,949
State Farm $2,878 $2,878 $2,644 $2,644 $8,551 $10,914 $3,213 $3,614
USAA $2,334 $2,295 $2,173 $2,172 $5,148 $6,087 $2,696 $3,009

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Minimum Car Insurance in Kettering, MD

Every driver must carry the minimum car insurance in Kettering, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Kettering, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Kettering, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kettering, MD. Compare credit history car insurance rates in Kettering from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kettering, Maryland

Insurance Company Poor Fair Good
Allstate $7,798 $5,430 $4,798
GEICO $5,598 $4,633 $4,576
Liberty Mutual $17,548 $11,343 $8,030
Nationwide $4,600 $3,240 $2,926
Progressive $5,492 $4,124 $3,453
State Farm $6,826 $4,051 $3,124
USAA $4,331 $2,959 $2,428

Cheapest Kettering, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kettering, MD to rates for a clean record with top companies.

Annual Kettering, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,303 $7,098 $5,303 $6,330
GEICO $3,504 $5,459 $6,601 $4,177
Liberty Mutual $8,984 $11,723 $17,288 $11,232
Nationwide $3,159 $4,237 $3,378 $3,580
Progressive $3,717 $4,935 $4,494 $4,278
State Farm $4,186 $5,255 $4,614 $4,614
USAA $2,546 $3,120 $4,549 $2,743

Cheapest Kettering, MD Car Insurance for Teen Drivers

Teen car insurance in Kettering, MD can be expensive. Take a look at rates from the top car insurance companies in Kettering for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kettering, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,805 $13,904
GEICO $9,289 $10,548
Liberty Mutual $17,158 $25,434
Nationwide $5,716 $7,518
Progressive $9,249 $10,101
State Farm $8,551 $10,914
USAA $5,148 $6,087

Cheapest Kettering, MD Car Insurance for Seniors

Take a look at Kettering, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kettering, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,757 $3,858
GEICO $3,550 $4,086
Liberty Mutual $8,732 $8,732
Nationwide $2,245 $2,314
Progressive $2,263 $2,313
State Farm $2,644 $2,644
USAA $2,173 $2,172

Cheapest Kettering, MD Car Insurance Rates After a DUI

A DUI in Kettering, MD increases car insurance rates. Compare Kettering, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kettering, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,303
GEICO $6,601
Liberty Mutual $17,288
Nationwide $3,378
Progressive $4,494
State Farm $4,614
USAA $4,549

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Cheapest Kettering, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kettering, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kettering, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,923 $6,094
GEICO $4,851 $5,020
Liberty Mutual $11,978 $12,636
Nationwide $3,589 $3,589
Progressive $4,356 $4,356
State Farm $4,543 $4,791
USAA $3,137 $3,341

The Best Cheap Car Insurance Companies in Kettering, MD

Take a look at a side-by-side comparison of the top car insurance companies in Kettering, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kettering, Maryland

Insurance Company Average Annual Rates
Allstate $6,009
GEICO $4,936
Liberty Mutual $12,307
Nationwide $3,589
Progressive $4,356
State Farm $4,667
USAA $3,239

Category Winners: Cheapest Car Insurance in Kettering, Maryland

Find the cheapest car insurance companies in Kettering, MD for each category right here.

Best Annual Car Insurance Rates by Company in Kettering, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Kettering, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kettering car insurance rates. Find the cheapest Kettering, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kettering, Maryland

Insurance Company Low Medium High
Allstate $5,843 $5,968 $6,215
GEICO $4,747 $4,899 $5,160
Liberty Mutual $11,972 $12,280 $12,669
Nationwide $3,421 $3,595 $3,750
Progressive $4,152 $4,357 $4,560
State Farm $4,419 $4,680 $4,902
USAA $3,071 $3,249 $3,398

What affects car insurance rates in Kettering, Maryland?

What factors can have an impact on Kettering, MD car insurance? There are several reasons why Kettering car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kettering, Maryland.

Commute Time in Kettering

The more time you spend in your car the higher the risk of an accident. The average commute length in Kettering, MD is 38.9 minutes according to City-Data.

Traffic in Kettering

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Kettering, MD traffic data from INRIX ranks Kettering as the 385th-most congested in the world.

Compare Car Insurance Quotes in Kettering, MD

Ready to find affordable Kettering, Maryland car insurance today? Enter your ZIP code for fast, free Kettering, MD car insurance quotes.

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