Compare Keystone, FL Car Insurance Rates (2021)

Car insurance in Keystone, FL averages $471 a month. Keystone, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Keystone car insurance rates, compare quotes from the top car insurance companies in Keystone, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Keystone is USAA
  • The cheapest car insurance company in Keystone for teen drivers is USAA
  • Average car insurance rates in Keystone, FL are $5,652/year

If you need to buy Keystone, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Keystone, FL is right here.

You’ll find Keystone car insurance rates, the cheapest Keystone, FL car insurance companies, and information on Florida car insurance laws. You can also compare Keystone, Florida car insurance rates to Orlando car insurance rates, Jacksonville car insurance rates, and Tampa car insurance rates.

Ready to find affordable Keystone, FL car insurance today? Enter your ZIP code for fast, free Keystone car insurance quotes.

Cheapest Keystone, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Keystone, FL car insurance rates? Every Keystone, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Keystone, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,281 $5,086 $4,645 $4,735 $18,855 $20,712 $5,241 $5,318
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $4,621 $4,621 $4,223 $4,223 $9,906 $15,334 $4,621 $6,315
Nationwide $4,001 $3,943 $3,559 $3,682 $9,876 $12,172 $4,420 $4,598
Progressive $4,040 $3,789 $3,454 $3,703 $11,490 $12,488 $4,859 $4,601
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $2,012 $1,974 $1,894 $1,869 $7,035 $8,114 $2,512 $2,703

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Minimum Car Insurance in Keystone, FL

Every driver must carry the minimum car insurance in Keystone, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Keystone, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Keystone, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Keystone, FL. Compare credit history car insurance rates in Keystone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Keystone, Florida

Insurance Company Poor Fair Good
Allstate $12,232 $7,724 $6,247
GEICO $7,090 $4,321 $3,264
Liberty Mutual $8,711 $6,359 $5,129
Nationwide $7,254 $5,302 $4,787
Progressive $7,871 $5,613 $4,675
State Farm $5,301 $3,451 $2,817
USAA $5,707 $2,803 $2,033

Cheapest Keystone, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Keystone, FL to rates for a clean record with top companies.

Annual Keystone, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,500 $9,020 $10,063 $8,354
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $4,784 $6,286 $9,238 $6,625
Nationwide $4,903 $5,402 $7,351 $5,470
Progressive $4,774 $7,071 $5,955 $6,412
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,736 $3,397 $5,053 $2,872

Cheapest Keystone, FL Car Insurance for Teen Drivers

Teen car insurance in Keystone, FL can be expensive. Take a look at rates from the top car insurance companies in Keystone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Keystone, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,855 $20,712
GEICO $6,874 $8,661
Liberty Mutual $9,906 $15,334
Nationwide $9,876 $12,172
Progressive $11,490 $12,488
State Farm $7,115 $9,117
USAA $7,035 $8,114

Cheapest Keystone, FL Car Insurance for Seniors

Take a look at Keystone, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Keystone, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,645 $4,735
GEICO $3,607 $3,607
Liberty Mutual $4,223 $4,223
Nationwide $3,559 $3,682
Progressive $3,454 $3,703
State Farm $2,165 $2,165
USAA $1,894 $1,869

Cheapest Keystone, FL Car Insurance Rates After a DUI

A DUI in Keystone, FL increases car insurance rates. Compare Keystone, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Keystone, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,063
GEICO $6,458
Liberty Mutual $9,238
Nationwide $7,351
Progressive $5,955
State Farm $3,856
USAA $5,053

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Cheapest Keystone, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Keystone, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Keystone, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,482 $8,986
GEICO $4,867 $4,917
Liberty Mutual $6,511 $6,955
Nationwide $5,781 $5,781
Progressive $6,053 $6,053
State Farm $3,721 $3,991
USAA $3,474 $3,554

The Best Cheap Car Insurance Companies in Keystone, FL

Take a look at a side-by-side comparison of the top car insurance companies in Keystone, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Keystone, Florida

Insurance Company Average Annual Rates
Allstate $8,734
GEICO $4,892
Liberty Mutual $6,733
Nationwide $5,781
Progressive $6,053
State Farm $3,856
USAA $3,514

Category Winners: Cheapest Car Insurance in Keystone, Florida

Find the cheapest car insurance companies in Keystone, FL for each category right here.

Best Annual Car Insurance Rates by Company in Keystone, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Keystone, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Keystone car insurance rates. Find the cheapest Keystone, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Keystone, Florida

Insurance Company Low Medium High
Allstate $6,395 $9,263 $10,544
GEICO $3,969 $5,072 $5,635
Liberty Mutual $6,105 $6,857 $7,238
Nationwide $4,471 $6,026 $6,848
Progressive $4,951 $6,209 $6,999
State Farm $3,248 $3,962 $4,359
USAA $2,977 $3,654 $3,912

What affects car insurance rates in Keystone, Florida?

What factors can have an impact on Keystone, FL car insurance? There are several reasons why Keystone car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Keystone, Florida.

Commute Time in Keystone

The more time you spend in your car the higher the risk of an accident. The average commute length in Keystone, FL is 33.9 minutes according to City-Data.

Compare Car Insurance Quotes in Keystone, FL

Ready to find affordable Keystone, Florida car insurance today? Enter your ZIP code for fast, free Keystone, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State