Compare Kilgore, TX Car Insurance Rates (2021)

Car insurance in Kilgore, TX averages $307 a month. Kilgore, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Kilgore car insurance rates, compare quotes from the top car insurance companies in Kilgore, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kilgore is USAA
  • Average car insurance rates in Kilgore, TX are $3,680/year
  • The cheapest car insurance company in Kilgore for teen drivers is USAA

If you need to buy Kilgore, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Kilgore, TX is right here.

You’ll find Kilgore car insurance rates, the cheapest Kilgore, TX car insurance companies, and information on Texas car insurance laws. You can also compare Kilgore, Texas car insurance rates to El Paso car insurance rates, Plano car insurance rates, and Arlington car insurance rates.

Ready to find affordable Kilgore, TX car insurance today? Enter your ZIP code for fast, free Kilgore car insurance quotes.

Cheapest Kilgore, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kilgore, TX car insurance rates? Every Kilgore, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kilgore, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,560 $3,591 $3,513 $3,513 $9,380 $11,327 $4,402 $4,587
American Family $2,200 $2,451 $2,088 $2,390 $5,909 $7,687 $3,166 $3,599
GEICO $2,335 $2,531 $2,281 $2,613 $5,111 $5,257 $2,519 $2,484
Nationwide $2,254 $2,291 $1,996 $2,111 $6,345 $8,134 $2,645 $2,858
Progressive $2,251 $2,128 $2,007 $2,045 $9,411 $10,484 $2,651 $2,677
State Farm $2,066 $2,066 $1,841 $1,841 $5,005 $6,387 $2,250 $2,316
USAA $1,708 $1,714 $1,635 $1,619 $4,863 $5,284 $2,278 $2,434

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Minimum Car Insurance in Kilgore, TX

Every driver must carry the minimum car insurance in Kilgore, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Kilgore, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kilgore, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kilgore, TX. Compare credit history car insurance rates in Kilgore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kilgore, Texas

Insurance Company Poor Fair Good
Allstate $6,972 $5,107 $4,373
American Family $5,030 $3,208 $2,821
GEICO $4,844 $2,746 $1,835
Nationwide $4,292 $3,448 $2,998
Progressive $4,733 $4,093 $3,794
State Farm $4,208 $2,619 $2,087
USAA $3,946 $2,288 $1,842

Cheapest Kilgore, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kilgore, TX to rates for a clean record with top companies.

Annual Kilgore, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,257 $6,575 $6,848 $4,257
American Family $3,377 $4,244 $3,748 $3,377
GEICO $2,667 $3,529 $2,935 $3,435
Nationwide $3,109 $3,109 $4,591 $3,508
Progressive $3,671 $4,748 $4,283 $4,125
State Farm $2,634 $3,029 $3,589 $2,634
USAA $2,001 $2,967 $3,502 $2,298

Cheapest Kilgore, TX Car Insurance for Teen Drivers

Teen car insurance in Kilgore, TX can be expensive. Take a look at rates from the top car insurance companies in Kilgore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kilgore, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,380 $11,327
American Family $5,909 $7,687
GEICO $5,111 $5,257
Nationwide $6,345 $8,134
Progressive $9,411 $10,484
State Farm $5,005 $6,387
USAA $4,863 $5,284

Cheapest Kilgore, TX Car Insurance for Seniors

Take a look at Kilgore, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kilgore, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,513 $3,513
American Family $2,088 $2,390
GEICO $2,281 $2,613
Nationwide $1,996 $2,111
Progressive $2,007 $2,045
State Farm $1,841 $1,841
USAA $1,635 $1,619

Cheapest Kilgore, TX Car Insurance Rates After a DUI

A DUI in Kilgore, TX increases car insurance rates. Compare Kilgore, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kilgore, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,848
American Family $3,748
GEICO $2,935
Nationwide $4,591
Progressive $4,283
State Farm $3,589
USAA $3,502

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Cheapest Kilgore, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kilgore, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kilgore, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,349 $5,620
American Family $3,686 $3,686
GEICO $3,083 $3,200
Nationwide $3,579 $3,579
Progressive $4,207 $4,207
State Farm $2,971 $2,971
USAA $2,658 $2,726

The Best Cheap Car Insurance Companies in Kilgore, TX

Take a look at a side-by-side comparison of the top car insurance companies in Kilgore, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kilgore, Texas

Insurance Company Average Annual Rates
Allstate $5,484
American Family $3,686
GEICO $3,141
Nationwide $3,579
Progressive $4,207
State Farm $2,971
USAA $2,692

Category Winners: Cheapest Car Insurance in Kilgore, Texas

Find the cheapest car insurance companies in Kilgore, TX for each category right here.

Best Annual Car Insurance Rates by Company in Kilgore, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Kilgore, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kilgore car insurance rates. Find the cheapest Kilgore, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kilgore, Texas

Insurance Company Low Medium High
Allstate $5,363 $5,439 $5,650
American Family $3,391 $3,537 $4,130
GEICO $2,944 $3,091 $3,389
Nationwide $3,836 $3,427 $3,475
Progressive $3,986 $4,184 $4,451
State Farm $2,806 $2,960 $3,148
USAA $2,595 $2,680 $2,801

What affects car insurance rates in Kilgore, Texas?

What factors can have an impact on Kilgore, TX car insurance? There are several reasons why Kilgore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kilgore, Texas.

Car Theft in Kilgore

High levels of vehicle theft can make car insurance more expensive. Kilgore, TX car theft statistics from the FBI indicate 37 vehicle thefts a year.

Commute Time in Kilgore

The more time you spend in your car the higher the risk of an accident. The average commute length in Kilgore, TX is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Kilgore, TX

Ready to find affordable Kilgore, Texas car insurance today? Enter your ZIP code for fast, free Kilgore, TX car insurance quotes.

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