Compare Kim, CO Car Insurance Rates (2021)

Car insurance in Kim, CO averages $336 a month. Kim, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Kim car insurance rates, compare quotes from the top car insurance companies in Kim, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kim for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Kim is Liberty Mutual
  • Average car insurance rates in Kim, CO after a DUI are $4,759/year

If you need to buy Kim, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Kim, CO is right here.

You’ll find Kim car insurance rates, the cheapest Kim, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Kim, Colorado car insurance rates to Aurora car insurance rates, Greeley car insurance rates, and Boulder car insurance rates.

Ready to find affordable Kim, CO car insurance today? Enter your ZIP code for fast, free Kim car insurance quotes.

Cheapest Kim, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kim, CO car insurance rates? Every Kim, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kim, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,845 $3,662 $3,389 $3,433 $11,710 $12,271 $4,419 $4,506
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,329 $3,299 $3,028 $3,266 $12,074 $12,086 $3,640 $3,675
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,907 $1,882 $1,616 $1,771 $5,209 $5,672 $1,924 $1,957
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,902 $2,736 $2,439 $2,457 $8,840 $9,901 $3,291 $3,221
State Farm $1,965 $1,965 $1,753 $1,753 $5,532 $7,016 $2,195 $2,604
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Kim, CO

Every driver must carry the minimum car insurance in Kim, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Kim, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Kim, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kim, CO. Compare credit history car insurance rates in Kim from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kim, Colorado

Insurance Company Poor Fair Good
Allstate $7,549 $5,788 $4,376
American Family $4,441 $3,137 $2,627
Farmers $6,477 $5,216 $4,956
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,935 $2,386 $1,905
Nationwide $4,848 $3,820 $3,334
Progressive $5,142 $4,333 $3,945
State Farm $4,305 $2,763 $2,226
USAA $5,346 $3,014 $2,405

Cheapest Kim, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kim, CO to rates for a clean record with top companies.

Annual Kim, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,169 $5,840 $6,881 $5,728
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,692 $6,017 $5,938 $5,551
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,389 $2,807 $2,935 $2,838
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,902 $5,284 $4,123 $4,584
State Farm $2,860 $3,336 $3,098 $3,098
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Kim, CO Car Insurance for Teen Drivers

Teen car insurance in Kim, CO can be expensive. Take a look at rates from the top car insurance companies in Kim for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kim, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,710 $12,271
American Family $5,641 $7,517
Farmers $12,074 $12,086
GEICO $6,808 $7,210
Liberty Mutual $5,209 $5,672
Nationwide $6,687 $8,617
Progressive $8,840 $9,901
State Farm $5,532 $7,016
USAA $5,826 $6,723

Cheapest Kim, CO Car Insurance for Seniors

Take a look at Kim, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kim, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,389 $3,433
American Family $2,098 $2,098
Farmers $3,028 $3,266
GEICO $2,320 $2,581
Liberty Mutual $1,616 $1,771
Nationwide $2,380 $2,529
Progressive $2,439 $2,457
State Farm $1,753 $1,753
USAA $2,298 $2,340

Cheapest Kim, CO Car Insurance Rates After a DUI

A DUI in Kim, CO increases car insurance rates. Compare Kim, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kim, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,881
American Family $4,659
Farmers $5,938
GEICO $4,302
Liberty Mutual $2,935
Nationwide $5,371
Progressive $4,123
State Farm $3,098
USAA $5,527

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Cheapest Kim, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kim, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kim, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,904 $5,904
American Family $3,330 $3,473
Farmers $5,550 $5,550
GEICO $3,397 $3,562
Liberty Mutual $2,742 $2,742
Nationwide $4,001 $4,001
Progressive $4,473 $4,473
State Farm $3,023 $3,173
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Kim, CO

Take a look at a side-by-side comparison of the top car insurance companies in Kim, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kim, Colorado

Insurance Company Average Annual Rates
Allstate $5,904
American Family $3,402
Farmers $5,550
GEICO $3,480
Liberty Mutual $2,742
Nationwide $4,001
Progressive $4,473
State Farm $3,098
USAA $3,589

Category Winners: Cheapest Car Insurance in Kim, Colorado

Find the cheapest car insurance companies in Kim, CO for each category right here.

Best Annual Car Insurance Rates by Company in Kim, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Kim, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kim car insurance rates. Find the cheapest Kim, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kim, Colorado

Insurance Company Low Medium High
Allstate $5,625 $5,887 $6,201
American Family $3,255 $3,472 $3,479
Farmers $4,877 $5,473 $6,300
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,599 $2,731 $2,896
Nationwide $4,052 $4,001 $3,949
Progressive $4,236 $4,482 $4,702
State Farm $2,919 $3,099 $3,276
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Kim, Colorado?

What factors can have an impact on Kim, CO car insurance? There are several reasons why Kim car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kim, Colorado.

Commute Time in Kim

The more time you spend in your car the higher the risk of an accident. The average commute length in Kim, CO is 13.7 minutes according to City-Data.

Compare Car Insurance Quotes in Kim, CO

Ready to find affordable Kim, Colorado car insurance today? Enter your ZIP code for fast, free Kim, CO car insurance quotes.

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