Compare Kimball, SD Car Insurance Rates (2021)

Car insurance in Kimball, SD averages $337 a month. Kimball, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kimball car insurance rates, compare quotes from the top car insurance companies in Kimball, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kimball for teen drivers is State Farm
  • The cheapest car insurance company in Kimball is State Farm
  • Average car insurance rates in Kimball, SD are $4,043/year

If you need to buy Kimball, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Kimball, SD is right here.

You’ll find Kimball car insurance rates, the cheapest Kimball, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Kimball, South Dakota car insurance rates to Box Elder car insurance rates, Brookings car insurance rates, and Huron car insurance rates.

Ready to find affordable Kimball, SD car insurance today? Enter your ZIP code for fast, free Kimball car insurance quotes.

Cheapest Kimball, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kimball, SD car insurance rates? Every Kimball, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kimball, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,504 $2,157 $2,307 $10,029 $11,971 $2,774 $3,038
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,997 $2,008 $1,761 $1,826 $8,647 $9,003 $2,223 $2,376
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,028 $2,004 $1,669 $1,719 $7,221 $8,222 $2,539 $2,650
State Farm $1,697 $1,697 $1,449 $1,449 $3,955 $5,113 $1,894 $2,109

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Minimum Car Insurance in Kimball, SD

Every driver must carry the minimum car insurance in Kimball, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Kimball, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kimball, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kimball, SD. Compare credit history car insurance rates in Kimball from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kimball, South Dakota

Insurance Company Poor Fair Good
Allstate $5,671 $4,437 $3,853
American Family $5,228 $3,769 $3,193
Farmers $4,224 $3,555 $3,411
GEICO $5,073 $2,574 $1,745
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,363 $2,623 $2,311
Progressive $4,055 $3,363 $3,101
State Farm $3,523 $2,106 $1,632

Cheapest Kimball, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kimball, SD to rates for a clean record with top companies.

Annual Kimball, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,858 $4,477 $5,960 $4,318
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,187 $4,012 $3,914 $3,807
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,027 $4,087 $3,265 $3,647
State Farm $2,283 $2,558 $2,420 $2,420

Cheapest Kimball, SD Car Insurance for Teen Drivers

Teen car insurance in Kimball, SD can be expensive. Take a look at rates from the top car insurance companies in Kimball for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kimball, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,029 $11,971
American Family $6,026 $8,854
Farmers $8,647 $9,003
GEICO $5,030 $5,958
Liberty Mutual $17,102 $19,205
Nationwide $4,202 $5,494
Progressive $7,221 $8,222
State Farm $3,955 $5,113

Cheapest Kimball, SD Car Insurance for Seniors

Take a look at Kimball, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kimball, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,307
American Family $2,598 $2,598
Farmers $1,761 $1,826
GEICO $2,446 $2,254
Liberty Mutual $3,678 $4,471
Nationwide $1,781 $1,918
Progressive $1,669 $1,719
State Farm $1,449 $1,449

Cheapest Kimball, SD Car Insurance Rates After a DUI

A DUI in Kimball, SD increases car insurance rates. Compare Kimball, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kimball, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,960
American Family $5,591
Farmers $3,914
GEICO $5,254
Liberty Mutual $8,802
Nationwide $4,000
Progressive $3,265
State Farm $2,420

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Cheapest Kimball, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kimball, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kimball, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,767
American Family $4,013 $4,113
Farmers $3,730 $3,730
GEICO $3,094 $3,168
Liberty Mutual $8,078 $8,078
Nationwide $2,766 $2,766
Progressive $3,507 $3,507
State Farm $2,361 $2,480

The Best Cheap Car Insurance Companies in Kimball, SD

Take a look at a side-by-side comparison of the top car insurance companies in Kimball, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kimball, South Dakota

Insurance Company Average Annual Rates
Allstate $4,654
American Family $4,063
Farmers $3,730
GEICO $3,131
Liberty Mutual $8,078
Nationwide $2,766
Progressive $3,507
State Farm $2,420

Category Winners: Cheapest Car Insurance in Kimball, South Dakota

Find the cheapest car insurance companies in Kimball, SD for each category right here.

Best Annual Car Insurance Rates by Company in Kimball, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Kimball, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kimball car insurance rates. Find the cheapest Kimball, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kimball, South Dakota

Insurance Company Low Medium High
Allstate $4,537 $4,646 $4,778
American Family $4,106 $4,185 $3,899
Farmers $3,586 $3,694 $3,911
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $2,628 $2,755 $2,914
Progressive $3,422 $3,477 $3,621
State Farm $2,349 $2,421 $2,490

What affects car insurance rates in Kimball, South Dakota?

What factors can have an impact on Kimball, SD car insurance? There are several reasons why Kimball car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kimball, South Dakota.

Car Theft in Kimball

High levels of vehicle theft can make car insurance more expensive. Kimball, SD car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Kimball

The more time you spend in your car the higher the risk of an accident. The average commute length in Kimball, SD is 14.8 minutes according to City-Data.

Compare Car Insurance Quotes in Kimball, SD

Ready to find affordable Kimball, South Dakota car insurance today? Enter your ZIP code for fast, free Kimball, SD car insurance quotes.

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