Compare Kimper, KY Car Insurance Rates (2021)

Car insurance in Kimper, KY averages $581 a month. Kimper, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kimper car insurance rates, compare quotes from the top car insurance companies in Kimper, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kimper is USAA
  • The cheapest car insurance company in Kimper for teen drivers is USAA
  • Average car insurance rates in Kimper, KY are $6,977/year

If you need to buy Kimper, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Kimper, KY is right here.

You’ll find Kimper car insurance rates, the cheapest Kimper, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Kimper, Kentucky car insurance rates to Nicholasville car insurance rates, Independence car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Kimper, KY car insurance today? Enter your ZIP code for fast, free Kimper car insurance quotes.

Cheapest Kimper, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kimper, KY car insurance rates? Every Kimper, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kimper, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,478 $4,878 $3,854 $4,335 $17,987 $19,890 $4,616 $4,709
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,861 $3,634 $3,497 $3,483 $20,038 $22,819 $4,812 $4,902
State Farm $2,466 $2,466 $2,186 $2,186 $6,631 $8,422 $2,733 $3,012
Travelers $3,984 $4,056 $3,930 $3,930 $20,277 $32,769 $4,171 $4,835
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

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Minimum Car Insurance in Kimper, KY

Every driver must carry the minimum car insurance in Kimper, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Kimper, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kimper, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kimper, KY. Compare credit history car insurance rates in Kimper from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kimper, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,634 $7,086 $5,560
Nationwide $9,520 $7,384 $6,351
Progressive $9,331 $8,179 $7,632
State Farm $5,394 $3,298 $2,597
Travelers $10,892 $9,186 $9,154
USAA $4,983 $2,817 $2,301

Cheapest Kimper, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kimper, KY to rates for a clean record with top companies.

Annual Kimper, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,726 $10,419 $8,061 $7,167
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,901 $10,339 $7,879 $8,403
State Farm $3,481 $4,044 $3,763 $3,763
Travelers $8,459 $8,709 $12,710 $9,098
USAA $2,526 $3,582 $4,312 $3,049

Cheapest Kimper, KY Car Insurance for Teen Drivers

Teen car insurance in Kimper, KY can be expensive. Take a look at rates from the top car insurance companies in Kimper for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kimper, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $17,987 $19,890
Nationwide $12,492 $15,331
Progressive $20,038 $22,819
State Farm $6,631 $8,422
Travelers $20,277 $32,769
USAA $6,138 $6,430

Cheapest Kimper, KY Car Insurance for Seniors

Take a look at Kimper, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kimper, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,854 $4,335
Nationwide $5,035 $5,213
Progressive $3,497 $3,483
State Farm $2,186 $2,186
Travelers $3,930 $3,930
USAA $2,016 $2,039

Cheapest Kimper, KY Car Insurance Rates After a DUI

A DUI in Kimper, KY increases car insurance rates. Compare Kimper, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kimper, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,061
Nationwide $10,149
Progressive $7,879
State Farm $3,763
Travelers $12,710
USAA $4,312

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Cheapest Kimper, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kimper, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kimper, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,093 $8,093
Nationwide $7,752 $7,752
Progressive $8,381 $8,381
State Farm $3,672 $3,854
Travelers $9,744 $9,744
USAA $3,241 $3,494

The Best Cheap Car Insurance Companies in Kimper, KY

Take a look at a side-by-side comparison of the top car insurance companies in Kimper, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kimper, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,093
Nationwide $7,752
Progressive $8,381
State Farm $3,763
Travelers $9,744
USAA $3,367

Category Winners: Cheapest Car Insurance in Kimper, Kentucky

Find the cheapest car insurance companies in Kimper, KY for each category right here.

Best Annual Car Insurance Rates by Company in Kimper, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Kimper, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kimper car insurance rates. Find the cheapest Kimper, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kimper, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,506 $8,015 $8,759
Nationwide $7,743 $7,625 $7,887
Progressive $7,641 $8,219 $9,282
State Farm $3,517 $3,750 $4,022
Travelers $9,238 $9,777 $10,217
USAA $3,184 $3,358 $3,560

Compare Car Insurance Quotes in Kimper, KY

Ready to find affordable Kimper, Kentucky car insurance today? Enter your ZIP code for fast, free Kimper, KY car insurance quotes.

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