Compare Kincheloe, MI Car Insurance Rates (2021)

Car insurance in Kincheloe, MI averages $755 a month. Kincheloe, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Kincheloe car insurance rates, compare quotes from the top car insurance companies in Kincheloe, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kincheloe for teen drivers is USAA
  • The cheapest car insurance company in Kincheloe is USAA
  • Average car insurance rates in Kincheloe, MI after a DUI are $14,875/year

If you need to buy Kincheloe, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Kincheloe, MI is right here.

You’ll find Kincheloe car insurance rates, the cheapest Kincheloe, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Kincheloe, Michigan car insurance rates to Warren car insurance rates, Troy car insurance rates, and Sterling Heights car insurance rates.

Ready to find affordable Kincheloe, MI car insurance today? Enter your ZIP code for fast, free Kincheloe car insurance quotes.

Cheapest Kincheloe, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kincheloe, MI car insurance rates? Every Kincheloe, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kincheloe, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,888 $3,888 $3,631 $3,631 $8,723 $8,723 $4,362 $4,362
GEICO $3,582 $3,582 $3,637 $3,637 $10,204 $10,204 $3,432 $3,432
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,104 $4,104 $3,642 $3,642 $10,849 $10,849 $4,499 $4,499
Progressive $3,015 $2,808 $2,665 $2,965 $11,100 $11,863 $3,513 $3,264
State Farm $7,026 $7,026 $6,518 $6,518 $24,591 $24,591 $8,245 $8,245
Travelers $5,919 $5,919 $5,072 $5,072 $17,926 $17,926 $6,435 $6,435
USAA $2,421 $2,305 $2,275 $2,158 $5,849 $5,584 $2,952 $2,849

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Minimum Car Insurance in Kincheloe, MI

Every driver must carry the minimum car insurance in Kincheloe, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Kincheloe, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Kincheloe, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kincheloe, MI. Compare credit history car insurance rates in Kincheloe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kincheloe, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,774 $4,510 $4,169
GEICO $6,698 $4,929 $4,014
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,218 $5,453 $4,649
Progressive $5,933 $5,001 $4,513
State Farm $18,809 $9,515 $6,461
Travelers $9,058 $8,784 $8,673
USAA $4,927 $2,816 $2,154

Cheapest Kincheloe, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kincheloe, MI to rates for a clean record with top companies.

Annual Kincheloe, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,336 $5,516 $5,445 $5,307
GEICO $1,854 $3,887 $11,706 $3,407
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,952 $6,568 $6,001 $5,572
Progressive $4,369 $5,732 $5,153 $5,342
State Farm $7,385 $8,849 $19,100 $11,046
Travelers $5,991 $8,543 $13,736 $7,082
USAA $2,661 $3,306 $4,332 $2,898

Cheapest Kincheloe, MI Car Insurance for Teen Drivers

Teen car insurance in Kincheloe, MI can be expensive. Take a look at rates from the top car insurance companies in Kincheloe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kincheloe, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,723 $8,723
GEICO $10,204 $10,204
Liberty Mutual $30,473 $30,473
Nationwide $10,849 $10,849
Progressive $11,100 $11,863
State Farm $24,591 $24,591
Travelers $17,926 $17,926
USAA $5,849 $5,584

Cheapest Kincheloe, MI Car Insurance for Seniors

Take a look at Kincheloe, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kincheloe, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,631 $3,631
GEICO $3,637 $3,637
Liberty Mutual $12,673 $12,673
Nationwide $3,642 $3,642
Progressive $2,665 $2,965
State Farm $6,518 $6,518
Travelers $5,072 $5,072
USAA $2,275 $2,158

Cheapest Kincheloe, MI Car Insurance Rates After a DUI

A DUI in Kincheloe, MI increases car insurance rates. Compare Kincheloe, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kincheloe, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,445
GEICO $11,706
Liberty Mutual $26,480
Nationwide $6,001
Progressive $5,153
State Farm $19,100
Travelers $13,736
USAA $4,332

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Cheapest Kincheloe, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kincheloe, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kincheloe, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,151 $5,151
GEICO $5,094 $5,333
Liberty Mutual $16,587 $17,788
Nationwide $5,773 $5,773
Progressive $5,149 $5,149
State Farm $11,280 $11,910
Travelers $8,787 $8,889
USAA $3,262 $3,337

The Best Cheap Car Insurance Companies in Kincheloe, MI

Take a look at a side-by-side comparison of the top car insurance companies in Kincheloe, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kincheloe, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,151
GEICO $5,214
Liberty Mutual $17,188
Nationwide $5,773
Progressive $5,149
State Farm $11,595
Travelers $8,838
USAA $3,299

Category Winners: Cheapest Car Insurance in Kincheloe, Michigan

Find the cheapest car insurance companies in Kincheloe, MI for each category right here.

Best Annual Car Insurance Rates by Company in Kincheloe, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Kincheloe, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kincheloe car insurance rates. Find the cheapest Kincheloe, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kincheloe, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,998 $5,138 $5,317
GEICO $4,878 $5,169 $5,594
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,050 $5,673 $5,597
Progressive $4,985 $5,156 $5,306
State Farm $11,005 $11,668 $12,112
Travelers $8,742 $8,848 $8,925
USAA $3,206 $3,306 $3,385

Compare Car Insurance Quotes in Kincheloe, MI

Ready to find affordable Kincheloe, Michigan car insurance today? Enter your ZIP code for fast, free Kincheloe, MI car insurance quotes.

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