Compare Kinderhook, NY Car Insurance Rates (2021)

Car insurance in Kinderhook, NY averages $304 a month. Kinderhook, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Kinderhook car insurance rates, compare quotes from the top car insurance companies in Kinderhook, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kinderhook, NY are $3,651/year
  • The cheapest car insurance company in Kinderhook for teen drivers is GEICO
  • The cheapest car insurance company in Kinderhook is GEICO

If you need to buy Kinderhook, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Kinderhook, NY is right here.

You’ll find Kinderhook car insurance rates, the cheapest Kinderhook, NY car insurance companies, and information on New York car insurance laws. You can also compare Kinderhook, New York car insurance rates to Syracuse car insurance rates, Schenectady car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Kinderhook, NY car insurance today? Enter your ZIP code for fast, free Kinderhook car insurance quotes.

Cheapest Kinderhook, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kinderhook, NY car insurance rates? Every Kinderhook, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kinderhook, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,482 $2,345 $2,330 $2,374 $7,384 $7,982 $2,462 $2,491
GEICO $1,520 $1,464 $1,477 $1,456 $3,173 $4,623 $1,372 $1,408
Liberty Mutual $4,644 $4,644 $4,322 $4,322 $9,063 $14,728 $4,644 $4,936
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $1,873 $1,749 $1,496 $1,522 $6,372 $7,091 $2,421 $2,361
State Farm $2,256 $2,256 $1,962 $1,962 $6,552 $8,474 $2,474 $2,620
Travelers $2,687 $2,721 $2,431 $2,615 $6,050 $7,176 $2,849 $2,973
USAA $1,783 $1,754 $1,610 $1,615 $7,161 $8,549 $2,285 $2,526

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Minimum Car Insurance in Kinderhook, NY

Every driver must carry the minimum car insurance in Kinderhook, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Kinderhook, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Kinderhook, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kinderhook, NY. Compare credit history car insurance rates in Kinderhook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kinderhook, New York

Insurance Company Poor Fair Good
Allstate $5,324 $3,145 $2,725
GEICO $2,583 $1,898 $1,703
Liberty Mutual $8,980 $5,868 $4,390
Nationwide $3,226 $3,226 $3,226
Progressive $4,933 $2,541 $1,858
State Farm $5,041 $3,160 $2,508
Travelers $5,084 $3,199 $2,781
USAA $5,284 $2,627 $2,319

Cheapest Kinderhook, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kinderhook, NY to rates for a clean record with top companies.

Annual Kinderhook, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,152 $3,152 $4,630 $3,990
GEICO $1,626 $1,771 $3,225 $1,626
Liberty Mutual $5,126 $5,126 $10,273 $5,126
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,025 $3,025 $3,350 $3,043
State Farm $3,405 $3,405 $3,734 $3,734
Travelers $3,180 $3,924 $3,978 $3,669
USAA $3,036 $3,085 $4,436 $3,085

Cheapest Kinderhook, NY Car Insurance for Teen Drivers

Teen car insurance in Kinderhook, NY can be expensive. Take a look at rates from the top car insurance companies in Kinderhook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kinderhook, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,384 $7,982
GEICO $3,173 $4,623
Liberty Mutual $9,063 $14,728
Nationwide $4,336 $6,474
Progressive $6,372 $7,091
State Farm $6,552 $8,474
Travelers $6,050 $7,176
USAA $7,161 $8,549

Cheapest Kinderhook, NY Car Insurance for Seniors

Take a look at Kinderhook, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kinderhook, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,330 $2,374
GEICO $1,477 $1,456
Liberty Mutual $4,322 $4,322
Nationwide $2,295 $2,295
Progressive $1,496 $1,522
State Farm $1,962 $1,962
Travelers $2,431 $2,615
USAA $1,610 $1,615

Cheapest Kinderhook, NY Car Insurance Rates After a DUI

A DUI in Kinderhook, NY increases car insurance rates. Compare Kinderhook, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kinderhook, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,630
GEICO $3,225
Liberty Mutual $10,273
Nationwide $5,473
Progressive $3,350
State Farm $3,734
Travelers $3,978
USAA $4,436

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Cheapest Kinderhook, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kinderhook, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kinderhook, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,681 $3,782
GEICO $2,001 $2,122
Liberty Mutual $6,232 $6,593
Nationwide $3,226 $3,226
Progressive $3,111 $3,111
State Farm $3,444 $3,695
Travelers $3,688 $3,688
USAA $3,376 $3,445

The Best Cheap Car Insurance Companies in Kinderhook, NY

Take a look at a side-by-side comparison of the top car insurance companies in Kinderhook, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kinderhook, New York

Insurance Company Average Annual Rates
Allstate $3,731
GEICO $2,062
Liberty Mutual $6,413
Nationwide $3,226
Progressive $3,111
State Farm $3,570
Travelers $3,688
USAA $3,410

Category Winners: Cheapest Car Insurance in Kinderhook, New York

Find the cheapest car insurance companies in Kinderhook, NY for each category right here.

Best Annual Car Insurance Rates by Company in Kinderhook, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Kinderhook, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kinderhook car insurance rates. Find the cheapest Kinderhook, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kinderhook, New York

Insurance Company Low Medium High
Allstate $3,548 $3,720 $3,926
GEICO $1,950 $2,053 $2,182
Liberty Mutual $6,132 $6,393 $6,714
Nationwide $3,031 $3,200 $3,448
Progressive $2,955 $3,094 $3,283
State Farm $3,390 $3,590 $3,729
Travelers $3,498 $3,650 $3,916
USAA $3,312 $3,393 $3,526

What affects car insurance rates in Kinderhook, New York?

What factors can have an impact on Kinderhook, NY car insurance? There are several reasons why Kinderhook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kinderhook, New York.

Commute Time in Kinderhook

The more time you spend in your car the higher the risk of an accident. The average commute length in Kinderhook, NY is 32.9 minutes according to City-Data.

Compare Car Insurance Quotes in Kinderhook, NY

Ready to find affordable Kinderhook, New York car insurance today? Enter your ZIP code for fast, free Kinderhook, NY car insurance quotes.

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