Compare King City, MO Car Insurance Rates (2021)

Car insurance in King City, MO averages $273 a month. King City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap King City car insurance rates, compare quotes from the top car insurance companies in King City, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in King City for teen drivers is Nationwide
  • Average car insurance rates in King City, MO are $3,273/year
  • Average car insurance rates in King City, MO after a DUI are $3,795/year

If you need to buy King City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in King City, MO is right here.

You’ll find King City car insurance rates, the cheapest King City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare King City, Missouri car insurance rates to St. Joseph car insurance rates, Florissant car insurance rates, and St. Charles car insurance rates.

Ready to find affordable King City, MO car insurance today? Enter your ZIP code for fast, free King City car insurance quotes.

Cheapest King City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect King City, MO car insurance rates? Every King City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in King City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,141 $2,141 $1,900 $1,900 $5,644 $7,378 $2,141 $2,527
Farmers $2,291 $2,283 $2,053 $2,168 $9,132 $9,435 $2,612 $2,742
GEICO $2,009 $2,221 $1,556 $1,927 $5,934 $6,311 $1,888 $1,926
Liberty Mutual $2,808 $3,049 $2,310 $2,595 $9,405 $10,456 $2,964 $3,172
Nationwide $1,482 $1,525 $1,315 $1,407 $3,685 $4,778 $1,686 $1,839
Progressive $2,078 $1,962 $1,701 $1,745 $6,356 $7,166 $2,543 $2,609
State Farm $1,702 $1,702 $1,495 $1,495 $4,538 $5,767 $1,904 $2,154
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in King City, MO

Every driver must carry the minimum car insurance in King City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in King City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest King City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in King City, MO. Compare credit history car insurance rates in King City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in King City, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,215 $2,958 $2,491
Farmers $4,682 $3,888 $3,699
GEICO $4,104 $2,672 $2,137
Liberty Mutual $6,610 $4,013 $3,162
Nationwide $2,622 $2,149 $1,873
Progressive $3,794 $3,131 $2,885
State Farm $3,439 $2,354 $1,990
USAA $4,127 $1,897 $1,352

Cheapest King City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in King City, MO to rates for a clean record with top companies.

Annual King City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,465 $3,478 $4,161 $2,782
Farmers $3,560 $4,382 $4,289 $4,127
GEICO $2,388 $3,000 $3,932 $2,565
Liberty Mutual $3,347 $4,783 $4,944 $5,306
Nationwide $1,770 $2,232 $2,933 $1,924
Progressive $2,879 $3,737 $3,153 $3,312
State Farm $2,411 $2,779 $2,595 $2,595
USAA $1,998 $2,393 $3,276 $2,169

Cheapest King City, MO Car Insurance for Teen Drivers

Teen car insurance in King City, MO can be expensive. Take a look at rates from the top car insurance companies in King City for teenagers.

Annual Car Insurance Rates for Teen Drivers in King City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,644 $7,378
Farmers $9,132 $9,435
GEICO $5,934 $6,311
Liberty Mutual $9,405 $10,456
Nationwide $3,685 $4,778
Progressive $6,356 $7,166
State Farm $4,538 $5,767
USAA $4,422 $5,416

Cheapest King City, MO Car Insurance for Seniors

Take a look at King City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in King City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,900 $1,900
Farmers $2,053 $2,168
GEICO $1,556 $1,927
Liberty Mutual $2,310 $2,595
Nationwide $1,315 $1,407
Progressive $1,701 $1,745
State Farm $1,495 $1,495
USAA $1,356 $1,392

Cheapest King City, MO Car Insurance Rates After a DUI

A DUI in King City, MO increases car insurance rates. Compare King City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in King City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,161
Farmers $4,289
GEICO $3,932
Liberty Mutual $4,944
Nationwide $2,933
Progressive $3,153
State Farm $2,595
USAA $3,276

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Cheapest King City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in King City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in King City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,189 $3,254
Farmers $4,089 $4,089
GEICO $2,910 $3,032
Liberty Mutual $4,595 $4,595
Nationwide $2,215 $2,215
Progressive $3,270 $3,270
State Farm $2,532 $2,657
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in King City, MO

Take a look at a side-by-side comparison of the top car insurance companies in King City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in King City, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,221
Farmers $4,089
GEICO $2,971
Liberty Mutual $4,595
Nationwide $2,215
Progressive $3,270
State Farm $2,595
USAA $2,459

Category Winners: Cheapest Car Insurance in King City, Missouri

Find the cheapest car insurance companies in King City, MO for each category right here.

Best Annual Car Insurance Rates by Company in King City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest King City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your King City car insurance rates. Find the cheapest King City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in King City, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,148 $3,325 $3,191
Farmers $3,856 $4,055 $4,358
GEICO $2,815 $2,987 $3,111
Liberty Mutual $4,336 $4,614 $4,834
Nationwide $2,095 $2,233 $2,316
Progressive $2,969 $3,278 $3,563
State Farm $2,462 $2,602 $2,720
USAA $2,371 $2,452 $2,554

What affects car insurance rates in King City, Missouri?

What factors can have an impact on King City, MO car insurance? There are several reasons why King City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in King City, Missouri.

Commute Time in King City

The more time you spend in your car the higher the risk of an accident. The average commute length in King City, MO is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in King City, MO

Ready to find affordable King City, Missouri car insurance today? Enter your ZIP code for fast, free King City, MO car insurance quotes.

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