Compare King, NC Car Insurance Rates (2021)

Car insurance in King, NC averages $247 a month. King, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap King car insurance rates, compare quotes from the top car insurance companies in King, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in King for teen drivers is Liberty Mutual
  • Average car insurance rates in King, NC are $2,959/year
  • Average car insurance rates in King, NC after a DUI are $5,551/year

If you need to buy King, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in King, NC is right here.

You’ll find King car insurance rates, the cheapest King, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare King, North Carolina car insurance rates to Charlotte car insurance rates, Concord car insurance rates, and Greensboro car insurance rates.

Ready to find affordable King, NC car insurance today? Enter your ZIP code for fast, free King car insurance quotes.

Cheapest King, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect King, NC car insurance rates? Every King, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in King, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,873 $4,873 $3,998 $3,998 $11,769 $11,769 $4,970 $4,970
GEICO $2,304 $2,260 $2,273 $2,230 $4,351 $4,312 $2,008 $1,996
Liberty Mutual $1,595 $1,595 $1,650 $1,650 $2,833 $2,833 $1,595 $1,595
Nationwide $2,114 $2,114 $2,114 $2,114 $3,608 $3,608 $2,114 $2,114
Progressive $1,470 $1,470 $1,342 $1,342 $3,623 $3,623 $1,662 $1,662
State Farm $2,108 $2,108 $1,824 $1,824 $3,110 $3,110 $2,603 $2,603
Travelers $2,327 $2,327 $2,308 $2,308 $3,979 $3,979 $2,388 $2,388

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Minimum Car Insurance in King, NC

Every driver must carry the minimum car insurance in King, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in King, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest King, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in King, NC. Compare credit history car insurance rates in King from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in King, North Carolina

Insurance Company Poor Fair Good
Allstate $8,652 $5,628 $4,927
GEICO $2,947 $2,703 $2,500
Liberty Mutual $1,918 $1,918 $1,918
Nationwide $2,488 $2,488 $2,488
Progressive $2,295 $1,976 $1,802
State Farm $3,383 $2,166 $1,685
Travelers $2,932 $2,674 $2,646

Cheapest King, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in King, NC to rates for a clean record with top companies.

Annual King, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,474 $6,101 $11,342 $4,692
GEICO $1,515 $2,207 $5,099 $2,045
Liberty Mutual $1,147 $1,469 $3,588 $1,469
Nationwide $1,469 $1,895 $4,692 $1,895
Progressive $953 $1,387 $4,414 $1,342
State Farm $1,292 $1,861 $4,633 $1,861
Travelers $1,647 $2,146 $5,091 $2,117

Cheapest King, NC Car Insurance for Teen Drivers

Teen car insurance in King, NC can be expensive. Take a look at rates from the top car insurance companies in King for teenagers.

Annual Car Insurance Rates for Teen Drivers in King, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,769 $11,769
GEICO $4,351 $4,312
Liberty Mutual $2,833 $2,833
Nationwide $3,608 $3,608
Progressive $3,623 $3,623
State Farm $3,110 $3,110
Travelers $3,979 $3,979

Cheapest King, NC Car Insurance for Seniors

Take a look at King, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in King, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,998 $3,998
GEICO $2,273 $2,230
Liberty Mutual $1,650 $1,650
Nationwide $2,114 $2,114
Progressive $1,342 $1,342
State Farm $1,824 $1,824
Travelers $2,308 $2,308

Cheapest King, NC Car Insurance Rates After a DUI

A DUI in King, NC increases car insurance rates. Compare King, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in King, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,342
GEICO $5,099
Liberty Mutual $3,588
Nationwide $4,692
Progressive $4,414
State Farm $4,633
Travelers $5,091

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Cheapest King, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in King, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in King, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,402 $6,402
GEICO $2,717 $2,717
Liberty Mutual $1,918 $1,918
Nationwide $2,488 $2,488
Progressive $2,024 $2,024
State Farm $2,402 $2,421
Travelers $2,751 $2,751

The Best Cheap Car Insurance Companies in King, NC

Take a look at a side-by-side comparison of the top car insurance companies in King, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in King, North Carolina

Insurance Company Average Annual Rates
Allstate $6,402
GEICO $2,717
Liberty Mutual $1,918
Nationwide $2,488
Progressive $2,024
State Farm $2,411
Travelers $2,751

Category Winners: Cheapest Car Insurance in King, North Carolina

Find the cheapest car insurance companies in King, NC for each category right here.

Best Annual Car Insurance Rates by Company in King, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest King, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your King car insurance rates. Find the cheapest King, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in King, North Carolina

Insurance Company Low Medium High
Allstate $6,177 $6,378 $6,652
GEICO $2,591 $2,706 $2,852
Liberty Mutual $1,824 $1,905 $2,025
Nationwide $2,383 $2,474 $2,605
Progressive $1,916 $2,011 $2,146
State Farm $2,316 $2,399 $2,519
Travelers $2,633 $2,735 $2,884

What affects car insurance rates in King, North Carolina?

What factors can have an impact on King, NC car insurance? There are several reasons why King car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in King, North Carolina.

Commute Time in King

The more time you spend in your car the higher the risk of an accident. The average commute length in King, NC is 23.2 minutes according to City-Data.

Traffic in King

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. King, NC traffic data from INRIX ranks King as the 238th-most congested in the world.

Compare Car Insurance Quotes in King, NC

Ready to find affordable King, North Carolina car insurance today? Enter your ZIP code for fast, free King, NC car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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