Compare Kings Beach, CA Car Insurance Rates (2021)

Car insurance in Kings Beach, CA averages $287 a month. Kings Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Kings Beach car insurance rates, compare quotes from the top car insurance companies in Kings Beach, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kings Beach is USAA
  • The cheapest car insurance company in Kings Beach for teen drivers is USAA
  • Average car insurance rates in Kings Beach, CA are $3,441/year

If you need to buy Kings Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Kings Beach, CA is right here.

You’ll find Kings Beach car insurance rates, the cheapest Kings Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Kings Beach, California car insurance rates to San Jose car insurance rates, Bakersfield car insurance rates, and San Diego car insurance rates.

Ready to find affordable Kings Beach, CA car insurance today? Enter your ZIP code for fast, free Kings Beach car insurance quotes.

Cheapest Kings Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kings Beach, CA car insurance rates? Every Kings Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kings Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,301 $2,311 $1,678 $1,707 $6,286 $7,918 $2,979 $3,310
Farmers $2,546 $2,546 $2,295 $2,295 $8,137 $13,371 $3,019 $3,364
GEICO $1,740 $1,741 $1,637 $1,637 $5,289 $5,387 $2,499 $2,558
Liberty Mutual $2,310 $2,194 $2,145 $2,080 $5,093 $5,392 $2,614 $2,628
Nationwide $3,056 $2,919 $2,664 $2,513 $7,747 $8,546 $3,646 $3,610
Progressive $1,895 $1,949 $1,618 $1,917 $5,097 $6,125 $2,737 $2,939
State Farm $3,082 $3,082 $2,752 $2,752 $5,639 $6,978 $3,412 $3,521
Travelers $2,261 $2,192 $2,001 $1,979 $4,608 $5,296 $2,932 $2,874
USAA $1,830 $1,735 $1,785 $1,793 $4,167 $4,186 $2,527 $2,389

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Minimum Car Insurance in Kings Beach, CA

Every driver must carry the minimum car insurance in Kings Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Kings Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Kings Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kings Beach, CA to rates for a clean record with top companies.

Annual Kings Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,146 $3,628 $5,655 $2,815
Farmers $3,469 $4,727 $5,894 $4,696
GEICO $1,966 $3,033 $3,806 $2,439
Liberty Mutual $2,654 $3,556 $3,207 $2,811
Nationwide $3,029 $3,879 $6,563 $3,879
Progressive $1,984 $3,382 $3,910 $2,863
State Farm $2,782 $3,320 $6,278 $3,230
Travelers $2,031 $3,268 $3,811 $2,962
USAA $1,696 $2,522 $4,130 $1,858

Cheapest Kings Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Kings Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Kings Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kings Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,286 $7,918
Farmers $8,137 $13,371
GEICO $5,289 $5,387
Liberty Mutual $5,093 $5,392
Nationwide $7,747 $8,546
Progressive $5,097 $6,125
State Farm $5,639 $6,978
Travelers $4,608 $5,296
USAA $4,167 $4,186

Cheapest Kings Beach, CA Car Insurance for Seniors

Take a look at Kings Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kings Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,678 $1,707
Farmers $2,295 $2,295
GEICO $1,637 $1,637
Liberty Mutual $2,145 $2,080
Nationwide $2,664 $2,513
Progressive $1,618 $1,917
State Farm $2,752 $2,752
Travelers $2,001 $1,979
USAA $1,785 $1,793

Cheapest Kings Beach, CA Car Insurance Rates After a DUI

A DUI in Kings Beach, CA increases car insurance rates. Compare Kings Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kings Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,655
Farmers $5,894
GEICO $3,806
Liberty Mutual $3,207
Nationwide $6,563
Progressive $3,910
State Farm $6,278
Travelers $3,811
USAA $4,130

Cheapest Kings Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kings Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kings Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,219 $3,904
Farmers $4,262 $5,131
GEICO $2,554 $3,068
Liberty Mutual $2,807 $3,307
Nationwide $3,830 $4,845
Progressive $2,750 $3,319
State Farm $3,762 $4,042
Travelers $2,717 $3,319
USAA $2,351 $2,752

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The Best Cheap Car Insurance Companies in Kings Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Kings Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kings Beach, California

Insurance Company Average Annual Rates
Allstate $3,561
Farmers $4,696
GEICO $2,811
Liberty Mutual $3,057
Nationwide $4,338
Progressive $3,035
State Farm $3,902
Travelers $3,018
USAA $2,552

Category Winners: Cheapest Car Insurance in Kings Beach, California

Find the cheapest car insurance companies in Kings Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Kings Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Kings Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kings Beach car insurance rates. Find the cheapest Kings Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kings Beach, California

Insurance Company Low Medium High
Allstate $3,401 $3,587 $3,695
Farmers $4,390 $4,730 $4,969
GEICO $2,549 $2,841 $3,043
Liberty Mutual $2,864 $3,082 $3,224
Nationwide $3,927 $4,409 $4,677
Progressive $2,697 $3,135 $3,272
State Farm $3,574 $3,958 $4,174
Travelers $2,663 $3,095 $3,296
USAA $2,309 $2,602 $2,743

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What affects car insurance rates in Kings Beach, California?

What factors can have an impact on Kings Beach, CA car insurance? There are several reasons why Kings Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kings Beach, California.

Commute Time in Kings Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Kings Beach, CA is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Kings Beach, CA

Ready to find affordable Kings Beach, California car insurance today? Enter your ZIP code for fast, free Kings Beach, CA car insurance quotes.

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