Compare Kings Mountain, KY Car Insurance Rates (2021)

Car insurance in Kings Mountain, KY averages $385 a month. Kings Mountain, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kings Mountain car insurance rates, compare quotes from the top car insurance companies in Kings Mountain, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kings Mountain for teen drivers is USAA
  • The cheapest car insurance company in Kings Mountain is State Farm
  • Average car insurance rates in Kings Mountain, KY are $4,618/year

If you need to buy Kings Mountain, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Kings Mountain, KY is right here.

You’ll find Kings Mountain car insurance rates, the cheapest Kings Mountain, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Kings Mountain, Kentucky car insurance rates to Covington car insurance rates, Frankfort car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Kings Mountain, KY car insurance today? Enter your ZIP code for fast, free Kings Mountain car insurance quotes.

Cheapest Kings Mountain, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kings Mountain, KY car insurance rates? Every Kings Mountain, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kings Mountain, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $3,004 $2,759 $2,941 $11,420 $12,829 $3,351 $3,532
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,666 $2,884 $2,290 $2,552 $11,165 $12,312 $2,766 $2,841
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,372 $2,258 $2,131 $2,139 $11,599 $13,148 $2,946 $3,007
State Farm $1,845 $1,845 $1,648 $1,648 $5,333 $6,768 $2,054 $2,279
Travelers $2,543 $2,592 $2,484 $2,491 $12,066 $19,320 $2,653 $3,100
USAA $2,085 $2,080 $1,884 $1,906 $5,707 $5,992 $2,630 $2,871

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Minimum Car Insurance in Kings Mountain, KY

Every driver must carry the minimum car insurance in Kings Mountain, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Kings Mountain, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kings Mountain, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kings Mountain, KY. Compare credit history car insurance rates in Kings Mountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kings Mountain, Kentucky

Insurance Company Poor Fair Good
Allstate $7,088 $4,905 $4,086
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,043 $4,340 $3,420
Nationwide $6,028 $4,724 $4,097
Progressive $5,533 $4,823 $4,494
State Farm $4,220 $2,559 $2,003
Travelers $6,601 $5,571 $5,547
USAA $4,670 $2,624 $2,139

Cheapest Kings Mountain, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kings Mountain, KY to rates for a clean record with top companies.

Annual Kings Mountain, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,435 $5,798 $6,196 $5,011
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,107 $6,335 $4,922 $4,374
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $4,091 $6,069 $4,665 $4,975
State Farm $2,685 $3,170 $2,927 $2,927
Travelers $5,147 $5,299 $7,652 $5,526
USAA $2,363 $3,346 $4,020 $2,849

Cheapest Kings Mountain, KY Car Insurance for Teen Drivers

Teen car insurance in Kings Mountain, KY can be expensive. Take a look at rates from the top car insurance companies in Kings Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kings Mountain, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,420 $12,829
GEICO $7,942 $9,404
Liberty Mutual $11,165 $12,312
Nationwide $7,948 $9,875
Progressive $11,599 $13,148
State Farm $5,333 $6,768
Travelers $12,066 $19,320
USAA $5,707 $5,992

Cheapest Kings Mountain, KY Car Insurance for Seniors

Take a look at Kings Mountain, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kings Mountain, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,759 $2,941
GEICO $4,003 $3,626
Liberty Mutual $2,290 $2,552
Nationwide $3,188 $3,325
Progressive $2,131 $2,139
State Farm $1,648 $1,648
Travelers $2,484 $2,491
USAA $1,884 $1,906

Cheapest Kings Mountain, KY Car Insurance Rates After a DUI

A DUI in Kings Mountain, KY increases car insurance rates. Compare Kings Mountain, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kings Mountain, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,196
GEICO $7,717
Liberty Mutual $4,922
Nationwide $6,470
Progressive $4,665
State Farm $2,927
Travelers $7,652
USAA $4,020

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Cheapest Kings Mountain, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kings Mountain, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kings Mountain, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,360 $5,360
GEICO $4,724 $4,814
Liberty Mutual $4,934 $4,934
Nationwide $4,949 $4,949
Progressive $4,950 $4,950
State Farm $2,855 $3,000
Travelers $5,906 $5,906
USAA $3,029 $3,260

The Best Cheap Car Insurance Companies in Kings Mountain, KY

Take a look at a side-by-side comparison of the top car insurance companies in Kings Mountain, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kings Mountain, Kentucky

Insurance Company Average Annual Rates
Allstate $5,360
GEICO $4,769
Liberty Mutual $4,934
Nationwide $4,949
Progressive $4,950
State Farm $2,927
Travelers $5,906
USAA $3,145

Category Winners: Cheapest Car Insurance in Kings Mountain, Kentucky

Find the cheapest car insurance companies in Kings Mountain, KY for each category right here.

Best Annual Car Insurance Rates by Company in Kings Mountain, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Kings Mountain, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kings Mountain car insurance rates. Find the cheapest Kings Mountain, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kings Mountain, Kentucky

Insurance Company Low Medium High
Allstate $4,967 $5,338 $5,775
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,672 $4,899 $5,233
Nationwide $5,017 $4,889 $4,942
Progressive $4,534 $4,872 $5,444
State Farm $2,737 $2,923 $3,123
Travelers $5,637 $5,935 $6,146
USAA $2,998 $3,137 $3,299

Compare Car Insurance Quotes in Kings Mountain, KY

Ready to find affordable Kings Mountain, Kentucky car insurance today? Enter your ZIP code for fast, free Kings Mountain, KY car insurance quotes.

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