Compare Kingston, MO Car Insurance Rates (2021)

Car insurance in Kingston, MO averages $267 a month. Kingston, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kingston car insurance rates, compare quotes from the top car insurance companies in Kingston, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kingston, MO are $3,204/year
  • The cheapest car insurance company in Kingston is Nationwide
  • Average car insurance rates in Kingston, MO after a DUI are $3,738/year

If you need to buy Kingston, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Kingston, MO is right here.

You’ll find Kingston car insurance rates, the cheapest Kingston, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Kingston, Missouri car insurance rates to Springfield car insurance rates, St. Louis car insurance rates, and Columbia car insurance rates.

Ready to find affordable Kingston, MO car insurance today? Enter your ZIP code for fast, free Kingston car insurance quotes.

Cheapest Kingston, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kingston, MO car insurance rates? Every Kingston, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kingston, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $1,974 $1,974 $1,759 $1,759 $5,380 $6,991 $1,974 $2,311
Farmers $2,305 $2,299 $2,064 $2,180 $9,214 $9,531 $2,628 $2,760
GEICO $1,859 $2,071 $1,439 $1,811 $5,651 $6,009 $1,723 $1,750
Liberty Mutual $2,783 $3,020 $2,290 $2,565 $9,279 $10,302 $2,942 $3,154
Nationwide $1,364 $1,397 $1,218 $1,295 $3,422 $4,398 $1,553 $1,684
Progressive $1,883 $1,764 $1,539 $1,584 $5,921 $6,663 $2,299 $2,349
State Farm $1,728 $1,728 $1,522 $1,522 $4,673 $5,933 $1,936 $2,192
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Kingston, MO

Every driver must carry the minimum car insurance in Kingston, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Kingston, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kingston, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kingston, MO. Compare credit history car insurance rates in Kingston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kingston, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $3,935 $2,773 $2,337
Farmers $4,720 $3,919 $3,729
GEICO $3,850 $2,509 $2,008
Liberty Mutual $6,537 $3,965 $3,123
Nationwide $2,410 $1,985 $1,729
Progressive $3,483 $2,873 $2,645
State Farm $3,540 $2,402 $2,021
USAA $4,394 $2,045 $1,465

Cheapest Kingston, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kingston, MO to rates for a clean record with top companies.

Annual Kingston, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,254 $3,272 $3,963 $2,573
Farmers $3,590 $4,417 $4,324 $4,160
GEICO $2,206 $2,818 $3,750 $2,383
Liberty Mutual $3,307 $4,725 $4,890 $5,245
Nationwide $1,619 $2,058 $2,723 $1,765
Progressive $2,621 $3,451 $2,887 $3,042
State Farm $2,462 $2,847 $2,654 $2,654
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Kingston, MO Car Insurance for Teen Drivers

Teen car insurance in Kingston, MO can be expensive. Take a look at rates from the top car insurance companies in Kingston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kingston, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,380 $6,991
Farmers $9,214 $9,531
GEICO $5,651 $6,009
Liberty Mutual $9,279 $10,302
Nationwide $3,422 $4,398
Progressive $5,921 $6,663
State Farm $4,673 $5,933
USAA $4,844 $5,914

Cheapest Kingston, MO Car Insurance for Seniors

Take a look at Kingston, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kingston, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,759 $1,759
Farmers $2,064 $2,180
GEICO $1,439 $1,811
Liberty Mutual $2,290 $2,565
Nationwide $1,218 $1,295
Progressive $1,539 $1,584
State Farm $1,522 $1,522
USAA $1,448 $1,469

Cheapest Kingston, MO Car Insurance Rates After a DUI

A DUI in Kingston, MO increases car insurance rates. Compare Kingston, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kingston, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $3,963
Farmers $4,324
GEICO $3,750
Liberty Mutual $4,890
Nationwide $2,723
Progressive $2,887
State Farm $2,654
USAA $3,578

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Cheapest Kingston, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kingston, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kingston, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $2,985 $3,045
Farmers $4,123 $4,123
GEICO $2,735 $2,844
Liberty Mutual $4,542 $4,542
Nationwide $2,041 $2,041
Progressive $3,000 $3,000
State Farm $2,590 $2,719
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Kingston, MO

Take a look at a side-by-side comparison of the top car insurance companies in Kingston, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kingston, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,015
Farmers $4,123
GEICO $2,789
Liberty Mutual $4,542
Nationwide $2,041
Progressive $3,000
State Farm $2,654
USAA $2,635

Category Winners: Cheapest Car Insurance in Kingston, Missouri

Find the cheapest car insurance companies in Kingston, MO for each category right here.

Best Annual Car Insurance Rates by Company in Kingston, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Kingston, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kingston car insurance rates. Find the cheapest Kingston, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kingston, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $2,927 $3,111 $3,008
Farmers $3,882 $4,086 $4,400
GEICO $2,633 $2,805 $2,929
Liberty Mutual $4,310 $4,561 $4,754
Nationwide $1,923 $2,059 $2,142
Progressive $2,694 $3,006 $3,301
State Farm $2,512 $2,662 $2,789
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Kingston, Missouri?

What factors can have an impact on Kingston, MO car insurance? There are several reasons why Kingston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kingston, Missouri.

Commute Time in Kingston

The more time you spend in your car the higher the risk of an accident. The average commute length in Kingston, MO is 29.9 minutes according to City-Data.

Compare Car Insurance Quotes in Kingston, MO

Ready to find affordable Kingston, Missouri car insurance today? Enter your ZIP code for fast, free Kingston, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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