Compare Kingston, NJ Car Insurance Rates (2021)

Car insurance in Kingston, NJ averages $419 a month. Kingston, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Kingston car insurance rates, compare quotes from the top car insurance companies in Kingston, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Kingston, NJ after a DUI are $5,879/year
  • Average car insurance rates in Kingston, NJ are $5,034/year
  • The cheapest car insurance company in Kingston for teen drivers is GEICO

If you need to buy Kingston, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Kingston, NJ is right here.

You’ll find Kingston car insurance rates, the cheapest Kingston, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Kingston, New Jersey car insurance rates to Trenton car insurance rates, Union City car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Kingston, NJ car insurance today? Enter your ZIP code for fast, free Kingston car insurance quotes.

Cheapest Kingston, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kingston, NJ car insurance rates? Every Kingston, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kingston, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,395 $4,431 $4,277 $4,188 $12,836 $14,755 $5,222 $5,327
GEICO $2,025 $1,981 $1,968 $1,968 $3,629 $3,659 $2,311 $2,274
Liberty Mutual $4,607 $4,607 $5,061 $5,061 $12,038 $13,675 $5,061 $5,823
Progressive $1,787 $1,661 $1,619 $1,655 $8,076 $8,959 $2,113 $2,047
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $2,789 $2,736 $2,572 $2,618 $6,402 $7,282 $2,745 $2,749

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Kingston, NJ

Every driver must carry the minimum car insurance in Kingston, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Kingston, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Kingston, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kingston, NJ. Compare credit history car insurance rates in Kingston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kingston, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $8,235 $6,457 $6,093
GEICO $3,719 $2,149 $1,563
Liberty Mutual $8,863 $6,568 $5,544
Progressive $3,889 $3,414 $3,166
State Farm $9,165 $5,539 $4,325
Travelers $4,966 $3,681 $2,562

Cheapest Kingston, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kingston, NJ to rates for a clean record with top companies.

Annual Kingston, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,368 $9,104 $7,420 $5,822
GEICO $1,930 $2,532 $3,515 $1,930
Liberty Mutual $6,714 $7,682 $6,855 $6,714
Progressive $3,022 $4,008 $3,428 $3,501
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $2,886 $4,249 $4,108 $3,703

Cheapest Kingston, NJ Car Insurance for Teen Drivers

Teen car insurance in Kingston, NJ can be expensive. Take a look at rates from the top car insurance companies in Kingston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kingston, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,836 $14,755
GEICO $3,629 $3,659
Liberty Mutual $12,038 $13,675
Progressive $8,076 $8,959
State Farm $12,082 $15,515
Travelers $6,402 $7,282

Cheapest Kingston, NJ Car Insurance for Seniors

Take a look at Kingston, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kingston, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,277 $4,188
GEICO $1,968 $1,968
Liberty Mutual $5,061 $5,061
Progressive $1,619 $1,655
State Farm $3,365 $3,365
Travelers $2,572 $2,618

Cheapest Kingston, NJ Car Insurance Rates After a DUI

A DUI in Kingston, NJ increases car insurance rates. Compare Kingston, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kingston, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,420
GEICO $3,515
Liberty Mutual $6,855
Progressive $3,428
State Farm $10,076
Travelers $4,108

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Kingston, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kingston, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kingston, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,929 $6,929
GEICO $2,457 $2,497
Liberty Mutual $6,923 $7,060
Progressive $3,490 $3,490
State Farm $6,184 $6,502
Travelers $3,736 $3,736

The Best Cheap Car Insurance Companies in Kingston, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Kingston, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kingston, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,929
GEICO $2,477
Liberty Mutual $6,992
Progressive $3,490
State Farm $6,343
Travelers $3,736

Category Winners: Cheapest Car Insurance in Kingston, New Jersey

Find the cheapest car insurance companies in Kingston, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Kingston, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Kingston, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kingston car insurance rates. Find the cheapest Kingston, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kingston, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,232 $6,900 $7,654
GEICO $2,220 $2,525 $2,685
Liberty Mutual $6,247 $7,205 $7,522
Progressive $3,169 $3,548 $3,752
State Farm $5,931 $6,420 $6,679
Travelers $3,442 $3,741 $4,027

What affects car insurance rates in Kingston, New Jersey?

What factors can have an impact on Kingston, NJ car insurance? There are several reasons why Kingston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kingston, New Jersey.

Commute Time in Kingston

The more time you spend in your car the higher the risk of an accident. The average commute length in Kingston, NJ is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Kingston, NJ

Ready to find affordable Kingston, New Jersey car insurance today? Enter your ZIP code for fast, free Kingston, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption