Compare Kinsley, KS Car Insurance Rates (2021)

Car insurance in Kinsley, KS averages $293 a month. Kinsley, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kinsley car insurance rates, compare quotes from the top car insurance companies in Kinsley, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kinsley for teen drivers is American Family
  • The cheapest car insurance company in Kinsley is American Family
  • Average car insurance rates in Kinsley, KS after a DUI are $4,190/year

If you need to buy Kinsley, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Kinsley, KS is right here.

You’ll find Kinsley car insurance rates, the cheapest Kinsley, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Kinsley, Kansas car insurance rates to Shawnee car insurance rates, Olathe car insurance rates, and Overland Park car insurance rates.

Ready to find affordable Kinsley, KS car insurance today? Enter your ZIP code for fast, free Kinsley car insurance quotes.

Cheapest Kinsley, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kinsley, KS car insurance rates? Every Kinsley, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kinsley, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,779 $1,779 $1,605 $1,605 $3,342 $3,993 $1,779 $1,987
Farmers $2,776 $2,766 $2,487 $2,588 $7,132 $7,393 $3,106 $3,273
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,946 $2,019 $1,723 $1,869 $3,783 $4,672 $2,233 $2,388
Progressive $2,796 $2,692 $2,259 $2,343 $9,855 $11,156 $3,315 $3,552
State Farm $1,919 $1,919 $1,670 $1,670 $4,965 $6,347 $2,153 $2,427
Travelers $2,152 $2,196 $2,068 $2,105 $8,471 $13,279 $2,196 $2,630
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Kinsley, KS

Every driver must carry the minimum car insurance in Kinsley, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Kinsley, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kinsley, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kinsley, KS. Compare credit history car insurance rates in Kinsley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kinsley, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $2,914 $2,069 $1,718
Farmers $4,654 $3,685 $3,481
GEICO $4,806 $2,542 $1,930
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,880 $2,513 $2,345
Progressive $5,472 $4,562 $4,203
State Farm $4,199 $2,509 $1,943
Travelers $5,082 $4,121 $3,958
USAA $3,182 $2,079 $1,707

Cheapest Kinsley, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kinsley, KS to rates for a clean record with top companies.

Annual Kinsley, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $2,196 $2,346 $2,196 $2,196
Farmers $3,337 $4,263 $4,156 $4,004
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,914 $2,212 $3,986 $2,206
Progressive $4,391 $5,115 $4,575 $4,902
State Farm $2,685 $3,082 $2,884 $2,884
Travelers $3,233 $4,179 $5,717 $4,420
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Kinsley, KS Car Insurance for Teen Drivers

Teen car insurance in Kinsley, KS can be expensive. Take a look at rates from the top car insurance companies in Kinsley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kinsley, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $3,342 $3,993
Farmers $7,132 $7,393
GEICO $4,439 $5,960
Liberty Mutual $11,509 $12,876
Nationwide $3,783 $4,672
Progressive $9,855 $11,156
State Farm $4,965 $6,347
Travelers $8,471 $13,279
USAA $4,580 $4,837

Cheapest Kinsley, KS Car Insurance for Seniors

Take a look at Kinsley, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kinsley, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,605 $1,605
Farmers $2,487 $2,588
GEICO $2,443 $2,273
Liberty Mutual $2,495 $2,789
Nationwide $1,723 $1,869
Progressive $2,259 $2,343
State Farm $1,670 $1,670
Travelers $2,068 $2,105
USAA $1,272 $1,296

Cheapest Kinsley, KS Car Insurance Rates After a DUI

A DUI in Kinsley, KS increases car insurance rates. Compare Kinsley, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kinsley, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
American Family $2,196
Farmers $4,156
GEICO $4,922
Liberty Mutual $5,741
Nationwide $3,986
Progressive $4,575
State Farm $2,884
Travelers $5,717
USAA $3,352

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Cheapest Kinsley, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kinsley, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kinsley, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,795 $3,795
American Family $2,204 $2,263
Farmers $3,940 $3,940
GEICO $3,027 $3,159
Liberty Mutual $5,175 $5,175
Nationwide $2,579 $2,579
Progressive $4,746 $4,746
State Farm $2,812 $2,955
Travelers $4,387 $4,387
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Kinsley, KS

Take a look at a side-by-side comparison of the top car insurance companies in Kinsley, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kinsley, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $2,234
Farmers $3,940
GEICO $3,093
Liberty Mutual $5,175
Nationwide $2,579
Progressive $4,746
State Farm $2,884
Travelers $4,387
USAA $2,323

Category Winners: Cheapest Car Insurance in Kinsley, Kansas

Find the cheapest car insurance companies in Kinsley, KS for each category right here.

Best Annual Car Insurance Rates by Company in Kinsley, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Kinsley, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kinsley car insurance rates. Find the cheapest Kinsley, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kinsley, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $2,263 $2,347 $2,091
Farmers $3,790 $3,920 $4,110
GEICO $3,003 $3,089 $3,186
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,726 $2,549 $2,462
Progressive $4,534 $4,714 $4,990
State Farm $2,788 $2,891 $2,972
Travelers $4,172 $4,393 $4,596
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Kinsley, Kansas?

What factors can have an impact on Kinsley, KS car insurance? There are several reasons why Kinsley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kinsley, Kansas.

Commute Time in Kinsley

The more time you spend in your car the higher the risk of an accident. The average commute length in Kinsley, KS is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in Kinsley, KS

Ready to find affordable Kinsley, Kansas car insurance today? Enter your ZIP code for fast, free Kinsley, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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