Compare Kinsman, IL Car Insurance Rates (2021)

Car insurance in Kinsman, IL averages $267 a month. Kinsman, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Kinsman car insurance rates, compare quotes from the top car insurance companies in Kinsman, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kinsman is State Farm
  • The cheapest car insurance company in Kinsman for teen drivers is GEICO
  • Average car insurance rates in Kinsman, IL are $3,200/year

If you need to buy Kinsman, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Kinsman, IL is right here.

You’ll find Kinsman car insurance rates, the cheapest Kinsman, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Kinsman, Illinois car insurance rates to Chicago car insurance rates, Champaign car insurance rates, and Springfield car insurance rates.

Ready to find affordable Kinsman, IL car insurance today? Enter your ZIP code for fast, free Kinsman car insurance quotes.

Cheapest Kinsman, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kinsman, IL car insurance rates? Every Kinsman, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kinsman, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,036 $11,754 $4,156 $4,493
American Family $2,414 $2,414 $2,210 $2,210 $6,824 $9,465 $2,414 $3,113
Farmers $2,380 $2,381 $2,108 $2,232 $10,347 $10,795 $2,718 $2,840
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,510 $1,632 $1,275 $1,429 $5,009 $5,565 $1,554 $1,619
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,846 $1,749 $1,520 $1,588 $6,674 $7,500 $2,205 $2,398
State Farm $1,423 $1,423 $1,280 $1,280 $4,169 $5,287 $1,610 $1,849
Travelers $1,595 $1,685 $1,459 $1,557 $4,626 $5,843 $1,689 $1,781
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

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Minimum Car Insurance in Kinsman, IL

Every driver must carry the minimum car insurance in Kinsman, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Kinsman, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Kinsman, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kinsman, IL. Compare credit history car insurance rates in Kinsman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kinsman, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,012 $4,387
American Family $5,166 $3,512 $2,970
Farmers $5,081 $4,276 $4,068
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,470 $2,162 $1,716
Nationwide $3,134 $2,540 $2,224
Progressive $3,628 $3,080 $2,847
State Farm $3,327 $1,995 $1,549
Travelers $3,090 $2,481 $2,018
USAA $3,649 $2,490 $2,046

Cheapest Kinsman, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kinsman, IL to rates for a clean record with top companies.

Annual Kinsman, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,171 $5,113
American Family $2,855 $4,049 $5,389 $3,238
Farmers $3,778 $4,874 $4,753 $4,495
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $2,033 $2,905 $2,542 $2,316
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,627 $3,891 $2,906 $3,317
State Farm $2,087 $2,494 $2,290 $2,290
Travelers $2,006 $2,628 $2,963 $2,521
USAA $1,955 $2,785 $3,820 $2,352

Cheapest Kinsman, IL Car Insurance for Teen Drivers

Teen car insurance in Kinsman, IL can be expensive. Take a look at rates from the top car insurance companies in Kinsman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kinsman, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,036 $11,754
American Family $6,824 $9,465
Farmers $10,347 $10,795
GEICO $4,524 $4,715
Liberty Mutual $5,009 $5,565
Nationwide $4,616 $5,894
Progressive $6,674 $7,500
State Farm $4,169 $5,287
Travelers $4,626 $5,843
USAA $5,146 $5,708

Cheapest Kinsman, IL Car Insurance for Seniors

Take a look at Kinsman, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kinsman, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,210 $2,210
Farmers $2,108 $2,232
GEICO $1,429 $1,724
Liberty Mutual $1,275 $1,429
Nationwide $1,503 $1,585
Progressive $1,520 $1,588
State Farm $1,280 $1,280
Travelers $1,459 $1,557
USAA $1,528 $1,521

Cheapest Kinsman, IL Car Insurance Rates After a DUI

A DUI in Kinsman, IL increases car insurance rates. Compare Kinsman, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kinsman, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,171
American Family $5,389
Farmers $4,753
GEICO $3,243
Liberty Mutual $2,542
Nationwide $3,213
Progressive $2,906
State Farm $2,290
Travelers $2,963
USAA $3,820

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Cheapest Kinsman, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kinsman, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kinsman, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,833 $3,933
Farmers $4,475 $4,475
GEICO $2,338 $2,425
Liberty Mutual $2,449 $2,449
Nationwide $2,632 $2,632
Progressive $3,185 $3,185
State Farm $2,231 $2,349
Travelers $2,430 $2,629
USAA $2,651 $2,805

The Best Cheap Car Insurance Companies in Kinsman, IL

Take a look at a side-by-side comparison of the top car insurance companies in Kinsman, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kinsman, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,883
Farmers $4,475
GEICO $2,382
Liberty Mutual $2,449
Nationwide $2,632
Progressive $3,185
State Farm $2,290
Travelers $2,530
USAA $2,728

Category Winners: Cheapest Car Insurance in Kinsman, Illinois

Find the cheapest car insurance companies in Kinsman, IL for each category right here.

Best Annual Car Insurance Rates by Company in Kinsman, Illinois

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Kinsman, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kinsman car insurance rates. Find the cheapest Kinsman, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kinsman, Illinois

Insurance Company Low Medium High
Allstate $5,275 $5,444 $5,629
American Family $3,738 $4,025 $3,886
Farmers $4,250 $4,364 $4,811
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,269 $2,440 $2,638
Nationwide $2,596 $2,658 $2,643
Progressive $2,938 $3,179 $3,438
State Farm $2,150 $2,294 $2,427
Travelers $2,346 $2,526 $2,717
USAA $2,560 $2,725 $2,900

What affects car insurance rates in Kinsman, Illinois?

What factors can have an impact on Kinsman, IL car insurance? There are several reasons why Kinsman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kinsman, Illinois.

Commute Time in Kinsman

The more time you spend in your car the higher the risk of an accident. The average commute length in Kinsman, IL is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Kinsman, IL

Ready to find affordable Kinsman, Illinois car insurance today? Enter your ZIP code for fast, free Kinsman, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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