Compare Kinston, AL Car Insurance Rates (2021)

Car insurance in Kinston, AL averages $282 a month. Kinston, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kinston car insurance rates, compare quotes from the top car insurance companies in Kinston, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kinston, AL are $3,385/year
  • The cheapest car insurance company in Kinston is USAA
  • Average car insurance rates in Kinston, AL after a DUI are $3,873/year

If you need to buy Kinston, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Kinston, AL is right here.

You’ll find Kinston car insurance rates, the cheapest Kinston, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Kinston, Alabama car insurance rates to Madison car insurance rates, Huntsville car insurance rates, and Mobile car insurance rates.

Ready to find affordable Kinston, AL car insurance today? Enter your ZIP code for fast, free Kinston car insurance quotes.

Cheapest Kinston, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kinston, AL car insurance rates? Every Kinston, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kinston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,937 $1,860 $1,738 $1,775 $6,396 $6,863 $2,204 $2,265
Farmers $2,225 $2,209 $1,987 $2,116 $8,679 $8,928 $2,515 $2,598
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,045 $1,928 $1,672 $1,786 $8,096 $9,034 $2,391 $2,531
State Farm $2,453 $2,453 $2,219 $2,219 $7,362 $9,231 $2,769 $3,181
Travelers $1,535 $1,560 $1,433 $1,429 $8,037 $12,553 $1,457 $1,688
USAA $1,234 $1,256 $1,154 $1,135 $3,627 $4,023 $1,604 $1,735

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Minimum Car Insurance in Kinston, AL

Every driver must carry the minimum car insurance in Kinston, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Kinston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kinston, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kinston, AL. Compare credit history car insurance rates in Kinston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kinston, Alabama

Insurance Company Poor Fair Good
Allstate $3,881 $3,031 $2,477
Farmers $4,376 $3,771 $3,574
GEICO $3,361 $2,399 $2,171
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,180 $3,561 $3,315
State Farm $6,456 $3,274 $2,228
Travelers $4,051 $3,510 $3,574
USAA $2,646 $1,725 $1,541

Cheapest Kinston, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kinston, AL to rates for a clean record with top companies.

Annual Kinston, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,689 $3,149 $3,671 $3,010
Farmers $3,290 $4,258 $4,155 $3,926
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,340 $4,170 $3,563 $3,668
State Farm $3,601 $4,456 $3,943 $3,943
Travelers $3,092 $3,246 $4,740 $3,769
USAA $1,518 $1,902 $2,822 $1,642

Cheapest Kinston, AL Car Insurance for Teen Drivers

Teen car insurance in Kinston, AL can be expensive. Take a look at rates from the top car insurance companies in Kinston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kinston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,396 $6,863
Farmers $8,679 $8,928
GEICO $4,936 $4,820
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $8,096 $9,034
State Farm $7,362 $9,231
Travelers $8,037 $12,553
USAA $3,627 $4,023

Cheapest Kinston, AL Car Insurance for Seniors

Take a look at Kinston, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kinston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,738 $1,775
Farmers $1,987 $2,116
GEICO $1,817 $1,864
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,672 $1,786
State Farm $2,219 $2,219
Travelers $1,433 $1,429
USAA $1,154 $1,135

Cheapest Kinston, AL Car Insurance Rates After a DUI

A DUI in Kinston, AL increases car insurance rates. Compare Kinston, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kinston, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,155
GEICO $3,506
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,563
State Farm $3,943
Travelers $4,740
USAA $2,822

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Cheapest Kinston, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kinston, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kinston, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,130 $3,130
Farmers $3,907 $3,907
GEICO $2,594 $2,694
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $3,685 $3,685
State Farm $3,889 $4,083
Travelers $3,712 $3,712
USAA $1,881 $2,061

The Best Cheap Car Insurance Companies in Kinston, AL

Take a look at a side-by-side comparison of the top car insurance companies in Kinston, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kinston, Alabama

Insurance Company Average Annual Rates
Allstate $3,130
Farmers $3,907
GEICO $2,644
Liberty Mutual $4,880
Nationwide $2,548
Progressive $3,685
State Farm $3,986
Travelers $3,712
USAA $1,971

Category Winners: Cheapest Car Insurance in Kinston, Alabama

Find the cheapest car insurance companies in Kinston, AL for each category right here.

Best Annual Car Insurance Rates by Company in Kinston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Kinston, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kinston car insurance rates. Find the cheapest Kinston, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kinston, Alabama

Insurance Company Low Medium High
Allstate $3,026 $3,125 $3,237
Farmers $3,670 $3,852 $4,199
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,325 $3,663 $4,069
State Farm $3,758 $3,980 $4,220
Travelers $3,559 $3,785 $3,790
USAA $1,897 $1,960 $2,056

What affects car insurance rates in Kinston, Alabama?

What factors can have an impact on Kinston, AL car insurance? There are several reasons why Kinston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kinston, Alabama.

Commute Time in Kinston

The more time you spend in your car the higher the risk of an accident. The average commute length in Kinston, AL is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Kinston, AL

Ready to find affordable Kinston, Alabama car insurance today? Enter your ZIP code for fast, free Kinston, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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