Compare Kirby, AR Car Insurance Rates (2021)

Car insurance in Kirby, AR averages $352 a month. Kirby, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kirby car insurance rates, compare quotes from the top car insurance companies in Kirby, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kirby, AR after a DUI are $5,073/year
  • Average car insurance rates in Kirby, AR are $4,224/year
  • The cheapest car insurance company in Kirby is USAA

If you need to buy Kirby, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Kirby, AR is right here.

You’ll find Kirby car insurance rates, the cheapest Kirby, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Kirby, Arkansas car insurance rates to Little Rock car insurance rates, Jonesboro car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable Kirby, AR car insurance today? Enter your ZIP code for fast, free Kirby car insurance quotes.

Cheapest Kirby, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kirby, AR car insurance rates? Every Kirby, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kirby, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,113 $3,165 $2,743 $2,943 $10,777 $12,829 $3,490 $3,816
Farmers $2,347 $2,336 $2,097 $2,205 $9,841 $10,202 $2,687 $2,830
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,927 $2,776 $2,407 $2,512 $12,387 $13,961 $3,507 $3,800
State Farm $1,974 $1,974 $1,739 $1,739 $5,309 $6,722 $2,216 $2,520
Travelers $2,285 $2,332 $2,238 $2,248 $12,986 $20,814 $2,435 $2,846
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

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Minimum Car Insurance in Kirby, AR

Every driver must carry the minimum car insurance in Kirby, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Kirby, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kirby, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kirby, AR. Compare credit history car insurance rates in Kirby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kirby, Arkansas

Insurance Company Poor Fair Good
Allstate $6,753 $5,148 $4,178
Farmers $4,911 $4,119 $3,924
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,275 $5,351 $4,978
State Farm $4,384 $2,637 $2,052
Travelers $6,922 $5,764 $5,383
USAA $2,687 $1,831 $1,560

Cheapest Kirby, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kirby, AR to rates for a clean record with top companies.

Annual Kirby, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,572 $6,121 $5,278
Farmers $3,651 $4,676 $4,570 $4,375
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,770 $6,632 $5,011 $5,725
State Farm $2,801 $3,247 $3,024 $3,024
Travelers $5,051 $5,219 $7,617 $6,204
USAA $1,561 $1,971 $2,842 $1,731

Cheapest Kirby, AR Car Insurance for Teen Drivers

Teen car insurance in Kirby, AR can be expensive. Take a look at rates from the top car insurance companies in Kirby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kirby, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,777 $12,829
Farmers $9,841 $10,202
GEICO $6,742 $6,800
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,387 $13,961
State Farm $5,309 $6,722
Travelers $12,986 $20,814
USAA $3,886 $4,077

Cheapest Kirby, AR Car Insurance for Seniors

Take a look at Kirby, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kirby, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,743 $2,943
Farmers $2,097 $2,205
GEICO $2,547 $2,475
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,407 $2,512
State Farm $1,739 $1,739
Travelers $2,238 $2,248
USAA $1,166 $1,177

Cheapest Kirby, AR Car Insurance Rates After a DUI

A DUI in Kirby, AR increases car insurance rates. Compare Kirby, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kirby, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,121
Farmers $4,570
GEICO $5,763
Liberty Mutual $5,469
Nationwide $5,241
Progressive $5,011
State Farm $3,024
Travelers $7,617
USAA $2,842

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Cheapest Kirby, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kirby, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kirby, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,360 $5,360
Farmers $4,318 $4,318
GEICO $3,661 $3,698
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,535 $5,535
State Farm $2,952 $3,096
Travelers $6,023 $6,023
USAA $1,968 $2,084

The Best Cheap Car Insurance Companies in Kirby, AR

Take a look at a side-by-side comparison of the top car insurance companies in Kirby, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kirby, Arkansas

Insurance Company Average Annual Rates
Allstate $5,360
Farmers $4,318
GEICO $3,679
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,535
State Farm $3,024
Travelers $6,023
USAA $2,026

Category Winners: Cheapest Car Insurance in Kirby, Arkansas

Find the cheapest car insurance companies in Kirby, AR for each category right here.

Best Annual Car Insurance Rates by Company in Kirby, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Kirby, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kirby car insurance rates. Find the cheapest Kirby, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kirby, Arkansas

Insurance Company Low Medium High
Allstate $5,239 $5,357 $5,483
Farmers $4,106 $4,273 $4,574
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,109 $5,449 $6,046
State Farm $2,897 $3,021 $3,154
Travelers $5,766 $6,041 $6,263
USAA $1,947 $2,019 $2,112

What affects car insurance rates in Kirby, Arkansas?

What factors can have an impact on Kirby, AR car insurance? There are several reasons why Kirby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kirby, Arkansas.

Commute Time in Kirby

The more time you spend in your car the higher the risk of an accident. The average commute length in Kirby, AR is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Kirby, AR

Ready to find affordable Kirby, Arkansas car insurance today? Enter your ZIP code for fast, free Kirby, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State