Compare Kirbyville, MO Car Insurance Rates (2021)

Car insurance in Kirbyville, MO averages $280 a month. Kirbyville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kirbyville car insurance rates, compare quotes from the top car insurance companies in Kirbyville, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Kirbyville, MO are $3,361/year
  • Average car insurance rates in Kirbyville, MO after a DUI are $3,930/year
  • The cheapest car insurance company in Kirbyville for teen drivers is Nationwide

If you need to buy Kirbyville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Kirbyville, MO is right here.

You’ll find Kirbyville car insurance rates, the cheapest Kirbyville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Kirbyville, Missouri car insurance rates to Lee’s Summit car insurance rates, Kansas City car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Kirbyville, MO car insurance today? Enter your ZIP code for fast, free Kirbyville car insurance quotes.

Cheapest Kirbyville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kirbyville, MO car insurance rates? Every Kirbyville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kirbyville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,259 $2,259 $2,011 $2,011 $6,191 $8,057 $2,259 $2,640
Farmers $2,362 $2,350 $2,101 $2,231 $10,075 $10,430 $2,698 $2,811
GEICO $1,849 $2,083 $1,431 $1,845 $5,862 $6,224 $1,683 $1,698
Liberty Mutual $2,672 $2,894 $2,201 $2,466 $9,314 $10,337 $2,814 $3,001
Nationwide $1,490 $1,518 $1,337 $1,411 $3,857 $4,921 $1,708 $1,842
Progressive $2,050 $1,895 $1,681 $1,729 $6,934 $7,787 $2,502 $2,575
State Farm $1,771 $1,771 $1,594 $1,594 $5,233 $6,583 $1,995 $2,283
USAA $1,556 $1,542 $1,404 $1,428 $4,603 $5,620 $1,932 $2,146

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Kirbyville, MO

Every driver must carry the minimum car insurance in Kirbyville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Kirbyville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kirbyville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kirbyville, MO. Compare credit history car insurance rates in Kirbyville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kirbyville, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,528 $3,178 $2,676
Farmers $4,991 $4,181 $3,975
GEICO $3,913 $2,550 $2,040
Liberty Mutual $6,402 $3,909 $3,076
Nationwide $2,662 $2,205 $1,915
Progressive $3,920 $3,256 $3,007
State Farm $3,951 $2,540 $2,067
USAA $4,206 $1,968 $1,413

Cheapest Kirbyville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kirbyville, MO to rates for a clean record with top companies.

Annual Kirbyville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,600 $3,726 $4,554 $2,964
Farmers $3,766 $4,732 $4,623 $4,409
GEICO $2,192 $2,865 $3,893 $2,386
Liberty Mutual $3,238 $4,655 $4,796 $5,160
Nationwide $1,765 $2,280 $3,060 $1,937
Progressive $2,917 $3,963 $3,252 $3,445
State Farm $2,614 $3,092 $2,853 $2,853
USAA $2,029 $2,462 $3,409 $2,217

Cheapest Kirbyville, MO Car Insurance for Teen Drivers

Teen car insurance in Kirbyville, MO can be expensive. Take a look at rates from the top car insurance companies in Kirbyville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kirbyville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $6,191 $8,057
Farmers $10,075 $10,430
GEICO $5,862 $6,224
Liberty Mutual $9,314 $10,337
Nationwide $3,857 $4,921
Progressive $6,934 $7,787
State Farm $5,233 $6,583
USAA $4,603 $5,620

Cheapest Kirbyville, MO Car Insurance for Seniors

Take a look at Kirbyville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kirbyville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $2,011 $2,011
Farmers $2,101 $2,231
GEICO $1,431 $1,845
Liberty Mutual $2,201 $2,466
Nationwide $1,337 $1,411
Progressive $1,681 $1,729
State Farm $1,594 $1,594
USAA $1,404 $1,428

Cheapest Kirbyville, MO Car Insurance Rates After a DUI

A DUI in Kirbyville, MO increases car insurance rates. Compare Kirbyville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kirbyville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,926
American Family $4,554
Farmers $4,623
GEICO $3,893
Liberty Mutual $4,796
Nationwide $3,060
Progressive $3,252
State Farm $2,853
USAA $3,409

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Kirbyville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kirbyville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kirbyville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,427 $3,495
Farmers $4,382 $4,382
GEICO $2,781 $2,887
Liberty Mutual $4,462 $4,462
Nationwide $2,260 $2,260
Progressive $3,394 $3,394
State Farm $2,783 $2,923
USAA $2,437 $2,620

The Best Cheap Car Insurance Companies in Kirbyville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Kirbyville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kirbyville, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,461
Farmers $4,382
GEICO $2,834
Liberty Mutual $4,462
Nationwide $2,260
Progressive $3,394
State Farm $2,853
USAA $2,529

Category Winners: Cheapest Car Insurance in Kirbyville, Missouri

Find the cheapest car insurance companies in Kirbyville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Kirbyville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Kirbyville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kirbyville car insurance rates. Find the cheapest Kirbyville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kirbyville, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,351 $3,570 $3,462
Farmers $4,089 $4,339 $4,719
GEICO $2,655 $2,854 $2,993
Liberty Mutual $4,215 $4,484 $4,688
Nationwide $2,120 $2,283 $2,378
Progressive $3,051 $3,402 $3,730
State Farm $2,663 $2,864 $3,032
USAA $2,414 $2,520 $2,654

What affects car insurance rates in Kirbyville, Missouri?

What factors can have an impact on Kirbyville, MO car insurance? There are several reasons why Kirbyville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kirbyville, Missouri.

Commute Time in Kirbyville

The more time you spend in your car the higher the risk of an accident. The average commute length in Kirbyville, MO is 18.9 minutes according to City-Data.

Compare Car Insurance Quotes in Kirbyville, MO

Ready to find affordable Kirbyville, Missouri car insurance today? Enter your ZIP code for fast, free Kirbyville, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption