Compare Kirkland, WA Car Insurance Rates (2021)

Car insurance in Kirkland, WA averages $275 a month. Kirkland, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Kirkland car insurance rates, compare quotes from the top car insurance companies in Kirkland, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kirkland is USAA
  • The cheapest ZIP code in Kirkland is 98033
  • Average car insurance rates in Kirkland, WA after a DUI are $3,861/year

If you need to buy Kirkland, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Kirkland, WA is right here.

You’ll find Kirkland car insurance rates, the cheapest Kirkland, WA car insurance companies, and information on Washington car insurance laws. You can also compare Kirkland, Washington car insurance rates to Seattle car insurance rates, Vancouver car insurance rates, and Spokane Valley car insurance rates.

Ready to find affordable Kirkland, WA car insurance today? Enter your ZIP code for fast, free Kirkland car insurance quotes.

Cheapest Kirkland, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kirkland, WA car insurance rates? Every Kirkland, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kirkland, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,317 $2,283 $2,148 $2,255 $8,580 $9,964 $2,454 $2,542
American Family $2,306 $2,306 $2,107 $2,107 $8,901 $12,126 $2,306 $3,080
Farmers $2,168 $2,225 $1,984 $2,248 $5,004 $5,388 $2,734 $2,843
GEICO $1,888 $1,920 $1,765 $1,765 $4,218 $5,483 $3,253 $2,323
Liberty Mutual $1,865 $2,024 $1,658 $1,944 $10,562 $11,587 $1,966 $2,129
Nationwide $1,601 $1,636 $1,488 $1,548 $4,456 $5,410 $1,927 $2,076
Progressive $1,569 $1,462 $1,421 $1,438 $8,073 $9,018 $1,872 $1,853
State Farm $1,819 $1,819 $1,640 $1,640 $5,375 $6,803 $2,075 $2,390
USAA $1,158 $1,141 $1,125 $1,120 $5,110 $6,009 $1,463 $1,600

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Minimum Car Insurance in Kirkland, WA

Every driver must carry the minimum car insurance in Kirkland, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Kirkland, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Kirkland, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kirkland, WA. Compare credit history car insurance rates in Kirkland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kirkland, Washington

Insurance Company Poor Fair Good
Allstate $5,026 $3,866 $3,312
American Family $5,200 $4,246 $3,769
Farmers $3,731 $2,843 $2,648
GEICO $3,365 $2,692 $2,424
Liberty Mutual $6,015 $3,719 $2,917
Nationwide $3,006 $2,353 $2,195
Progressive $3,666 $3,284 $3,064
State Farm $4,287 $2,562 $1,986
USAA $2,948 $2,166 $1,908

Cheapest Kirkland, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kirkland, WA to rates for a clean record with top companies.

Annual Kirkland, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,395 $4,281 $4,775 $3,820
American Family $3,523 $4,527 $5,240 $4,330
Farmers $2,539 $3,165 $3,428 $3,164
GEICO $2,185 $2,790 $4,149 $2,185
Liberty Mutual $3,595 $4,536 $4,618 $4,119
Nationwide $1,955 $2,650 $3,328 $2,138
Progressive $2,698 $4,254 $3,144 $3,257
State Farm $2,670 $3,220 $2,945 $2,945
USAA $1,716 $2,493 $3,123 $2,030

Cheapest Kirkland, WA Car Insurance for Teen Drivers

Teen car insurance in Kirkland, WA can be expensive. Take a look at rates from the top car insurance companies in Kirkland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kirkland, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,580 $9,964
American Family $8,901 $12,126
Farmers $5,004 $5,388
GEICO $4,218 $5,483
Liberty Mutual $10,562 $11,587
Nationwide $4,456 $5,410
Progressive $8,073 $9,018
State Farm $5,375 $6,803
USAA $5,110 $6,009

Cheapest Kirkland, WA Car Insurance for Seniors

Take a look at Kirkland, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kirkland, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,255
American Family $2,107 $2,107
Farmers $1,984 $2,248
GEICO $1,765 $1,765
Liberty Mutual $1,658 $1,944
Nationwide $1,488 $1,548
Progressive $1,421 $1,438
State Farm $1,640 $1,640
USAA $1,125 $1,120

Cheapest Kirkland, WA Car Insurance Rates After a DUI

A DUI in Kirkland, WA increases car insurance rates. Compare Kirkland, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kirkland, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,775
American Family $5,240
Farmers $3,428
GEICO $4,149
Liberty Mutual $4,618
Nationwide $3,328
Progressive $3,144
State Farm $2,945
USAA $3,123

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Cheapest Kirkland, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kirkland, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kirkland, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,068 $4,068
American Family $4,316 $4,494
Farmers $3,074 $3,074
GEICO $2,791 $2,863
Liberty Mutual $4,217 $4,217
Nationwide $2,518 $2,518
Progressive $3,338 $3,338
State Farm $2,863 $3,027
USAA $2,318 $2,364

Cheapest Kirkland, WA Car Insurance Rates by ZIP Code

Kirkland car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Kirkland, WA.

Annual Car Insurance Rates by ZIP Code in Kirkland, Washington

ZIP Code Average Annual Rates
98033 $3,311
98034 $3,435

The Best Cheap Car Insurance Companies in Kirkland, WA

Take a look at a side-by-side comparison of the top car insurance companies in Kirkland, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kirkland, Washington

Insurance Company Average Annual Rates
Allstate $4,068
American Family $4,405
Farmers $3,074
GEICO $2,827
Liberty Mutual $4,217
Nationwide $2,518
Progressive $3,338
State Farm $2,945
USAA $2,341

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Category Winners: Cheapest Car Insurance in Kirkland, Washington

Find the cheapest car insurance companies in Kirkland, WA for each category right here.

Best Annual Car Insurance Rates by Company in Kirkland, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Kirkland, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kirkland car insurance rates. Find the cheapest Kirkland, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kirkland, Washington

Insurance Company Low Medium High
Allstate $3,837 $4,055 $4,311
American Family $4,159 $4,401 $4,655
Farmers $2,860 $3,079 $3,284
GEICO $2,655 $2,831 $2,995
Liberty Mutual $3,973 $4,228 $4,450
Nationwide $2,382 $2,518 $2,653
Progressive $3,002 $3,250 $3,763
State Farm $2,741 $2,961 $3,134
USAA $2,178 $2,340 $2,503

What affects car insurance rates in Kirkland, Washington?

What factors can have an impact on Kirkland, WA car insurance? There are several reasons why Kirkland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kirkland, Washington.

Car Theft in Kirkland

High levels of vehicle theft can make car insurance more expensive. Kirkland, WA car theft statistics from the FBI indicate 178 vehicle thefts a year.

Commute Time in Kirkland

The more time you spend in your car the higher the risk of an accident. The average commute length in Kirkland, WA is 28.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Kirkland, WA

Ready to find affordable Kirkland, Washington car insurance today? Enter your ZIP code for fast, free Kirkland, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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