Compare Kirkwood, CA Car Insurance Rates (2021)

Car insurance in Kirkwood, CA averages $289 a month. Kirkwood, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Kirkwood car insurance rates, compare quotes from the top car insurance companies in Kirkwood, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kirkwood is USAA
  • The cheapest car insurance company in Kirkwood for teen drivers is USAA
  • Average car insurance rates in Kirkwood, CA after a DUI are $4,867/year

If you need to buy Kirkwood, California car insurance, the options can be confusing. Everything you need to know about car insurance in Kirkwood, CA is right here.

You’ll find Kirkwood car insurance rates, the cheapest Kirkwood, CA car insurance companies, and information on California car insurance laws. You can also compare Kirkwood, California car insurance rates to San Diego car insurance rates, Anaheim car insurance rates, and Fresno car insurance rates.

Ready to find affordable Kirkwood, CA car insurance today? Enter your ZIP code for fast, free Kirkwood car insurance quotes.

Cheapest Kirkwood, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kirkwood, CA car insurance rates? Every Kirkwood, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kirkwood, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,325 $2,325 $2,092 $2,092 $7,417 $12,180 $2,754 $3,066
GEICO $1,662 $1,663 $1,563 $1,563 $5,036 $5,125 $2,384 $2,440
Liberty Mutual $2,331 $2,207 $2,169 $2,102 $5,109 $5,434 $2,630 $2,651
Nationwide $2,928 $2,803 $2,543 $2,405 $7,298 $8,073 $3,473 $3,450
Progressive $1,673 $1,722 $1,428 $1,693 $4,454 $5,371 $2,420 $2,602
State Farm $3,005 $3,005 $2,685 $2,685 $5,537 $6,886 $3,324 $3,425
Travelers $2,518 $2,443 $2,223 $2,198 $5,147 $5,977 $3,294 $3,224
USAA $1,778 $1,685 $1,735 $1,743 $4,051 $4,066 $2,456 $2,322

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Minimum Car Insurance in Kirkwood, CA

Every driver must carry the minimum car insurance in Kirkwood, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Kirkwood, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Kirkwood, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kirkwood, CA to rates for a clean record with top companies.

Annual Kirkwood, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,165 $4,309 $5,371 $4,280
GEICO $1,875 $2,888 $3,630 $2,326
Liberty Mutual $2,673 $3,581 $3,231 $2,832
Nationwide $2,878 $3,685 $6,238 $3,685
Progressive $1,746 $2,968 $3,453 $2,514
State Farm $2,725 $3,250 $6,138 $3,163
Travelers $2,261 $3,656 $4,285 $3,310
USAA $1,649 $2,449 $4,014 $1,806

Cheapest Kirkwood, CA Car Insurance for Teen Drivers

Teen car insurance in Kirkwood, CA can be expensive. Take a look at rates from the top car insurance companies in Kirkwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kirkwood, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,417 $12,180
GEICO $5,036 $5,125
Liberty Mutual $5,109 $5,434
Nationwide $7,298 $8,073
Progressive $4,454 $5,371
State Farm $5,537 $6,886
Travelers $5,147 $5,977
USAA $4,051 $4,066

Cheapest Kirkwood, CA Car Insurance for Seniors

Take a look at Kirkwood, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kirkwood, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,092 $2,092
GEICO $1,563 $1,563
Liberty Mutual $2,169 $2,102
Nationwide $2,543 $2,405
Progressive $1,428 $1,693
State Farm $2,685 $2,685
Travelers $2,223 $2,198
USAA $1,735 $1,743

Cheapest Kirkwood, CA Car Insurance Rates After a DUI

A DUI in Kirkwood, CA increases car insurance rates. Compare Kirkwood, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kirkwood, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,371
GEICO $3,630
Liberty Mutual $3,231
Nationwide $6,238
Progressive $3,453
State Farm $6,138
Travelers $4,285
USAA $4,014

Cheapest Kirkwood, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kirkwood, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kirkwood, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,885 $4,678
GEICO $2,434 $2,925
Liberty Mutual $2,827 $3,331
Nationwide $3,641 $4,602
Progressive $2,426 $2,915
State Farm $3,678 $3,960
Travelers $3,034 $3,722
USAA $2,284 $2,675

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The Best Cheap Car Insurance Companies in Kirkwood, CA

Take a look at a side-by-side comparison of the top car insurance companies in Kirkwood, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kirkwood, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,281
GEICO $2,680
Liberty Mutual $3,079
Nationwide $4,122
Progressive $2,670
State Farm $3,819
Travelers $3,378
USAA $2,480

Category Winners: Cheapest Car Insurance in Kirkwood, California

Find the cheapest car insurance companies in Kirkwood, CA for each category right here.

Best Annual Car Insurance Rates by Company in Kirkwood, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Kirkwood, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kirkwood car insurance rates. Find the cheapest Kirkwood, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kirkwood, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,998 $4,313 $4,532
GEICO $2,419 $2,710 $2,910
Liberty Mutual $2,873 $3,106 $3,259
Nationwide $3,739 $4,181 $4,446
Progressive $2,388 $2,748 $2,875
State Farm $3,412 $3,889 $4,156
Travelers $3,017 $3,457 $3,660
USAA $2,248 $2,527 $2,663

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Compare Car Insurance Quotes in Kirkwood, CA

Ready to find affordable Kirkwood, California car insurance today? Enter your ZIP code for fast, free Kirkwood, CA car insurance quotes.

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