Compare Kirkwood, DE Car Insurance Rates (2021)

Car insurance in Kirkwood, DE averages $616 a month. Kirkwood, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Kirkwood car insurance rates, compare quotes from the top car insurance companies in Kirkwood, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kirkwood, DE after a DUI are $9,796/year
  • The cheapest car insurance company in Kirkwood is USAA
  • The cheapest car insurance company in Kirkwood for teen drivers is USAA

If you need to buy Kirkwood, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Kirkwood, DE is right here.

You’ll find Kirkwood car insurance rates, the cheapest Kirkwood, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Kirkwood, Delaware car insurance rates to Seaford car insurance rates, Dover car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Kirkwood, DE car insurance today? Enter your ZIP code for fast, free Kirkwood car insurance quotes.

Cheapest Kirkwood, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kirkwood, DE car insurance rates? Every Kirkwood, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kirkwood, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,256 $4,143 $3,737 $3,925 $15,329 $17,777 $4,415 $4,638
GEICO $3,355 $3,700 $3,279 $3,802 $7,808 $8,009 $3,498 $3,307
Liberty Mutual $17,387 $17,387 $17,175 $17,175 $38,842 $58,904 $17,387 $24,144
Nationwide $3,278 $3,255 $2,990 $2,978 $7,875 $9,971 $3,640 $3,892
Progressive $2,186 $2,019 $1,920 $1,959 $11,167 $12,340 $2,676 $2,604
State Farm $3,123 $3,123 $2,887 $2,887 $8,987 $11,605 $3,509 $3,651
Travelers $1,607 $1,614 $1,588 $1,552 $9,501 $14,763 $1,719 $1,850
USAA $1,444 $1,420 $1,336 $1,333 $5,385 $6,330 $1,820 $2,001

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Minimum Car Insurance in Kirkwood, DE

Every driver must carry the minimum car insurance in Kirkwood, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Kirkwood, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Kirkwood, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kirkwood, DE. Compare credit history car insurance rates in Kirkwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kirkwood, Delaware

Insurance Company Poor Fair Good
Allstate $9,355 $6,615 $5,862
GEICO $7,138 $3,948 $2,697
Liberty Mutual $35,311 $23,735 $19,105
Nationwide $5,491 $4,561 $4,152
Progressive $5,150 $4,510 $4,167
State Farm $7,613 $4,192 $3,110
Travelers $4,754 $3,937 $4,131
USAA $4,313 $2,085 $1,503

Cheapest Kirkwood, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kirkwood, DE to rates for a clean record with top companies.

Annual Kirkwood, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,149 $7,396 $8,587 $6,978
GEICO $3,534 $4,881 $5,929 $4,034
Liberty Mutual $20,976 $24,024 $37,712 $21,489
Nationwide $3,777 $3,777 $6,922 $4,463
Progressive $3,966 $5,268 $4,521 $4,681
State Farm $4,501 $5,442 $4,972 $4,972
Travelers $3,637 $3,647 $5,999 $3,814
USAA $2,166 $2,166 $3,724 $2,478

Cheapest Kirkwood, DE Car Insurance for Teen Drivers

Teen car insurance in Kirkwood, DE can be expensive. Take a look at rates from the top car insurance companies in Kirkwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kirkwood, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,329 $17,777
GEICO $7,808 $8,009
Liberty Mutual $38,842 $58,904
Nationwide $7,875 $9,971
Progressive $11,167 $12,340
State Farm $8,987 $11,605
Travelers $9,501 $14,763
USAA $5,385 $6,330

Cheapest Kirkwood, DE Car Insurance for Seniors

Take a look at Kirkwood, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kirkwood, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,737 $3,925
GEICO $3,279 $3,802
Liberty Mutual $17,175 $17,175
Nationwide $2,990 $2,978
Progressive $1,920 $1,959
State Farm $2,887 $2,887
Travelers $1,588 $1,552
USAA $1,336 $1,333

Cheapest Kirkwood, DE Car Insurance Rates After a DUI

A DUI in Kirkwood, DE increases car insurance rates. Compare Kirkwood, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kirkwood, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,587
GEICO $5,929
Liberty Mutual $37,712
Nationwide $6,922
Progressive $4,521
State Farm $4,972
Travelers $5,999
USAA $3,724

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Cheapest Kirkwood, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kirkwood, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kirkwood, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,277 $7,277
GEICO $4,523 $4,666
Liberty Mutual $25,325 $26,775
Nationwide $4,735 $4,735
Progressive $4,609 $4,609
State Farm $4,801 $5,142
Travelers $4,274 $4,274
USAA $2,606 $2,662

The Best Cheap Car Insurance Companies in Kirkwood, DE

Take a look at a side-by-side comparison of the top car insurance companies in Kirkwood, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kirkwood, Delaware

Insurance Company Average Annual Rates
Allstate $7,277
GEICO $4,595
Liberty Mutual $26,050
Nationwide $4,735
Progressive $4,609
State Farm $4,972
Travelers $4,274
USAA $2,634

Category Winners: Cheapest Car Insurance in Kirkwood, Delaware

Find the cheapest car insurance companies in Kirkwood, DE for each category right here.

Best Annual Car Insurance Rates by Company in Kirkwood, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Kirkwood, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kirkwood car insurance rates. Find the cheapest Kirkwood, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kirkwood, Delaware

Insurance Company Low Medium High
Allstate $6,579 $7,374 $7,879
GEICO $4,064 $4,655 $5,064
Liberty Mutual $24,766 $25,746 $27,639
Nationwide $4,702 $4,655 $4,847
Progressive $4,044 $4,664 $5,119
State Farm $4,634 $4,984 $5,296
Travelers $3,961 $4,422 $4,440
USAA $2,464 $2,630 $2,806

Compare Car Insurance Quotes in Kirkwood, DE

Ready to find affordable Kirkwood, Delaware car insurance today? Enter your ZIP code for fast, free Kirkwood, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State