Compare Kirkwood, PA Car Insurance Rates (2021)

Car insurance in Kirkwood, PA averages $307 a month. Kirkwood, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Kirkwood car insurance rates, compare quotes from the top car insurance companies in Kirkwood, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kirkwood is USAA
  • Average car insurance rates in Kirkwood, PA after a DUI are $4,012/year
  • The cheapest car insurance company in Kirkwood for teen drivers is USAA

If you need to buy Kirkwood, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Kirkwood, PA is right here.

You’ll find Kirkwood car insurance rates, the cheapest Kirkwood, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Kirkwood, Pennsylvania car insurance rates to Philadelphia car insurance rates, Bethlehem car insurance rates, and York car insurance rates.

Ready to find affordable Kirkwood, PA car insurance today? Enter your ZIP code for fast, free Kirkwood car insurance quotes.

Cheapest Kirkwood, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kirkwood, PA car insurance rates? Every Kirkwood, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kirkwood, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,659 $2,659 $2,459 $2,459 $9,152 $9,152 $2,923 $2,923
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,806 $1,806 $1,714 $1,714 $5,171 $5,171 $2,031 $2,031
Progressive $2,686 $2,686 $2,402 $2,402 $8,882 $8,882 $3,425 $3,425
State Farm $1,603 $1,603 $1,421 $1,421 $5,797 $5,797 $1,771 $1,771
Travelers $1,493 $1,493 $1,622 $1,622 $22,213 $22,213 $1,782 $1,782
USAA $994 $994 $900 $900 $2,996 $2,996 $1,312 $1,312

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Minimum Car Insurance in Kirkwood, PA

Every driver must carry the minimum car insurance in Kirkwood, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Kirkwood, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Kirkwood, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kirkwood, PA. Compare credit history car insurance rates in Kirkwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kirkwood, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,484 $4,104 $3,306
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,138 $2,592 $2,313
Progressive $5,747 $4,047 $3,253
State Farm $3,765 $2,335 $1,845
Travelers $7,359 $6,666 $6,307
USAA $1,926 $1,443 $1,282

Cheapest Kirkwood, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kirkwood, PA to rates for a clean record with top companies.

Annual Kirkwood, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,110 $4,864 $4,110 $4,110
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,940 $2,598 $3,604 $2,582
Progressive $3,933 $5,479 $4,046 $3,937
State Farm $2,415 $2,881 $2,648 $2,648
Travelers $4,781 $6,840 $8,649 $6,840
USAA $1,249 $1,723 $1,834 $1,395

Cheapest Kirkwood, PA Car Insurance for Teen Drivers

Teen car insurance in Kirkwood, PA can be expensive. Take a look at rates from the top car insurance companies in Kirkwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kirkwood, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,152 $9,152
GEICO $4,591 $3,982
Liberty Mutual $9,227 $9,227
Nationwide $5,171 $5,171
Progressive $8,882 $8,882
State Farm $5,797 $5,797
Travelers $22,213 $22,213
USAA $2,996 $2,996

Cheapest Kirkwood, PA Car Insurance for Seniors

Take a look at Kirkwood, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kirkwood, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,459 $2,459
GEICO $1,703 $1,476
Liberty Mutual $2,912 $2,912
Nationwide $1,714 $1,714
Progressive $2,402 $2,402
State Farm $1,421 $1,421
Travelers $1,622 $1,622
USAA $900 $900

Cheapest Kirkwood, PA Car Insurance Rates After a DUI

A DUI in Kirkwood, PA increases car insurance rates. Compare Kirkwood, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kirkwood, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,110
GEICO $2,268
Liberty Mutual $4,938
Nationwide $3,604
Progressive $4,046
State Farm $2,648
Travelers $8,649
USAA $1,834

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Cheapest Kirkwood, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kirkwood, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kirkwood, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,210 $4,387
GEICO $2,276 $2,346
Liberty Mutual $4,712 $4,958
Nationwide $2,681 $2,681
Progressive $4,349 $4,349
State Farm $2,571 $2,725
Travelers $6,777 $6,777
USAA $1,506 $1,594

The Best Cheap Car Insurance Companies in Kirkwood, PA

Take a look at a side-by-side comparison of the top car insurance companies in Kirkwood, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kirkwood, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,298
GEICO $2,311
Liberty Mutual $4,835
Nationwide $2,681
Progressive $4,349
State Farm $2,648
Travelers $6,777
USAA $1,550

Category Winners: Cheapest Car Insurance in Kirkwood, Pennsylvania

Find the cheapest car insurance companies in Kirkwood, PA for each category right here.

Best Annual Car Insurance Rates by Company in Kirkwood, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Kirkwood, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kirkwood car insurance rates. Find the cheapest Kirkwood, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kirkwood, Pennsylvania

Insurance Company Low Medium High
Allstate $4,083 $4,328 $4,483
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,671 $2,722 $2,650
Progressive $3,955 $4,389 $4,703
State Farm $2,466 $2,683 $2,795
Travelers $6,799 $6,793 $6,741
USAA $1,441 $1,565 $1,645

What affects car insurance rates in Kirkwood, Pennsylvania?

What factors can have an impact on Kirkwood, PA car insurance? There are several reasons why Kirkwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kirkwood, Pennsylvania.

Commute Time in Kirkwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Kirkwood, PA is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Kirkwood, PA

Ready to find affordable Kirkwood, Pennsylvania car insurance today? Enter your ZIP code for fast, free Kirkwood, PA car insurance quotes.

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