Compare Kirtland Hills, OH Car Insurance Rates (2021)

Car insurance in Kirtland Hills, OH averages $225 a month. Kirtland Hills, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kirtland Hills car insurance rates, compare quotes from the top car insurance companies in Kirtland Hills, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kirtland Hills, OH are $2,703/year
  • Average car insurance rates in Kirtland Hills, OH after a DUI are $3,144/year
  • The cheapest car insurance company in Kirtland Hills for teen drivers is USAA

If you need to buy Kirtland Hills, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Kirtland Hills, OH is right here.

You’ll find Kirtland Hills car insurance rates, the cheapest Kirtland Hills, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Kirtland Hills, Ohio car insurance rates to Parma car insurance rates, Hamilton car insurance rates, and Akron car insurance rates.

Ready to find affordable Kirtland Hills, OH car insurance today? Enter your ZIP code for fast, free Kirtland Hills car insurance quotes.

Cheapest Kirtland Hills, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kirtland Hills, OH car insurance rates? Every Kirtland Hills, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kirtland Hills, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,095 $2,078 $1,900 $2,029 $5,930 $6,783 $2,182 $2,317
American Family $886 $918 $819 $819 $2,907 $3,144 $1,105 $1,162
Farmers $1,810 $1,812 $1,591 $1,682 $8,322 $8,686 $2,026 $2,107
GEICO $1,209 $1,172 $1,136 $1,148 $3,218 $2,990 $1,343 $1,136
Liberty Mutual $1,842 $2,012 $1,413 $1,726 $9,806 $11,075 $1,944 $2,118
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,644 $1,533 $1,372 $1,415 $7,652 $8,604 $1,966 $2,034
State Farm $1,356 $1,356 $1,222 $1,222 $4,372 $5,479 $1,580 $1,817
Travelers $1,361 $1,381 $1,359 $1,350 $5,940 $9,386 $1,421 $1,611
USAA $895 $902 $854 $851 $2,780 $3,091 $1,195 $1,282

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Minimum Car Insurance in Kirtland Hills, OH

Every driver must carry the minimum car insurance in Kirtland Hills, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Kirtland Hills, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kirtland Hills, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kirtland Hills, OH. Compare credit history car insurance rates in Kirtland Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kirtland Hills, Ohio

Insurance Company Poor Fair Good
Allstate $4,060 $2,965 $2,468
American Family $1,959 $1,329 $1,122
Farmers $3,953 $3,360 $3,200
GEICO $1,999 $1,669 $1,339
Liberty Mutual $5,709 $3,513 $2,754
Nationwide $3,858 $3,108 $2,625
Progressive $3,656 $3,187 $2,990
State Farm $3,278 $2,026 $1,597
Travelers $3,325 $2,896 $2,707
USAA $1,918 $1,363 $1,163

Cheapest Kirtland Hills, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kirtland Hills, OH to rates for a clean record with top companies.

Annual Kirtland Hills, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,644 $3,213 $3,795 $3,005
American Family $1,408 $1,491 $1,491 $1,491
Farmers $2,893 $3,728 $3,636 $3,761
GEICO $1,136 $1,634 $2,367 $1,540
Liberty Mutual $3,347 $4,315 $4,396 $3,910
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $2,821 $3,860 $3,006 $3,423
State Farm $2,088 $2,513 $2,301 $2,301
Travelers $2,188 $2,857 $4,313 $2,547
USAA $1,134 $1,523 $2,012 $1,257

Cheapest Kirtland Hills, OH Car Insurance for Teen Drivers

Teen car insurance in Kirtland Hills, OH can be expensive. Take a look at rates from the top car insurance companies in Kirtland Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kirtland Hills, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,930 $6,783
American Family $2,907 $3,144
Farmers $8,322 $8,686
GEICO $3,218 $2,990
Liberty Mutual $9,806 $11,075
Nationwide $5,484 $7,058
Progressive $7,652 $8,604
State Farm $4,372 $5,479
Travelers $5,940 $9,386
USAA $2,780 $3,091

Cheapest Kirtland Hills, OH Car Insurance for Seniors

Take a look at Kirtland Hills, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kirtland Hills, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,900 $2,029
American Family $819 $819
Farmers $1,591 $1,682
GEICO $1,136 $1,148
Liberty Mutual $1,413 $1,726
Nationwide $1,920 $1,932
Progressive $1,372 $1,415
State Farm $1,222 $1,222
Travelers $1,359 $1,350
USAA $854 $851

Cheapest Kirtland Hills, OH Car Insurance Rates After a DUI

A DUI in Kirtland Hills, OH increases car insurance rates. Compare Kirtland Hills, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kirtland Hills, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,795
American Family $1,491
Farmers $3,636
GEICO $2,367
Liberty Mutual $4,396
Nationwide $4,128
Progressive $3,006
State Farm $2,301
Travelers $4,313
USAA $2,012

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Cheapest Kirtland Hills, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kirtland Hills, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kirtland Hills, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,164
American Family $1,452 $1,488
Farmers $3,504 $3,504
GEICO $1,640 $1,698
Liberty Mutual $3,992 $3,992
Nationwide $3,197 $3,197
Progressive $3,278 $3,278
State Farm $2,243 $2,358
Travelers $2,976 $2,976
USAA $1,425 $1,538

The Best Cheap Car Insurance Companies in Kirtland Hills, OH

Take a look at a side-by-side comparison of the top car insurance companies in Kirtland Hills, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kirtland Hills, Ohio

Insurance Company Average Annual Rates
Allstate $3,164
American Family $1,470
Farmers $3,504
GEICO $1,669
Liberty Mutual $3,992
Nationwide $3,197
Progressive $3,278
State Farm $2,301
Travelers $2,976
USAA $1,481

Category Winners: Cheapest Car Insurance in Kirtland Hills, Ohio

Find the cheapest car insurance companies in Kirtland Hills, OH for each category right here.

Best Annual Car Insurance Rates by Company in Kirtland Hills, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Kirtland Hills, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kirtland Hills car insurance rates. Find the cheapest Kirtland Hills, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kirtland Hills, Ohio

Insurance Company Low Medium High
Allstate $3,051 $3,157 $3,285
American Family $1,444 $1,482 $1,484
Farmers $3,297 $3,444 $3,772
GEICO $1,615 $1,662 $1,730
Liberty Mutual $3,820 $4,016 $4,140
Nationwide $3,527 $3,099 $2,965
Progressive $3,146 $3,250 $3,437
State Farm $2,180 $2,308 $2,413
Travelers $2,890 $3,016 $3,022
USAA $1,408 $1,480 $1,556

What affects car insurance rates in Kirtland Hills, Ohio?

What factors can have an impact on Kirtland Hills, OH car insurance? There are several reasons why Kirtland Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kirtland Hills, Ohio.

Car Theft in Kirtland Hills

High levels of vehicle theft can make car insurance more expensive. Kirtland Hills, OH car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Kirtland Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Kirtland Hills, OH is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Kirtland Hills, OH

Ready to find affordable Kirtland Hills, Ohio car insurance today? Enter your ZIP code for fast, free Kirtland Hills, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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