Compare Kismet, KS Car Insurance Rates (2021)

Car insurance in Kismet, KS averages $318 a month. Kismet, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kismet car insurance rates, compare quotes from the top car insurance companies in Kismet, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kismet for teen drivers is American Family
  • Average car insurance rates in Kismet, KS after a DUI are $4,580/year
  • Average car insurance rates in Kismet, KS are $3,819/year

If you need to buy Kismet, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Kismet, KS is right here.

You’ll find Kismet car insurance rates, the cheapest Kismet, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Kismet, Kansas car insurance rates to Topeka car insurance rates, Salina car insurance rates, and Shawnee car insurance rates.

Ready to find affordable Kismet, KS car insurance today? Enter your ZIP code for fast, free Kismet car insurance quotes.

Cheapest Kismet, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kismet, KS car insurance rates? Every Kismet, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kismet, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,836 $1,836 $1,656 $1,656 $3,472 $4,152 $1,836 $2,054
Farmers $3,028 $3,014 $2,713 $2,825 $7,725 $7,999 $3,384 $3,563
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,758 $2,668 $2,230 $2,307 $9,437 $10,699 $3,265 $3,487
State Farm $1,889 $1,889 $1,646 $1,646 $4,923 $6,287 $2,120 $2,392
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Kismet, KS

Every driver must carry the minimum car insurance in Kismet, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Kismet, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kismet, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kismet, KS. Compare credit history car insurance rates in Kismet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kismet, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $3,017 $2,140 $1,779
Farmers $5,063 $4,002 $3,779
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,330 $4,423 $4,067
State Farm $4,148 $2,479 $1,919
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

Cheapest Kismet, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kismet, KS to rates for a clean record with top companies.

Annual Kismet, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,275 $2,425 $2,275 $2,275
Farmers $3,627 $4,631 $4,516 $4,352
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,263 $4,963 $4,437 $4,763
State Farm $2,650 $3,047 $2,849 $2,849
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Kismet, KS Car Insurance for Teen Drivers

Teen car insurance in Kismet, KS can be expensive. Take a look at rates from the top car insurance companies in Kismet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kismet, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,472 $4,152
Farmers $7,725 $7,999
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,437 $10,699
State Farm $4,923 $6,287
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheapest Kismet, KS Car Insurance for Seniors

Take a look at Kismet, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kismet, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,656 $1,656
Farmers $2,713 $2,825
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,230 $2,307
State Farm $1,646 $1,646
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheapest Kismet, KS Car Insurance Rates After a DUI

A DUI in Kismet, KS increases car insurance rates. Compare Kismet, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kismet, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,735
American Family $2,275
Farmers $4,516
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,437
State Farm $2,849
Travelers $6,399
USAA $3,713

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Cheapest Kismet, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kismet, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kismet, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,282 $2,342
Farmers $4,282 $4,282
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,606 $4,606
State Farm $2,778 $2,919
Travelers $4,943 $4,943
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Kismet, KS

Take a look at a side-by-side comparison of the top car insurance companies in Kismet, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kismet, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,312
Farmers $4,282
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,606
State Farm $2,849
Travelers $4,943
USAA $2,577

Category Winners: Cheapest Car Insurance in Kismet, Kansas

Find the cheapest car insurance companies in Kismet, KS for each category right here.

Best Annual Car Insurance Rates by Company in Kismet, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Kismet, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kismet car insurance rates. Find the cheapest Kismet, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kismet, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,342 $2,429 $2,165
Farmers $4,119 $4,260 $4,465
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,394 $4,575 $4,850
State Farm $2,753 $2,856 $2,937
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Kismet, Kansas?

What factors can have an impact on Kismet, KS car insurance? There are several reasons why Kismet car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kismet, Kansas.

Commute Time in Kismet

The more time you spend in your car the higher the risk of an accident. The average commute length in Kismet, KS is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Kismet, KS

Ready to find affordable Kismet, Kansas car insurance today? Enter your ZIP code for fast, free Kismet, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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