Compare Klamath, CA Car Insurance Rates (2021)

Car insurance in Klamath, CA averages $267 a month. Klamath, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Klamath car insurance rates, compare quotes from the top car insurance companies in Klamath, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Klamath, CA after a DUI are $4,511/year
  • The cheapest car insurance company in Klamath is Progressive
  • The cheapest car insurance company in Klamath for teen drivers is USAA

If you need to buy Klamath, California car insurance, the options can be confusing. Everything you need to know about car insurance in Klamath, CA is right here.

You’ll find Klamath car insurance rates, the cheapest Klamath, CA car insurance companies, and information on California car insurance laws. You can also compare Klamath, California car insurance rates to Anaheim car insurance rates, San Francisco car insurance rates, and San Jose car insurance rates.

Ready to find affordable Klamath, CA car insurance today? Enter your ZIP code for fast, free Klamath car insurance quotes.

Cheapest Klamath, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Klamath, CA car insurance rates? Every Klamath, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Klamath, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,324 $2,334 $1,686 $1,724 $6,343 $7,987 $3,038 $3,390
Farmers $2,271 $2,271 $2,036 $2,036 $7,303 $12,087 $2,696 $3,004
GEICO $1,844 $1,846 $1,734 $1,734 $5,629 $5,742 $2,652 $2,719
Liberty Mutual $1,937 $1,839 $1,789 $1,737 $4,173 $4,431 $2,186 $2,203
Nationwide $3,032 $2,900 $2,632 $2,487 $7,631 $8,422 $3,612 $3,586
Progressive $1,561 $1,606 $1,328 $1,574 $4,110 $4,956 $2,249 $2,417
State Farm $2,772 $2,772 $2,474 $2,474 $5,045 $6,246 $3,067 $3,164
Travelers $2,046 $1,991 $1,809 $1,789 $4,053 $4,701 $2,645 $2,596
USAA $1,835 $1,742 $1,788 $1,799 $4,170 $4,192 $2,538 $2,402

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Minimum Car Insurance in Klamath, CA

Every driver must carry the minimum car insurance in Klamath, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Klamath, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Klamath, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Klamath, CA to rates for a clean record with top companies.

Annual Klamath, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,162 $3,689 $5,723 $2,840
Farmers $3,108 $4,237 $5,292 $4,214
GEICO $2,089 $3,224 $4,045 $2,592
Liberty Mutual $2,201 $2,951 $2,663 $2,333
Nationwide $2,994 $3,833 $6,491 $3,833
Progressive $1,623 $2,749 $3,195 $2,334
State Farm $2,494 $2,978 $5,638 $2,897
Travelers $1,838 $2,919 $3,410 $2,647
USAA $1,701 $2,526 $4,144 $1,862

Cheapest Klamath, CA Car Insurance for Teen Drivers

Teen car insurance in Klamath, CA can be expensive. Take a look at rates from the top car insurance companies in Klamath for teenagers.

Annual Car Insurance Rates for Teen Drivers in Klamath, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,343 $7,987
Farmers $7,303 $12,087
GEICO $5,629 $5,742
Liberty Mutual $4,173 $4,431
Nationwide $7,631 $8,422
Progressive $4,110 $4,956
State Farm $5,045 $6,246
Travelers $4,053 $4,701
USAA $4,170 $4,192

Cheapest Klamath, CA Car Insurance for Seniors

Take a look at Klamath, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Klamath, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,724
Farmers $2,036 $2,036
GEICO $1,734 $1,734
Liberty Mutual $1,789 $1,737
Nationwide $2,632 $2,487
Progressive $1,328 $1,574
State Farm $2,474 $2,474
Travelers $1,809 $1,789
USAA $1,788 $1,799

Cheapest Klamath, CA Car Insurance Rates After a DUI

A DUI in Klamath, CA increases car insurance rates. Compare Klamath, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Klamath, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,723
Farmers $5,292
GEICO $4,045
Liberty Mutual $2,663
Nationwide $6,491
Progressive $3,195
State Farm $5,638
Travelers $3,410
USAA $4,144

Cheapest Klamath, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Klamath, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Klamath, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,262 $3,945
Farmers $3,824 $4,602
GEICO $2,714 $3,261
Liberty Mutual $2,330 $2,744
Nationwide $3,786 $4,789
Progressive $2,249 $2,701
State Farm $3,376 $3,628
Travelers $2,438 $2,970
USAA $2,357 $2,760

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The Best Cheap Car Insurance Companies in Klamath, CA

Take a look at a side-by-side comparison of the top car insurance companies in Klamath, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Klamath, California

Insurance Company Average Annual Rates
Allstate $3,603
Farmers $4,213
GEICO $2,988
Liberty Mutual $2,537
Nationwide $4,288
Progressive $2,475
State Farm $3,502
Travelers $2,704
USAA $2,558

Category Winners: Cheapest Car Insurance in Klamath, California

Find the cheapest car insurance companies in Klamath, CA for each category right here.

Best Annual Car Insurance Rates by Company in Klamath, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Klamath, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Klamath car insurance rates. Find the cheapest Klamath, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Klamath, California

Insurance Company Low Medium High
Allstate $3,456 $3,627 $3,727
Farmers $3,970 $4,242 $4,427
GEICO $2,745 $3,016 $3,202
Liberty Mutual $2,378 $2,556 $2,676
Nationwide $3,906 $4,353 $4,605
Progressive $2,223 $2,545 $2,657
State Farm $3,217 $3,548 $3,740
Travelers $2,420 $2,761 $2,930
USAA $2,327 $2,606 $2,742

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What affects car insurance rates in Klamath, California?

What factors can have an impact on Klamath, CA car insurance? There are several reasons why Klamath car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Klamath, California.

Commute Time in Klamath

The more time you spend in your car the higher the risk of an accident. The average commute length in Klamath, CA is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Klamath, CA

Ready to find affordable Klamath, California car insurance today? Enter your ZIP code for fast, free Klamath, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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