Compare Kodiak, AK Car Insurance Rates (2021)

Car insurance in Kodiak, AK averages $211 a month. Kodiak, Alaska car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Kodiak car insurance rates, compare quotes from the top car insurance companies in Kodiak, AK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kodiak is State Farm
  • Average car insurance rates in Kodiak, AK are $2,530/year
  • Average car insurance rates in Kodiak, AK after a DUI are $2,997/year

If you need to buy Kodiak, Alaska car insurance, the options can be confusing. Everything you need to know about car insurance in Kodiak, AK is right here.

You’ll find Kodiak car insurance rates, the cheapest Kodiak, AK car insurance companies, and information on Alaska car insurance laws. You can also compare Kodiak, Alaska car insurance rates to Wasilla car insurance rates, Bethel car insurance rates, and Juneau car insurance rates.

Ready to find affordable Kodiak, AK car insurance today? Enter your ZIP code for fast, free Kodiak car insurance quotes.

Cheapest Kodiak, AK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kodiak, AK car insurance rates? Every Kodiak, Alaska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kodiak, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,701 $1,701 $1,640 $1,640 $3,933 $5,023 $1,895 $2,060
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $1,789 $1,584 $1,503 $1,540 $6,273 $6,992 $2,013 $1,996
State Farm $1,273 $1,273 $1,139 $1,139 $3,926 $5,082 $1,496 $1,534
USAA $1,318 $1,317 $1,227 $1,223 $4,198 $4,663 $1,884 $1,999

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Minimum Car Insurance in Kodiak, AK

Every driver must carry the minimum car insurance in Kodiak, AK. Take a look at the Alaska car insurance requirements.

Minimum Required Car Insurance Coverage in Kodiak, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kodiak, AK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kodiak, AK. Compare credit history car insurance rates in Kodiak from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kodiak, Alaska

Insurance Company Poor Fair Good
Allstate $2,872 $2,318 $2,157
GEICO $3,299 $2,867 $2,542
Progressive $3,234 $2,893 $2,757
State Farm $2,914 $1,886 $1,524
USAA $3,037 $1,987 $1,662

Cheapest Kodiak, AK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kodiak, AK to rates for a clean record with top companies.

Annual Kodiak, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,920 $2,778 $2,776 $2,321
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $2,651 $3,394 $2,815 $2,985
State Farm $1,924 $2,292 $2,108 $2,108
USAA $1,755 $2,243 $2,932 $1,984

Cheapest Kodiak, AK Car Insurance for Teen Drivers

Teen car insurance in Kodiak, AK can be expensive. Take a look at rates from the top car insurance companies in Kodiak for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kodiak, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $3,933 $5,023
GEICO $4,699 $5,997
Progressive $6,273 $6,992
State Farm $3,926 $5,082
USAA $4,198 $4,663

Cheapest Kodiak, AK Car Insurance for Seniors

Take a look at Kodiak, AK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kodiak, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,640 $1,640
GEICO $2,018 $1,920
Progressive $1,503 $1,540
State Farm $1,139 $1,139
USAA $1,227 $1,223

Cheapest Kodiak, AK Car Insurance Rates After a DUI

A DUI in Kodiak, AK increases car insurance rates. Compare Kodiak, Alaska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kodiak, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,776
GEICO $4,356
Progressive $2,815
State Farm $2,108
USAA $2,932

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Cheapest Kodiak, AK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kodiak, AK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kodiak, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,393 $2,505
GEICO $2,866 $2,939
Progressive $2,961 $2,961
State Farm $2,050 $2,165
USAA $2,191 $2,266

The Best Cheap Car Insurance Companies in Kodiak, AK

Take a look at a side-by-side comparison of the top car insurance companies in Kodiak, AK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kodiak, Alaska

Insurance Company Average Annual Rates
Allstate $2,449
GEICO $2,903
Progressive $2,961
State Farm $2,108
USAA $2,229

Category Winners: Cheapest Car Insurance in Kodiak, Alaska

Find the cheapest car insurance companies in Kodiak, AK for each category right here.

Best Annual Car Insurance Rates by Company in Kodiak, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Kodiak, AK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kodiak car insurance rates. Find the cheapest Kodiak, AK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kodiak, Alaska

Insurance Company Low Medium High
Allstate $2,356 $2,359 $2,632
GEICO $2,851 $2,862 $2,996
Progressive $2,893 $2,898 $3,093
State Farm $2,044 $2,073 $2,206
USAA $2,194 $2,206 $2,286

What affects car insurance rates in Kodiak, Alaska?

What factors can have an impact on Kodiak, AK car insurance? There are several reasons why Kodiak car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kodiak, Alaska.

Commute Time in Kodiak

The more time you spend in your car the higher the risk of an accident. The average commute length in Kodiak, AK is 11.3 minutes according to City-Data.

Compare Car Insurance Quotes in Kodiak, AK

Ready to find affordable Kodiak, Alaska car insurance today? Enter your ZIP code for fast, free Kodiak, AK car insurance quotes.

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