Compare Koeltztown, MO Car Insurance Rates (2021)

Car insurance in Koeltztown, MO averages $264 a month. Koeltztown, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Koeltztown car insurance rates, compare quotes from the top car insurance companies in Koeltztown, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Koeltztown is Nationwide
  • The cheapest car insurance company in Koeltztown for teen drivers is Nationwide
  • Average car insurance rates in Koeltztown, MO are $3,165/year

If you need to buy Koeltztown, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Koeltztown, MO is right here.

You’ll find Koeltztown car insurance rates, the cheapest Koeltztown, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Koeltztown, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Joseph car insurance rates, and Springfield car insurance rates.

Ready to find affordable Koeltztown, MO car insurance today? Enter your ZIP code for fast, free Koeltztown car insurance quotes.

Cheapest Koeltztown, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Koeltztown, MO car insurance rates? Every Koeltztown, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Koeltztown, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,103 $2,103 $1,870 $1,870 $5,646 $7,360 $2,103 $2,468
Farmers $2,164 $2,155 $1,935 $2,049 $8,779 $9,069 $2,465 $2,579
GEICO $1,772 $1,977 $1,378 $1,748 $5,443 $5,764 $1,637 $1,652
Liberty Mutual $2,668 $2,892 $2,196 $2,462 $9,224 $10,243 $2,812 $3,002
Nationwide $1,410 $1,443 $1,259 $1,338 $3,551 $4,564 $1,607 $1,742
Progressive $1,900 $1,777 $1,554 $1,600 $6,040 $6,796 $2,321 $2,372
State Farm $1,632 $1,632 $1,443 $1,443 $4,499 $5,692 $1,830 $2,082
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Koeltztown, MO

Every driver must carry the minimum car insurance in Koeltztown, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Koeltztown, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Koeltztown, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Koeltztown, MO. Compare credit history car insurance rates in Koeltztown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Koeltztown, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,171 $2,930 $2,469
Farmers $4,459 $3,710 $3,529
GEICO $3,686 $2,404 $1,924
Liberty Mutual $6,372 $3,884 $3,056
Nationwide $2,496 $2,057 $1,790
Progressive $3,532 $2,917 $2,686
State Farm $3,405 $2,283 $1,907
USAA $4,567 $2,109 $1,505

Cheapest Koeltztown, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Koeltztown, MO to rates for a clean record with top companies.

Annual Koeltztown, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,416 $3,448 $4,157 $2,740
Farmers $3,384 $4,187 $4,096 $3,930
GEICO $2,099 $2,702 $3,614 $2,270
Liberty Mutual $3,222 $4,627 $4,770 $5,130
Nationwide $1,674 $2,131 $2,825 $1,826
Progressive $2,654 $3,510 $2,928 $3,088
State Farm $2,341 $2,722 $2,532 $2,532
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Koeltztown, MO Car Insurance for Teen Drivers

Teen car insurance in Koeltztown, MO can be expensive. Take a look at rates from the top car insurance companies in Koeltztown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Koeltztown, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,646 $7,360
Farmers $8,779 $9,069
GEICO $5,443 $5,764
Liberty Mutual $9,224 $10,243
Nationwide $3,551 $4,564
Progressive $6,040 $6,796
State Farm $4,499 $5,692
USAA $5,002 $6,115

Cheapest Koeltztown, MO Car Insurance for Seniors

Take a look at Koeltztown, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Koeltztown, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,870 $1,870
Farmers $1,935 $2,049
GEICO $1,378 $1,748
Liberty Mutual $2,196 $2,462
Nationwide $1,259 $1,338
Progressive $1,554 $1,600
State Farm $1,443 $1,443
USAA $1,491 $1,518

Cheapest Koeltztown, MO Car Insurance Rates After a DUI

A DUI in Koeltztown, MO increases car insurance rates. Compare Koeltztown, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Koeltztown, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,157
Farmers $4,096
GEICO $3,614
Liberty Mutual $4,770
Nationwide $2,825
Progressive $2,928
State Farm $2,532
USAA $3,694

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Cheapest Koeltztown, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Koeltztown, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Koeltztown, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,158 $3,222
Farmers $3,899 $3,899
GEICO $2,620 $2,723
Liberty Mutual $4,437 $4,437
Nationwide $2,114 $2,114
Progressive $3,045 $3,045
State Farm $2,471 $2,592
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Koeltztown, MO

Take a look at a side-by-side comparison of the top car insurance companies in Koeltztown, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Koeltztown, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,190
Farmers $3,899
GEICO $2,671
Liberty Mutual $4,437
Nationwide $2,114
Progressive $3,045
State Farm $2,532
USAA $2,727

Category Winners: Cheapest Car Insurance in Koeltztown, Missouri

Find the cheapest car insurance companies in Koeltztown, MO for each category right here.

Best Annual Car Insurance Rates by Company in Koeltztown, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Koeltztown, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Koeltztown car insurance rates. Find the cheapest Koeltztown, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Koeltztown, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,101 $3,291 $3,177
Farmers $3,662 $3,864 $4,172
GEICO $2,505 $2,690 $2,819
Liberty Mutual $4,189 $4,458 $4,665
Nationwide $1,993 $2,132 $2,217
Progressive $2,731 $3,051 $3,353
State Farm $2,396 $2,539 $2,661
USAA $2,627 $2,720 $2,834

Compare Car Insurance Quotes in Koeltztown, MO

Ready to find affordable Koeltztown, Missouri car insurance today? Enter your ZIP code for fast, free Koeltztown, MO car insurance quotes.

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