Compare Krum, TX Car Insurance Rates (2021)

Car insurance in Krum, TX averages $300 a month. Krum, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Krum car insurance rates, compare quotes from the top car insurance companies in Krum, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Krum for teen drivers is USAA
  • The cheapest car insurance company in Krum is USAA
  • Average car insurance rates in Krum, TX are $3,596/year

If you need to buy Krum, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Krum, TX is right here.

You’ll find Krum car insurance rates, the cheapest Krum, TX car insurance companies, and information on Texas car insurance laws. You can also compare Krum, Texas car insurance rates to Fort Worth car insurance rates, Laredo car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Krum, TX car insurance today? Enter your ZIP code for fast, free Krum car insurance quotes.

Cheapest Krum, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Krum, TX car insurance rates? Every Krum, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Krum, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,657 $2,958 $2,481 $2,843 $7,023 $9,179 $3,813 $4,341
GEICO $2,340 $2,529 $2,258 $2,569 $5,168 $5,350 $2,536 $2,527
Nationwide $1,934 $1,963 $1,713 $1,810 $5,464 $7,000 $2,271 $2,453
Progressive $2,216 $2,114 $1,978 $2,014 $9,269 $10,333 $2,630 $2,672
State Farm $2,014 $2,014 $1,801 $1,801 $4,964 $6,349 $2,200 $2,263
USAA $1,566 $1,564 $1,504 $1,479 $4,522 $4,890 $2,083 $2,208

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Krum, TX

Every driver must carry the minimum car insurance in Krum, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Krum, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Krum, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Krum, TX. Compare credit history car insurance rates in Krum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Krum, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $6,058 $3,836 $3,342
GEICO $4,873 $2,762 $1,845
Nationwide $3,673 $2,968 $2,588
Progressive $4,669 $4,042 $3,749
State Farm $4,141 $2,580 $2,057
USAA $3,618 $2,110 $1,703

Cheapest Krum, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Krum, TX to rates for a clean record with top companies.

Annual Krum, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $4,016 $5,126 $4,489 $4,016
GEICO $2,682 $3,551 $2,956 $3,450
Nationwide $2,673 $2,673 $3,944 $3,014
Progressive $3,626 $4,680 $4,226 $4,080
State Farm $2,585 $2,984 $3,549 $2,585
USAA $1,837 $2,730 $3,232 $2,109

Cheapest Krum, TX Car Insurance for Teen Drivers

Teen car insurance in Krum, TX can be expensive. Take a look at rates from the top car insurance companies in Krum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Krum, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $7,023 $9,179
GEICO $5,168 $5,350
Nationwide $5,464 $7,000
Progressive $9,269 $10,333
State Farm $4,964 $6,349
USAA $4,522 $4,890

Cheapest Krum, TX Car Insurance for Seniors

Take a look at Krum, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Krum, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,481 $2,843
GEICO $2,258 $2,569
Nationwide $1,713 $1,810
Progressive $1,978 $2,014
State Farm $1,801 $1,801
USAA $1,504 $1,479

Cheapest Krum, TX Car Insurance Rates After a DUI

A DUI in Krum, TX increases car insurance rates. Compare Krum, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Krum, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,230
American Family $4,489
GEICO $2,956
Nationwide $3,944
Progressive $4,226
State Farm $3,549
USAA $3,232

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Krum, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Krum, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Krum, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,412 $4,412
GEICO $3,102 $3,218
Nationwide $3,076 $3,076
Progressive $4,153 $4,153
State Farm $2,926 $2,926
USAA $2,446 $2,508

The Best Cheap Car Insurance Companies in Krum, TX

Take a look at a side-by-side comparison of the top car insurance companies in Krum, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Krum, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,412
GEICO $3,160
Nationwide $3,076
Progressive $4,153
State Farm $2,926
USAA $2,477

Category Winners: Cheapest Car Insurance in Krum, Texas

Find the cheapest car insurance companies in Krum, TX for each category right here.

Best Annual Car Insurance Rates by Company in Krum, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Krum, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Krum car insurance rates. Find the cheapest Krum, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Krum, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $4,119 $4,255 $4,861
GEICO $2,991 $3,122 $3,366
Nationwide $3,313 $2,949 $2,966
Progressive $3,966 $4,136 $4,357
State Farm $2,765 $2,919 $3,093
USAA $2,385 $2,466 $2,579

What affects car insurance rates in Krum, Texas?

What factors can have an impact on Krum, TX car insurance? There are several reasons why Krum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Krum, Texas.

Commute Time in Krum

The more time you spend in your car the higher the risk of an accident. The average commute length in Krum, TX is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Krum, TX

Ready to find affordable Krum, Texas car insurance today? Enter your ZIP code for fast, free Krum, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption