Compare Kutztown, PA Car Insurance Rates (2021)

Car insurance in Kutztown, PA averages $322 a month. Kutztown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Kutztown car insurance rates, compare quotes from the top car insurance companies in Kutztown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kutztown for teen drivers is USAA
  • The cheapest car insurance company in Kutztown is USAA
  • Average car insurance rates in Kutztown, PA after a DUI are $4,225/year

If you need to buy Kutztown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Kutztown, PA is right here.

You’ll find Kutztown car insurance rates, the cheapest Kutztown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Kutztown, Pennsylvania car insurance rates to Philadelphia car insurance rates, Reading car insurance rates, and Erie car insurance rates.

Ready to find affordable Kutztown, PA car insurance today? Enter your ZIP code for fast, free Kutztown car insurance quotes.

Cheapest Kutztown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kutztown, PA car insurance rates? Every Kutztown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kutztown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,272 $2,272 $2,100 $2,100 $7,639 $7,639 $2,492 $2,492
GEICO $2,384 $2,060 $2,266 $1,958 $5,926 $5,136 $2,383 $2,059
Liberty Mutual $3,823 $3,823 $3,503 $3,503 $11,150 $11,150 $4,851 $4,851
Nationwide $1,778 $1,778 $1,685 $1,685 $5,027 $5,027 $1,996 $1,996
Progressive $2,705 $2,705 $2,417 $2,417 $8,883 $8,883 $3,458 $3,458
State Farm $1,528 $1,528 $1,350 $1,350 $5,497 $5,497 $1,687 $1,687
Travelers $1,568 $1,568 $1,701 $1,701 $23,459 $23,459 $1,874 $1,874
USAA $1,157 $1,157 $1,046 $1,046 $3,529 $3,529 $1,537 $1,537

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Minimum Car Insurance in Kutztown, PA

Every driver must carry the minimum car insurance in Kutztown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Kutztown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Kutztown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kutztown, PA. Compare credit history car insurance rates in Kutztown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kutztown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,635 $3,456 $2,786
GEICO $4,546 $2,552 $1,967
Liberty Mutual $7,445 $5,337 $4,713
Nationwide $3,075 $2,531 $2,258
Progressive $5,773 $4,061 $3,263
State Farm $3,582 $2,216 $1,748
Travelers $7,768 $7,034 $6,649
USAA $2,266 $1,689 $1,497

Cheapest Kutztown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kutztown, PA to rates for a clean record with top companies.

Annual Kutztown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,471 $4,090 $3,471 $3,471
GEICO $2,222 $3,803 $2,981 $3,079
Liberty Mutual $5,309 $6,105 $5,956 $5,956
Nationwide $1,892 $2,534 $3,528 $2,532
Progressive $3,951 $5,491 $4,066 $3,956
State Farm $2,299 $2,732 $2,515 $2,515
Travelers $5,051 $7,214 $9,124 $7,214
USAA $1,460 $2,020 $2,157 $1,632

Cheapest Kutztown, PA Car Insurance for Teen Drivers

Teen car insurance in Kutztown, PA can be expensive. Take a look at rates from the top car insurance companies in Kutztown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kutztown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,639 $7,639
GEICO $5,926 $5,136
Liberty Mutual $11,150 $11,150
Nationwide $5,027 $5,027
Progressive $8,883 $8,883
State Farm $5,497 $5,497
Travelers $23,459 $23,459
USAA $3,529 $3,529

Cheapest Kutztown, PA Car Insurance for Seniors

Take a look at Kutztown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kutztown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,100 $2,100
GEICO $2,266 $1,958
Liberty Mutual $3,503 $3,503
Nationwide $1,685 $1,685
Progressive $2,417 $2,417
State Farm $1,350 $1,350
Travelers $1,701 $1,701
USAA $1,046 $1,046

Cheapest Kutztown, PA Car Insurance Rates After a DUI

A DUI in Kutztown, PA increases car insurance rates. Compare Kutztown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kutztown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,471
GEICO $2,981
Liberty Mutual $5,956
Nationwide $3,528
Progressive $4,066
State Farm $2,515
Travelers $9,124
USAA $2,157

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Cheapest Kutztown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kutztown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kutztown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,553 $3,699
GEICO $2,975 $3,068
Liberty Mutual $5,683 $5,981
Nationwide $2,622 $2,622
Progressive $4,366 $4,366
State Farm $2,441 $2,590
Travelers $7,150 $7,150
USAA $1,765 $1,869

The Best Cheap Car Insurance Companies in Kutztown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Kutztown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kutztown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,626
GEICO $3,022
Liberty Mutual $5,832
Nationwide $2,622
Progressive $4,366
State Farm $2,515
Travelers $7,150
USAA $1,817

Category Winners: Cheapest Car Insurance in Kutztown, Pennsylvania

Find the cheapest car insurance companies in Kutztown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Kutztown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Kutztown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kutztown car insurance rates. Find the cheapest Kutztown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kutztown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,478 $3,647 $3,752
GEICO $2,736 $3,047 $3,281
Liberty Mutual $5,532 $5,876 $6,087
Nationwide $2,642 $2,656 $2,566
Progressive $3,986 $4,402 $4,710
State Farm $2,346 $2,552 $2,649
Travelers $7,149 $7,170 $7,133
USAA $1,684 $1,835 $1,933

What affects car insurance rates in Kutztown, Pennsylvania?

What factors can have an impact on Kutztown, PA car insurance? There are several reasons why Kutztown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kutztown, Pennsylvania.

Commute Time in Kutztown

The more time you spend in your car the higher the risk of an accident. The average commute length in Kutztown, PA is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Kutztown, PA

Ready to find affordable Kutztown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Kutztown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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