Compare La Center, KY Car Insurance Rates (2021)

Car insurance in La Center, KY averages $350 a month. La Center, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap La Center car insurance rates, compare quotes from the top car insurance companies in La Center, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in La Center, KY are $4,201/year
  • The cheapest car insurance company in La Center for teen drivers is USAA
  • The cheapest car insurance company in La Center is USAA

If you need to buy La Center, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in La Center, KY is right here.

You’ll find La Center car insurance rates, the cheapest La Center, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare La Center, Kentucky car insurance rates to Owensboro car insurance rates, Nicholasville car insurance rates, and Frankfort car insurance rates.

Ready to find affordable La Center, KY car insurance today? Enter your ZIP code for fast, free La Center car insurance quotes.

Cheapest La Center, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Center, KY car insurance rates? Every La Center, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Center, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,644 $2,870 $2,251 $2,516 $10,466 $11,582 $2,772 $2,896
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,319 $2,224 $2,061 $2,082 $10,844 $12,262 $2,880 $2,958
State Farm $1,930 $1,930 $1,726 $1,726 $5,751 $7,273 $2,153 $2,410
Travelers $2,242 $2,284 $2,194 $2,201 $10,630 $17,054 $2,339 $2,715
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

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Minimum Car Insurance in La Center, KY

Every driver must carry the minimum car insurance in La Center, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in La Center, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest La Center, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Center, KY. Compare credit history car insurance rates in La Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Center, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,793 $4,163 $3,293
Nationwide $4,672 $3,666 $3,197
Progressive $5,283 $4,575 $4,253
State Farm $4,496 $2,719 $2,123
Travelers $5,812 $4,915 $4,896
USAA $4,227 $2,354 $1,915

Cheapest La Center, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Center, KY to rates for a clean record with top companies.

Annual La Center, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,154 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,972 $6,078 $4,735 $4,213
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,895 $5,733 $4,446 $4,741
State Farm $2,845 $3,380 $3,112 $3,112
Travelers $4,544 $4,675 $6,740 $4,871
USAA $2,135 $3,024 $3,602 $2,568

Cheapest La Center, KY Car Insurance for Teen Drivers

Teen car insurance in La Center, KY can be expensive. Take a look at rates from the top car insurance companies in La Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Center, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,466 $11,582
Nationwide $6,037 $7,550
Progressive $10,844 $12,262
State Farm $5,751 $7,273
Travelers $10,630 $17,054
USAA $4,984 $5,272

Cheapest La Center, KY Car Insurance for Seniors

Take a look at La Center, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Center, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,251 $2,516
Nationwide $2,519 $2,640
Progressive $2,061 $2,082
State Farm $1,726 $1,726
Travelers $2,194 $2,201
USAA $1,714 $1,758

Cheapest La Center, KY Car Insurance Rates After a DUI

A DUI in La Center, KY increases car insurance rates. Compare La Center, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Center, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,154
GEICO $6,130
Liberty Mutual $4,735
Nationwide $4,997
Progressive $4,446
State Farm $3,112
Travelers $6,740
USAA $3,602

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Cheapest La Center, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Center, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Center, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,750 $4,750
Nationwide $3,845 $3,845
Progressive $4,704 $4,704
State Farm $3,037 $3,188
Travelers $5,208 $5,208
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in La Center, KY

Take a look at a side-by-side comparison of the top car insurance companies in La Center, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Center, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,750
Nationwide $3,845
Progressive $4,704
State Farm $3,112
Travelers $5,208
USAA $2,832

Category Winners: Cheapest Car Insurance in La Center, Kentucky

Find the cheapest car insurance companies in La Center, KY for each category right here.

Best Annual Car Insurance Rates by Company in La Center, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest La Center, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Center car insurance rates. Find the cheapest La Center, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Center, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,709
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,538 $4,722 $4,989
Nationwide $3,908 $3,801 $3,826
Progressive $4,387 $4,656 $5,068
State Farm $2,930 $3,108 $3,299
Travelers $4,951 $5,232 $5,439
USAA $2,715 $2,826 $2,956

What affects car insurance rates in La Center, Kentucky?

What factors can have an impact on La Center, KY car insurance? There are several reasons why La Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Center, Kentucky.

Commute Time in La Center

The more time you spend in your car the higher the risk of an accident. The average commute length in La Center, KY is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in La Center, KY

Ready to find affordable La Center, Kentucky car insurance today? Enter your ZIP code for fast, free La Center, KY car insurance quotes.

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