Compare La Crescent, MN Car Insurance Rates (2021)

Car insurance in La Crescent, MN averages $361 a month. La Crescent, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap La Crescent car insurance rates, compare quotes from the top car insurance companies in La Crescent, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in La Crescent, MN after a DUI are $5,886/year
  • Average car insurance rates in La Crescent, MN are $4,330/year
  • The cheapest car insurance company in La Crescent is State Farm

If you need to buy La Crescent, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in La Crescent, MN is right here.

You’ll find La Crescent car insurance rates, the cheapest La Crescent, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare La Crescent, Minnesota car insurance rates to Rochester car insurance rates, Minneapolis car insurance rates, and Bloomington car insurance rates.

Ready to find affordable La Crescent, MN car insurance today? Enter your ZIP code for fast, free La Crescent car insurance quotes.

Cheapest La Crescent, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Crescent, MN car insurance rates? Every La Crescent, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Crescent, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,886 $2,776 $2,776 $6,617 $9,603 $3,511 $3,689
American Family $2,278 $2,278 $2,066 $2,066 $6,246 $9,031 $2,278 $2,569
Farmers $2,146 $2,134 $2,058 $2,171 $5,999 $5,974 $2,797 $2,629
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,724 $1,735 $1,536 $1,631 $4,356 $5,304 $2,018 $2,103
State Farm $1,488 $1,488 $1,321 $1,321 $3,186 $3,942 $1,726 $1,422
USAA $1,890 $1,872 $1,723 $1,717 $5,106 $5,585 $2,468 $2,619

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Minimum Car Insurance in La Crescent, MN

Every driver must carry the minimum car insurance in La Crescent, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in La Crescent, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest La Crescent, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Crescent, MN. Compare credit history car insurance rates in La Crescent from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Crescent, Minnesota

Insurance Company Poor Fair Good
Allstate $6,368 $3,455 $3,206
American Family $4,917 $3,264 $2,622
Farmers $4,093 $2,909 $2,714
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,029 $2,448 $2,176
State Farm $2,897 $1,771 $1,292
USAA $4,503 $2,199 $1,916

Cheapest La Crescent, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Crescent, MN to rates for a clean record with top companies.

Annual La Crescent, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $4,578 $5,523 $4,130
American Family $2,423 $4,345 $4,892 $2,746
Farmers $2,773 $3,510 $3,544 $3,127
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,029 $2,686 $3,087 $2,401
State Farm $1,830 $2,143 $1,987 $1,987
USAA $2,131 $2,720 $4,103 $2,536

Cheapest La Crescent, MN Car Insurance for Teen Drivers

Teen car insurance in La Crescent, MN can be expensive. Take a look at rates from the top car insurance companies in La Crescent for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Crescent, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,617 $9,603
American Family $6,246 $9,031
Farmers $5,999 $5,974
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,356 $5,304
State Farm $3,186 $3,942
USAA $5,106 $5,585

Cheapest La Crescent, MN Car Insurance for Seniors

Take a look at La Crescent, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Crescent, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,776
American Family $2,066 $2,066
Farmers $2,058 $2,171
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,536 $1,631
State Farm $1,321 $1,321
USAA $1,723 $1,717

Cheapest La Crescent, MN Car Insurance Rates After a DUI

A DUI in La Crescent, MN increases car insurance rates. Compare La Crescent, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Crescent, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,523
American Family $4,892
Farmers $3,544
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,087
State Farm $1,987
USAA $4,103

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Cheapest La Crescent, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Crescent, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Crescent, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,343 $4,343
American Family $3,559 $3,644
Farmers $3,238 $3,238
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,551 $2,551
State Farm $1,934 $2,040
USAA $2,835 $2,910

The Best Cheap Car Insurance Companies in La Crescent, MN

Take a look at a side-by-side comparison of the top car insurance companies in La Crescent, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Crescent, Minnesota

Insurance Company Average Annual Rates
Allstate $4,343
American Family $3,601
Farmers $3,238
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,551
State Farm $1,987
USAA $2,873

Category Winners: Cheapest Car Insurance in La Crescent, Minnesota

Find the cheapest car insurance companies in La Crescent, MN for each category right here.

Best Annual Car Insurance Rates by Company in La Crescent, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest La Crescent, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Crescent car insurance rates. Find the cheapest La Crescent, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Crescent, Minnesota

Insurance Company Low Medium High
Allstate $4,285 $4,340 $4,404
American Family $3,590 $3,700 $3,513
Farmers $3,122 $3,250 $3,344
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,415 $2,568 $2,669
State Farm $1,909 $1,993 $2,058
USAA $2,788 $2,870 $2,960

What affects car insurance rates in La Crescent, Minnesota?

What factors can have an impact on La Crescent, MN car insurance? There are several reasons why La Crescent car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Crescent, Minnesota.

Commute Time in La Crescent

The more time you spend in your car the higher the risk of an accident. The average commute length in La Crescent, MN is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in La Crescent, MN

Ready to find affordable La Crescent, Minnesota car insurance today? Enter your ZIP code for fast, free La Crescent, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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