Compare La Crosse, IN Car Insurance Rates (2021)

Car insurance in La Crosse, IN averages $288 a month. La Crosse, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap La Crosse car insurance rates, compare quotes from the top car insurance companies in La Crosse, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in La Crosse, IN after a DUI are $4,107/year
  • The cheapest car insurance company in La Crosse is USAA
  • Average car insurance rates in La Crosse, IN are $3,460/year

If you need to buy La Crosse, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in La Crosse, IN is right here.

You’ll find La Crosse car insurance rates, the cheapest La Crosse, IN car insurance companies, and information on Indiana car insurance laws. You can also compare La Crosse, Indiana car insurance rates to Indianapolis car insurance rates, Evansville car insurance rates, and South Bend car insurance rates.

Ready to find affordable La Crosse, IN car insurance today? Enter your ZIP code for fast, free La Crosse car insurance quotes.

Cheapest La Crosse, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Crosse, IN car insurance rates? Every La Crosse, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Crosse, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,491 $2,556 $2,180 $2,387 $7,559 $9,516 $2,538 $2,763
American Family $2,637 $2,637 $2,368 $2,368 $7,297 $10,568 $2,637 $3,239
Farmers $1,684 $1,659 $1,440 $1,617 $9,101 $9,681 $2,220 $2,406
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $4,181 $4,181 $3,837 $3,837 $9,238 $13,984 $4,181 $5,758
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,592 $1,507 $1,444 $1,452 $9,350 $10,533 $1,995 $2,037
State Farm $1,631 $1,631 $1,454 $1,454 $4,936 $6,335 $1,806 $2,003
Travelers $1,187 $1,208 $1,116 $1,115 $7,439 $11,788 $1,258 $1,448
USAA $1,027 $1,012 $953 $962 $2,855 $3,195 $1,390 $1,489

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in La Crosse, IN

Every driver must carry the minimum car insurance in La Crosse, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in La Crosse, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest La Crosse, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Crosse, IN. Compare credit history car insurance rates in La Crosse from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Crosse, Indiana

Insurance Company Poor Fair Good
Allstate $4,963 $3,686 $3,347
American Family $5,778 $3,746 $3,133
Farmers $4,351 $3,544 $3,284
GEICO $2,688 $2,234 $1,780
Liberty Mutual $8,189 $5,330 $4,929
Nationwide $3,363 $2,839 $2,651
Progressive $4,124 $3,651 $3,442
State Farm $3,872 $2,308 $1,789
Travelers $3,694 $3,133 $3,132
USAA $2,170 $1,433 $1,228

Cheapest La Crosse, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Crosse, IN to rates for a clean record with top companies.

Annual La Crosse, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,197 $4,685 $4,316 $3,797
American Family $2,909 $4,621 $5,879 $3,467
Farmers $3,336 $3,881 $4,005 $3,682
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,847 $5,677 $8,752 $5,322
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,799 $4,917 $3,340 $3,899
State Farm $2,594 $2,844 $2,594 $2,594
Travelers $2,822 $3,484 $3,946 $3,027
USAA $1,216 $1,731 $1,987 $1,507

Cheapest La Crosse, IN Car Insurance for Teen Drivers

Teen car insurance in La Crosse, IN can be expensive. Take a look at rates from the top car insurance companies in La Crosse for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Crosse, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,559 $9,516
American Family $7,297 $10,568
Farmers $9,101 $9,681
GEICO $4,461 $4,147
Liberty Mutual $9,238 $13,984
Nationwide $5,292 $6,902
Progressive $9,350 $10,533
State Farm $4,936 $6,335
Travelers $7,439 $11,788
USAA $2,855 $3,195

Cheapest La Crosse, IN Car Insurance for Seniors

Take a look at La Crosse, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Crosse, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,180 $2,387
American Family $2,368 $2,368
Farmers $1,440 $1,617
GEICO $1,431 $1,480
Liberty Mutual $3,837 $3,837
Nationwide $1,583 $1,698
Progressive $1,444 $1,452
State Farm $1,454 $1,454
Travelers $1,116 $1,115
USAA $953 $962

Cheapest La Crosse, IN Car Insurance Rates After a DUI

A DUI in La Crosse, IN increases car insurance rates. Compare La Crosse, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Crosse, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,316
American Family $5,879
Farmers $4,005
GEICO $3,115
Liberty Mutual $8,752
Nationwide $3,139
Progressive $3,340
State Farm $2,594
Travelers $3,946
USAA $1,987

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest La Crosse, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Crosse, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Crosse, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,999 $3,999
American Family $4,168 $4,270
Farmers $3,726 $3,726
GEICO $2,193 $2,275
Liberty Mutual $5,984 $6,315
Nationwide $2,951 $2,951
Progressive $3,739 $3,739
State Farm $2,580 $2,733
Travelers $3,320 $3,320
USAA $1,589 $1,632

The Best Cheap Car Insurance Companies in La Crosse, IN

Take a look at a side-by-side comparison of the top car insurance companies in La Crosse, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Crosse, Indiana

Insurance Company Average Annual Rates
Allstate $3,999
American Family $4,219
Farmers $3,726
GEICO $2,234
Liberty Mutual $6,149
Nationwide $2,951
Progressive $3,739
State Farm $2,656
Travelers $3,320
USAA $1,611

Category Winners: Cheapest Car Insurance in La Crosse, Indiana

Find the cheapest car insurance companies in La Crosse, IN for each category right here.

Best Annual Car Insurance Rates by Company in La Crosse, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest La Crosse, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Crosse car insurance rates. Find the cheapest La Crosse, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Crosse, Indiana

Insurance Company Low Medium High
Allstate $3,820 $3,985 $4,191
American Family $4,175 $4,358 $4,124
Farmers $3,585 $3,718 $3,875
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,961 $6,135 $6,352
Nationwide $3,007 $2,927 $2,919
Progressive $3,518 $3,676 $4,022
State Farm $2,525 $2,656 $2,788
Travelers $3,248 $3,351 $3,361
USAA $1,553 $1,607 $1,671

What affects car insurance rates in La Crosse, Indiana?

What factors can have an impact on La Crosse, IN car insurance? There are several reasons why La Crosse car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Crosse, Indiana.

Commute Time in La Crosse

The more time you spend in your car the higher the risk of an accident. The average commute length in La Crosse, IN is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in La Crosse, IN

Ready to find affordable La Crosse, Indiana car insurance today? Enter your ZIP code for fast, free La Crosse, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption