Compare La Habra, CA Car Insurance Rates (2021)

Car insurance in La Habra, CA averages $323 a month. La Habra, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap La Habra car insurance rates, compare quotes from the top car insurance companies in La Habra, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in La Habra is USAA
  • The cheapest car insurance company in La Habra for teen drivers is USAA
  • Average car insurance rates in La Habra, CA are $3,875/year

If you need to buy La Habra, California car insurance, the options can be confusing. Everything you need to know about car insurance in La Habra, CA is right here.

You’ll find La Habra car insurance rates, the cheapest La Habra, CA car insurance companies, and information on California car insurance laws. You can also compare La Habra, California car insurance rates to Anaheim car insurance rates, Bakersfield car insurance rates, and San Jose car insurance rates.

Ready to find affordable La Habra, CA car insurance today? Enter your ZIP code for fast, free La Habra car insurance quotes.

Cheapest La Habra, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Habra, CA car insurance rates? Every La Habra, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Habra, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,160 $2,311 $2,324 $8,945 $11,235 $4,034 $4,398
Farmers $2,598 $2,598 $2,361 $2,361 $8,290 $13,500 $3,082 $3,436
GEICO $1,830 $1,830 $1,721 $1,721 $5,580 $5,670 $2,630 $2,684
Liberty Mutual $2,509 $2,362 $2,352 $2,273 $5,493 $5,884 $2,816 $2,853
Nationwide $3,429 $3,267 $3,011 $2,833 $8,823 $9,729 $4,098 $4,039
Progressive $1,925 $1,981 $1,633 $1,940 $5,156 $6,212 $2,773 $2,981
State Farm $3,546 $3,546 $3,170 $3,170 $6,577 $8,164 $3,929 $4,050
Travelers $2,683 $2,590 $2,375 $2,350 $5,668 $6,433 $3,505 $3,416
USAA $1,965 $1,862 $1,913 $1,921 $4,504 $4,532 $2,720 $2,572

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Minimum Car Insurance in La Habra, CA

Every driver must carry the minimum car insurance in La Habra, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in La Habra, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest La Habra, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Habra, CA to rates for a clean record with top companies.

Annual La Habra, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,980 $5,009 $7,887 $3,911
Farmers $3,537 $4,814 $5,986 $4,776
GEICO $2,067 $3,197 $4,004 $2,564
Liberty Mutual $2,881 $3,856 $3,482 $3,052
Nationwide $3,421 $4,387 $7,420 $4,387
Progressive $2,013 $3,424 $3,961 $2,903
State Farm $3,228 $3,848 $7,256 $3,745
Travelers $2,394 $3,967 $4,583 $3,567
USAA $1,825 $2,721 $4,449 $2,000

Cheapest La Habra, CA Car Insurance for Teen Drivers

Teen car insurance in La Habra, CA can be expensive. Take a look at rates from the top car insurance companies in La Habra for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Habra, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,945 $11,235
Farmers $8,290 $13,500
GEICO $5,580 $5,670
Liberty Mutual $5,493 $5,884
Nationwide $8,823 $9,729
Progressive $5,156 $6,212
State Farm $6,577 $8,164
Travelers $5,668 $6,433
USAA $4,504 $4,532

Cheapest La Habra, CA Car Insurance for Seniors

Take a look at La Habra, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Habra, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,311 $2,324
Farmers $2,361 $2,361
GEICO $1,721 $1,721
Liberty Mutual $2,352 $2,273
Nationwide $3,011 $2,833
Progressive $1,633 $1,940
State Farm $3,170 $3,170
Travelers $2,375 $2,350
USAA $1,913 $1,921

Cheapest La Habra, CA Car Insurance Rates After a DUI

A DUI in La Habra, CA increases car insurance rates. Compare La Habra, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Habra, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,887
Farmers $5,986
GEICO $4,004
Liberty Mutual $3,482
Nationwide $7,420
Progressive $3,961
State Farm $7,256
Travelers $4,583
USAA $4,449

Cheapest La Habra, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Habra, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Habra, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,458 $5,435
Farmers $4,334 $5,222
GEICO $2,687 $3,229
Liberty Mutual $3,045 $3,590
Nationwide $4,325 $5,482
Progressive $2,787 $3,364
State Farm $4,355 $4,684
Travelers $3,263 $3,993
USAA $2,533 $2,964

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The Best Cheap Car Insurance Companies in La Habra, CA

Take a look at a side-by-side comparison of the top car insurance companies in La Habra, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Habra, California

Insurance Company Average Annual Rates
Allstate $4,947
Farmers $4,778
GEICO $2,958
Liberty Mutual $3,318
Nationwide $4,904
Progressive $3,075
State Farm $4,519
Travelers $3,628
USAA $2,749

Category Winners: Cheapest Car Insurance in La Habra, California

Find the cheapest car insurance companies in La Habra, CA for each category right here.

Best Annual Car Insurance Rates by Company in La Habra, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest La Habra, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Habra car insurance rates. Find the cheapest La Habra, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Habra, California

Insurance Company Low Medium High
Allstate $4,663 $4,993 $5,185
Farmers $4,421 $4,819 $5,095
GEICO $2,674 $2,993 $3,206
Liberty Mutual $3,070 $3,349 $3,534
Nationwide $4,392 $4,994 $5,325
Progressive $2,759 $3,171 $3,296
State Farm $4,041 $4,606 $4,910
Travelers $3,117 $3,733 $4,033
USAA $2,492 $2,802 $2,952

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What affects car insurance rates in La Habra, California?

What factors can have an impact on La Habra, CA car insurance? There are several reasons why La Habra car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Habra, California.

Car Theft in La Habra

High levels of vehicle theft can make car insurance more expensive. La Habra, CA car theft statistics from the FBI indicate 165 vehicle thefts a year.

Commute Time in La Habra

The more time you spend in your car the higher the risk of an accident. The average commute length in La Habra, CA is 35.0 minutes according to City-Data.

Compare Car Insurance Quotes in La Habra, CA

Ready to find affordable La Habra, California car insurance today? Enter your ZIP code for fast, free La Habra, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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