Compare La Honda, CA Car Insurance Rates (2021)

Car insurance in La Honda, CA averages $292 a month. La Honda, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap La Honda car insurance rates, compare quotes from the top car insurance companies in La Honda, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in La Honda is Progressive
  • Average car insurance rates in La Honda, CA after a DUI are $4,925/year
  • The cheapest car insurance company in La Honda for teen drivers is USAA

If you need to buy La Honda, California car insurance, the options can be confusing. Everything you need to know about car insurance in La Honda, CA is right here.

You’ll find La Honda car insurance rates, the cheapest La Honda, CA car insurance companies, and information on California car insurance laws. You can also compare La Honda, California car insurance rates to San Jose car insurance rates, Anaheim car insurance rates, and Fresno car insurance rates.

Ready to find affordable La Honda, CA car insurance today? Enter your ZIP code for fast, free La Honda car insurance quotes.

Cheapest La Honda, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Honda, CA car insurance rates? Every La Honda, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Honda, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,581 $2,579 $1,902 $1,913 $7,308 $9,197 $3,296 $3,605
Farmers $2,536 $2,536 $2,290 $2,290 $8,158 $13,413 $3,013 $3,362
GEICO $1,781 $1,782 $1,674 $1,674 $5,418 $5,519 $2,558 $2,619
Liberty Mutual $2,144 $2,034 $1,998 $1,936 $4,734 $5,023 $2,422 $2,435
Nationwide $2,878 $2,749 $2,511 $2,369 $7,309 $8,055 $3,438 $3,403
Progressive $1,689 $1,743 $1,410 $1,688 $4,448 $5,399 $2,415 $2,602
State Farm $3,509 $3,509 $3,136 $3,136 $6,479 $8,019 $3,890 $4,013
Travelers $2,331 $2,254 $2,069 $2,047 $4,846 $5,526 $3,028 $2,963
USAA $1,934 $1,832 $1,887 $1,894 $4,429 $4,461 $2,684 $2,536

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in La Honda, CA

Every driver must carry the minimum car insurance in La Honda, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in La Honda, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest La Honda, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Honda, CA to rates for a clean record with top companies.

Annual La Honda, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,449 $4,105 $6,425 $3,210
Farmers $3,472 $4,730 $5,897 $4,700
GEICO $2,012 $3,108 $3,897 $2,496
Liberty Mutual $2,466 $3,304 $2,979 $2,613
Nationwide $2,857 $3,658 $6,183 $3,658
Progressive $1,759 $2,968 $3,440 $2,529
State Farm $3,185 $3,798 $7,168 $3,695
Travelers $2,097 $3,400 $3,954 $3,081
USAA $1,798 $2,679 $4,381 $1,970

Cheapest La Honda, CA Car Insurance for Teen Drivers

Teen car insurance in La Honda, CA can be expensive. Take a look at rates from the top car insurance companies in La Honda for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Honda, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,308 $9,197
Farmers $8,158 $13,413
GEICO $5,418 $5,519
Liberty Mutual $4,734 $5,023
Nationwide $7,309 $8,055
Progressive $4,448 $5,399
State Farm $6,479 $8,019
Travelers $4,846 $5,526
USAA $4,429 $4,461

Cheapest La Honda, CA Car Insurance for Seniors

Take a look at La Honda, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Honda, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,913
Farmers $2,290 $2,290
GEICO $1,674 $1,674
Liberty Mutual $1,998 $1,936
Nationwide $2,511 $2,369
Progressive $1,410 $1,688
State Farm $3,136 $3,136
Travelers $2,069 $2,047
USAA $1,887 $1,894

Cheapest La Honda, CA Car Insurance Rates After a DUI

A DUI in La Honda, CA increases car insurance rates. Compare La Honda, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Honda, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,425
Farmers $5,897
GEICO $3,897
Liberty Mutual $2,979
Nationwide $6,183
Progressive $3,440
State Farm $7,168
Travelers $3,954
USAA $4,381

Cheapest La Honda, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Honda, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Honda, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,657 $4,438
Farmers $4,265 $5,135
GEICO $2,615 $3,142
Liberty Mutual $2,610 $3,071
Nationwide $3,611 $4,567
Progressive $2,426 $2,922
State Farm $4,302 $4,621
Travelers $2,819 $3,447
USAA $2,495 $2,919

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in La Honda, CA

Take a look at a side-by-side comparison of the top car insurance companies in La Honda, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Honda, California

Insurance Company Average Annual Rates
Allstate $4,047
Farmers $4,700
GEICO $2,878
Liberty Mutual $2,841
Nationwide $4,089
Progressive $2,674
State Farm $4,462
Travelers $3,133
USAA $2,707

Category Winners: Cheapest Car Insurance in La Honda, California

Find the cheapest car insurance companies in La Honda, CA for each category right here.

Best Annual Car Insurance Rates by Company in La Honda, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest La Honda, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Honda car insurance rates. Find the cheapest La Honda, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Honda, California

Insurance Company Low Medium High
Allstate $3,856 $4,080 $4,207
Farmers $4,396 $4,736 $4,967
GEICO $2,604 $2,908 $3,122
Liberty Mutual $2,657 $2,866 $2,998
Nationwide $3,703 $4,158 $4,407
Progressive $2,460 $2,743 $2,819
State Farm $4,049 $4,537 $4,799
Travelers $2,732 $3,224 $3,442
USAA $2,464 $2,758 $2,899

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in La Honda, California?

What factors can have an impact on La Honda, CA car insurance? There are several reasons why La Honda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Honda, California.

Commute Time in La Honda

The more time you spend in your car the higher the risk of an accident. The average commute length in La Honda, CA is 41.4 minutes according to City-Data.

Compare Car Insurance Quotes in La Honda, CA

Ready to find affordable La Honda, California car insurance today? Enter your ZIP code for fast, free La Honda, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption