Compare La Jose, PA Car Insurance Rates (2021)

Car insurance in La Jose, PA averages $316 a month. La Jose, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap La Jose car insurance rates, compare quotes from the top car insurance companies in La Jose, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in La Jose is USAA
  • The cheapest car insurance company in La Jose for teen drivers is USAA
  • Average car insurance rates in La Jose, PA are $3,798/year

If you need to buy La Jose, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in La Jose, PA is right here.

You’ll find La Jose car insurance rates, the cheapest La Jose, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare La Jose, Pennsylvania car insurance rates to Scranton car insurance rates, Reading car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable La Jose, PA car insurance today? Enter your ZIP code for fast, free La Jose car insurance quotes.

Cheapest La Jose, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Jose, PA car insurance rates? Every La Jose, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Jose, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,298 $2,298 $2,101 $2,101 $7,293 $7,293 $2,546 $2,546
GEICO $2,049 $1,773 $1,878 $1,627 $4,984 $4,320 $2,093 $1,811
Liberty Mutual $3,612 $3,612 $3,308 $3,308 $10,575 $10,575 $4,589 $4,589
Nationwide $2,007 $2,007 $1,896 $1,896 $5,619 $5,619 $2,248 $2,248
Progressive $2,497 $2,497 $2,220 $2,220 $7,841 $7,841 $3,189 $3,189
State Farm $1,739 $1,739 $1,516 $1,516 $5,960 $5,960 $1,904 $1,904
Travelers $1,721 $1,721 $1,836 $1,836 $24,097 $24,097 $2,092 $2,092
USAA $1,060 $1,060 $957 $957 $3,129 $3,129 $1,405 $1,405

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Minimum Car Insurance in La Jose, PA

Every driver must carry the minimum car insurance in La Jose, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in La Jose, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest La Jose, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Jose, PA. Compare credit history car insurance rates in La Jose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Jose, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,564 $3,385 $2,731
GEICO $3,853 $2,171 $1,677
Liberty Mutual $7,048 $5,053 $4,462
Nationwide $3,455 $2,837 $2,536
Progressive $5,235 $3,653 $2,923
State Farm $3,960 $2,449 $1,931
Travelers $8,109 $7,304 $6,895
USAA $2,046 $1,520 $1,347

Cheapest La Jose, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Jose, PA to rates for a clean record with top companies.

Annual La Jose, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,414 $3,998 $3,414 $3,414
GEICO $1,893 $3,177 $2,555 $2,643
Liberty Mutual $5,051 $5,758 $5,638 $5,638
Nationwide $2,116 $2,834 $3,970 $2,849
Progressive $3,579 $4,904 $3,678 $3,587
State Farm $2,571 $2,989 $2,780 $2,780
Travelers $5,310 $7,511 $9,412 $7,511
USAA $1,322 $1,816 $1,936 $1,477

Cheapest La Jose, PA Car Insurance for Teen Drivers

Teen car insurance in La Jose, PA can be expensive. Take a look at rates from the top car insurance companies in La Jose for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Jose, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,293 $7,293
GEICO $4,984 $4,320
Liberty Mutual $10,575 $10,575
Nationwide $5,619 $5,619
Progressive $7,841 $7,841
State Farm $5,960 $5,960
Travelers $24,097 $24,097
USAA $3,129 $3,129

Cheapest La Jose, PA Car Insurance for Seniors

Take a look at La Jose, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Jose, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,101
GEICO $1,878 $1,627
Liberty Mutual $3,308 $3,308
Nationwide $1,896 $1,896
Progressive $2,220 $2,220
State Farm $1,516 $1,516
Travelers $1,836 $1,836
USAA $957 $957

Cheapest La Jose, PA Car Insurance Rates After a DUI

A DUI in La Jose, PA increases car insurance rates. Compare La Jose, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Jose, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,414
GEICO $2,555
Liberty Mutual $5,638
Nationwide $3,970
Progressive $3,678
State Farm $2,780
Travelers $9,412
USAA $1,936

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Cheapest La Jose, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Jose, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Jose, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,493 $3,627
GEICO $2,520 $2,614
Liberty Mutual $5,379 $5,663
Nationwide $2,942 $2,942
Progressive $3,937 $3,937
State Farm $2,698 $2,862
Travelers $7,436 $7,436
USAA $1,591 $1,684

The Best Cheap Car Insurance Companies in La Jose, PA

Take a look at a side-by-side comparison of the top car insurance companies in La Jose, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Jose, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,560
GEICO $2,567
Liberty Mutual $5,521
Nationwide $2,942
Progressive $3,937
State Farm $2,780
Travelers $7,436
USAA $1,638

Category Winners: Cheapest Car Insurance in La Jose, Pennsylvania

Find the cheapest car insurance companies in La Jose, PA for each category right here.

Best Annual Car Insurance Rates by Company in La Jose, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest La Jose, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Jose car insurance rates. Find the cheapest La Jose, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Jose, Pennsylvania

Insurance Company Low Medium High
Allstate $3,429 $3,577 $3,673
GEICO $2,392 $2,583 $2,726
Liberty Mutual $5,281 $5,556 $5,726
Nationwide $2,982 $2,977 $2,868
Progressive $3,653 $3,962 $4,195
State Farm $2,644 $2,808 $2,888
Travelers $7,630 $7,416 $7,263
USAA $1,530 $1,652 $1,731

Compare Car Insurance Quotes in La Jose, PA

Ready to find affordable La Jose, Pennsylvania car insurance today? Enter your ZIP code for fast, free La Jose, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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