Compare La Mesa, CA Car Insurance Rates (2021)

Car insurance in La Mesa, CA averages $273 a month. La Mesa, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap La Mesa car insurance rates, compare quotes from the top car insurance companies in La Mesa, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in La Mesa is GEICO
  • Average car insurance rates in La Mesa, CA are $3,278/year
  • Average car insurance rates in La Mesa, CA after a DUI are $4,601/year

If you need to buy La Mesa, California car insurance, the options can be confusing. Everything you need to know about car insurance in La Mesa, CA is right here.

You’ll find La Mesa car insurance rates, the cheapest La Mesa, CA car insurance companies, and information on California car insurance laws. You can also compare La Mesa, California car insurance rates to Long Beach car insurance rates, San Jose car insurance rates, and Sacramento car insurance rates.

Ready to find affordable La Mesa, CA car insurance today? Enter your ZIP code for fast, free La Mesa car insurance quotes.

Cheapest La Mesa, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Mesa, CA car insurance rates? Every La Mesa, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Mesa, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,648 $2,657 $1,934 $1,954 $7,305 $9,205 $3,384 $3,730
Farmers $2,423 $2,423 $2,186 $2,186 $7,722 $12,638 $2,870 $3,195
GEICO $1,480 $1,481 $1,393 $1,393 $4,494 $4,567 $2,124 $2,170
Liberty Mutual $2,066 $1,955 $1,921 $1,860 $4,467 $4,764 $2,325 $2,349
Nationwide $2,737 $2,611 $2,412 $2,272 $6,961 $7,685 $3,264 $3,215
Progressive $1,606 $1,650 $1,375 $1,624 $4,288 $5,142 $2,310 $2,478
State Farm $2,928 $2,928 $2,615 $2,615 $5,421 $6,755 $3,240 $3,336
Travelers $2,306 $2,230 $2,043 $2,022 $4,777 $5,425 $2,987 $2,922
USAA $1,843 $1,744 $1,801 $1,807 $4,193 $4,232 $2,562 $2,419

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Minimum Car Insurance in La Mesa, CA

Every driver must carry the minimum car insurance in La Mesa, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in La Mesa, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest La Mesa, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Mesa, CA to rates for a clean record with top companies.

Annual La Mesa, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,479 $4,152 $6,528 $3,250
Farmers $3,296 $4,486 $5,585 $4,454
GEICO $1,670 $2,576 $3,233 $2,071
Liberty Mutual $2,354 $3,155 $2,849 $2,495
Nationwide $2,721 $3,488 $5,881 $3,488
Progressive $1,677 $2,852 $3,290 $2,417
State Farm $2,664 $3,175 $5,990 $3,090
Travelers $2,066 $3,361 $3,892 $3,037
USAA $1,712 $2,550 $4,164 $1,875

Cheapest La Mesa, CA Car Insurance for Teen Drivers

Teen car insurance in La Mesa, CA can be expensive. Take a look at rates from the top car insurance companies in La Mesa for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Mesa, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,305 $9,205
Farmers $7,722 $12,638
GEICO $4,494 $4,567
Liberty Mutual $4,467 $4,764
Nationwide $6,961 $7,685
Progressive $4,288 $5,142
State Farm $5,421 $6,755
Travelers $4,777 $5,425
USAA $4,193 $4,232

Cheapest La Mesa, CA Car Insurance for Seniors

Take a look at La Mesa, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Mesa, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $1,954
Farmers $2,186 $2,186
GEICO $1,393 $1,393
Liberty Mutual $1,921 $1,860
Nationwide $2,412 $2,272
Progressive $1,375 $1,624
State Farm $2,615 $2,615
Travelers $2,043 $2,022
USAA $1,801 $1,807

Cheapest La Mesa, CA Car Insurance Rates After a DUI

A DUI in La Mesa, CA increases car insurance rates. Compare La Mesa, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Mesa, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,528
Farmers $5,585
GEICO $3,233
Liberty Mutual $2,849
Nationwide $5,881
Progressive $3,290
State Farm $5,990
Travelers $3,892
USAA $4,164

Cheapest La Mesa, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Mesa, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Mesa, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,696 $4,508
Farmers $4,042 $4,868
GEICO $2,169 $2,606
Liberty Mutual $2,491 $2,936
Nationwide $3,443 $4,346
Progressive $2,320 $2,798
State Farm $3,591 $3,868
Travelers $2,783 $3,396
USAA $2,375 $2,775

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Cheapest La Mesa, CA Car Insurance Rates by ZIP Code

La Mesa car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in La Mesa, CA.

Annual Car Insurance Rates by ZIP Code in La Mesa, California

ZIP Code Average Annual Rates
91941 $4,434
91942 $4,479

The Best Cheap Car Insurance Companies in La Mesa, CA

Take a look at a side-by-side comparison of the top car insurance companies in La Mesa, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Mesa, California

Insurance Company Average Annual Rates
Allstate $4,102
Farmers $4,455
GEICO $2,388
Liberty Mutual $2,713
Nationwide $3,895
Progressive $2,559
State Farm $3,730
Travelers $3,089
USAA $2,575

Category Winners: Cheapest Car Insurance in La Mesa, California

Find the cheapest car insurance companies in La Mesa, CA for each category right here.

Best Annual Car Insurance Rates by Company in La Mesa, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest La Mesa, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Mesa car insurance rates. Find the cheapest La Mesa, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Mesa, California

Insurance Company Low Medium High
Allstate $3,883 $4,138 $4,285
Farmers $4,144 $4,491 $4,731
GEICO $2,165 $2,416 $2,582
Liberty Mutual $2,530 $2,736 $2,874
Nationwide $3,473 $3,969 $4,242
Progressive $2,270 $2,645 $2,762
State Farm $3,297 $3,808 $4,084
Travelers $2,674 $3,178 $3,416
USAA $2,356 $2,621 $2,748

What affects car insurance rates in La Mesa, California?

What factors can have an impact on La Mesa, CA car insurance? There are several reasons why La Mesa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Mesa, California.

Car Theft in La Mesa

High levels of vehicle theft can make car insurance more expensive. La Mesa, CA car theft statistics from the FBI indicate 132 vehicle thefts a year.

Commute Time in La Mesa

The more time you spend in your car the higher the risk of an accident. The average commute length in La Mesa, CA is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in La Mesa, CA

Ready to find affordable La Mesa, California car insurance today? Enter your ZIP code for fast, free La Mesa, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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