Compare La Monte, MO Car Insurance Rates (2021)

Car insurance in La Monte, MO averages $253 a month. La Monte, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap La Monte car insurance rates, compare quotes from the top car insurance companies in La Monte, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in La Monte for teen drivers is Nationwide
  • Average car insurance rates in La Monte, MO are $3,035/year
  • The cheapest car insurance company in La Monte is Nationwide

If you need to buy La Monte, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in La Monte, MO is right here.

You’ll find La Monte car insurance rates, the cheapest La Monte, MO car insurance companies, and information on Missouri car insurance laws. You can also compare La Monte, Missouri car insurance rates to Kansas City car insurance rates, St. Charles car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable La Monte, MO car insurance today? Enter your ZIP code for fast, free La Monte car insurance quotes.

Cheapest La Monte, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Monte, MO car insurance rates? Every La Monte, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Monte, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,983 $1,983 $1,765 $1,765 $5,364 $6,979 $1,983 $2,323
Farmers $2,155 $2,151 $1,923 $2,038 $8,914 $9,234 $2,453 $2,563
GEICO $1,664 $1,868 $1,301 $1,676 $5,250 $5,542 $1,515 $1,513
Liberty Mutual $2,530 $2,745 $2,085 $2,339 $8,514 $9,459 $2,668 $2,850
Nationwide $1,338 $1,365 $1,200 $1,270 $3,355 $4,290 $1,524 $1,646
Progressive $1,911 $1,793 $1,561 $1,606 $5,970 $6,722 $2,334 $2,388
State Farm $1,442 $1,442 $1,293 $1,293 $4,182 $5,273 $1,623 $1,850
USAA $1,462 $1,450 $1,315 $1,339 $4,335 $5,295 $1,820 $2,023

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Minimum Car Insurance in La Monte, MO

Every driver must carry the minimum car insurance in La Monte, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in La Monte, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest La Monte, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Monte, MO. Compare credit history car insurance rates in La Monte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Monte, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,941 $2,775 $2,338
Farmers $4,487 $3,741 $3,558
GEICO $3,505 $2,287 $1,831
Liberty Mutual $5,956 $3,629 $2,862
Nationwide $2,354 $1,947 $1,695
Progressive $3,525 $2,906 $2,676
State Farm $3,160 $2,055 $1,684
USAA $3,973 $1,845 $1,321

Cheapest La Monte, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Monte, MO to rates for a clean record with top companies.

Annual La Monte, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,268 $3,273 $3,949 $2,581
Farmers $3,406 $4,224 $4,132 $3,953
GEICO $1,963 $2,574 $3,492 $2,135
Liberty Mutual $3,023 $4,321 $4,462 $4,789
Nationwide $1,579 $2,015 $2,676 $1,724
Progressive $2,655 $3,489 $2,922 $3,078
State Farm $2,112 $2,487 $2,300 $2,300
USAA $1,910 $2,314 $3,209 $2,086

Cheapest La Monte, MO Car Insurance for Teen Drivers

Teen car insurance in La Monte, MO can be expensive. Take a look at rates from the top car insurance companies in La Monte for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Monte, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,364 $6,979
Farmers $8,914 $9,234
GEICO $5,250 $5,542
Liberty Mutual $8,514 $9,459
Nationwide $3,355 $4,290
Progressive $5,970 $6,722
State Farm $4,182 $5,273
USAA $4,335 $5,295

Cheapest La Monte, MO Car Insurance for Seniors

Take a look at La Monte, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Monte, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,765 $1,765
Farmers $1,923 $2,038
GEICO $1,301 $1,676
Liberty Mutual $2,085 $2,339
Nationwide $1,200 $1,270
Progressive $1,561 $1,606
State Farm $1,293 $1,293
USAA $1,315 $1,339

Cheapest La Monte, MO Car Insurance Rates After a DUI

A DUI in La Monte, MO increases car insurance rates. Compare La Monte, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Monte, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,949
Farmers $4,132
GEICO $3,492
Liberty Mutual $4,462
Nationwide $2,676
Progressive $2,922
State Farm $2,300
USAA $3,209

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Cheapest La Monte, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Monte, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Monte, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,988 $3,048
Farmers $3,929 $3,929
GEICO $2,495 $2,587
Liberty Mutual $4,149 $4,149
Nationwide $1,998 $1,998
Progressive $3,036 $3,036
State Farm $2,243 $2,356
USAA $2,295 $2,465

The Best Cheap Car Insurance Companies in La Monte, MO

Take a look at a side-by-side comparison of the top car insurance companies in La Monte, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Monte, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,018
Farmers $3,929
GEICO $2,541
Liberty Mutual $4,149
Nationwide $1,998
Progressive $3,036
State Farm $2,300
USAA $2,380

Category Winners: Cheapest Car Insurance in La Monte, Missouri

Find the cheapest car insurance companies in La Monte, MO for each category right here.

Best Annual Car Insurance Rates by Company in La Monte, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest La Monte, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Monte car insurance rates. Find the cheapest La Monte, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Monte, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,930 $3,114 $3,010
Farmers $3,667 $3,888 $4,231
GEICO $2,366 $2,561 $2,697
Liberty Mutual $3,918 $4,169 $4,360
Nationwide $1,869 $2,018 $2,109
Progressive $2,732 $3,042 $3,334
State Farm $2,149 $2,308 $2,442
USAA $2,286 $2,372 $2,481

What affects car insurance rates in La Monte, Missouri?

What factors can have an impact on La Monte, MO car insurance? There are several reasons why La Monte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Monte, Missouri.

Commute Time in La Monte

The more time you spend in your car the higher the risk of an accident. The average commute length in La Monte, MO is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in La Monte, MO

Ready to find affordable La Monte, Missouri car insurance today? Enter your ZIP code for fast, free La Monte, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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