Compare La Porte, IN Car Insurance Rates (2021)

Car insurance in La Porte, IN averages $298 a month. La Porte, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap La Porte car insurance rates, compare quotes from the top car insurance companies in La Porte, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in La Porte, IN are $3,581/year
  • Average car insurance rates in La Porte, IN after a DUI are $4,279/year
  • The cheapest car insurance company in La Porte for teen drivers is USAA

If you need to buy La Porte, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in La Porte, IN is right here.

You’ll find La Porte car insurance rates, the cheapest La Porte, IN car insurance companies, and information on Indiana car insurance laws. You can also compare La Porte, Indiana car insurance rates to Gary car insurance rates, Evansville car insurance rates, and Carmel car insurance rates.

Ready to find affordable La Porte, IN car insurance today? Enter your ZIP code for fast, free La Porte car insurance quotes.

Cheapest La Porte, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Porte, IN car insurance rates? Every La Porte, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Porte, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,568 $2,629 $2,259 $2,475 $7,980 $10,103 $2,606 $2,825
American Family $2,637 $2,637 $2,368 $2,368 $7,297 $10,568 $2,637 $3,239
Farmers $1,688 $1,664 $1,443 $1,621 $9,111 $9,693 $2,226 $2,411
GEICO $1,598 $1,593 $1,494 $1,546 $4,737 $4,412 $1,832 $1,618
Liberty Mutual $4,738 $4,738 $4,356 $4,356 $10,359 $15,636 $4,738 $6,491
Nationwide $1,820 $1,859 $1,593 $1,701 $5,378 $6,988 $2,143 $2,345
Progressive $1,714 $1,621 $1,553 $1,562 $10,188 $11,479 $2,156 $2,204
State Farm $1,575 $1,575 $1,408 $1,408 $4,851 $6,211 $1,746 $1,944
Travelers $1,134 $1,154 $1,066 $1,066 $7,081 $11,217 $1,202 $1,382
USAA $1,027 $1,012 $953 $962 $2,855 $3,195 $1,390 $1,489

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Minimum Car Insurance in La Porte, IN

Every driver must carry the minimum car insurance in La Porte, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in La Porte, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest La Porte, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Porte, IN. Compare credit history car insurance rates in La Porte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Porte, Indiana

Insurance Company Poor Fair Good
Allstate $5,188 $3,851 $3,502
American Family $5,778 $3,746 $3,133
Farmers $4,357 $3,549 $3,289
GEICO $2,833 $2,354 $1,875
Liberty Mutual $9,225 $6,003 $5,551
Nationwide $3,391 $2,862 $2,682
Progressive $4,474 $3,965 $3,740
State Farm $3,775 $2,251 $1,744
Travelers $3,519 $2,985 $2,984
USAA $2,170 $1,433 $1,228

Cheapest La Porte, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Porte, IN to rates for a clean record with top companies.

Annual La Porte, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,332 $4,910 $4,519 $3,961
American Family $2,909 $4,621 $5,879 $3,467
Farmers $3,340 $3,889 $4,011 $3,688
GEICO $1,543 $2,430 $3,299 $2,143
Liberty Mutual $5,385 $6,363 $10,016 $5,941
Nationwide $2,558 $3,304 $3,167 $2,884
Progressive $3,037 $5,339 $3,629 $4,233
State Farm $2,527 $2,777 $2,527 $2,527
Travelers $2,690 $3,319 $3,759 $2,884
USAA $1,216 $1,731 $1,987 $1,507

Cheapest La Porte, IN Car Insurance for Teen Drivers

Teen car insurance in La Porte, IN can be expensive. Take a look at rates from the top car insurance companies in La Porte for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Porte, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,980 $10,103
American Family $7,297 $10,568
Farmers $9,111 $9,693
GEICO $4,737 $4,412
Liberty Mutual $10,359 $15,636
Nationwide $5,378 $6,988
Progressive $10,188 $11,479
State Farm $4,851 $6,211
Travelers $7,081 $11,217
USAA $2,855 $3,195

Cheapest La Porte, IN Car Insurance for Seniors

Take a look at La Porte, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Porte, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,259 $2,475
American Family $2,368 $2,368
Farmers $1,443 $1,621
GEICO $1,494 $1,546
Liberty Mutual $4,356 $4,356
Nationwide $1,593 $1,701
Progressive $1,553 $1,562
State Farm $1,408 $1,408
Travelers $1,066 $1,066
USAA $953 $962

Cheapest La Porte, IN Car Insurance Rates After a DUI

A DUI in La Porte, IN increases car insurance rates. Compare La Porte, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Porte, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,519
American Family $5,879
Farmers $4,011
GEICO $3,299
Liberty Mutual $10,016
Nationwide $3,167
Progressive $3,629
State Farm $2,527
Travelers $3,759
USAA $1,987

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Cheapest La Porte, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Porte, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Porte, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,181 $4,181
American Family $4,168 $4,270
Farmers $3,732 $3,732
GEICO $2,312 $2,395
Liberty Mutual $6,743 $7,110
Nationwide $2,978 $2,978
Progressive $4,060 $4,060
State Farm $2,516 $2,663
Travelers $3,163 $3,163
USAA $1,589 $1,632

The Best Cheap Car Insurance Companies in La Porte, IN

Take a look at a side-by-side comparison of the top car insurance companies in La Porte, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Porte, Indiana

Insurance Company Average Annual Rates
Allstate $4,181
American Family $4,219
Farmers $3,732
GEICO $2,354
Liberty Mutual $6,926
Nationwide $2,978
Progressive $4,060
State Farm $2,590
Travelers $3,163
USAA $1,611

Category Winners: Cheapest Car Insurance in La Porte, Indiana

Find the cheapest car insurance companies in La Porte, IN for each category right here.

Best Annual Car Insurance Rates by Company in La Porte, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest La Porte, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Porte car insurance rates. Find the cheapest La Porte, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Porte, Indiana

Insurance Company Low Medium High
Allstate $3,953 $4,163 $4,426
American Family $4,175 $4,358 $4,124
Farmers $3,593 $3,724 $3,879
GEICO $2,211 $2,348 $2,502
Liberty Mutual $6,701 $6,909 $7,170
Nationwide $3,000 $2,957 $2,977
Progressive $3,840 $3,998 $4,340
State Farm $2,464 $2,589 $2,716
Travelers $3,095 $3,192 $3,201
USAA $1,553 $1,607 $1,671

What affects car insurance rates in La Porte, Indiana?

What factors can have an impact on La Porte, IN car insurance? There are several reasons why La Porte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Porte, Indiana.

Car Theft in La Porte

High levels of vehicle theft can make car insurance more expensive. La Porte, IN car theft statistics from the FBI indicate 44 vehicle thefts a year.

Commute Time in La Porte

The more time you spend in your car the higher the risk of an accident. The average commute length in La Porte, IN is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in La Porte, IN

Ready to find affordable La Porte, Indiana car insurance today? Enter your ZIP code for fast, free La Porte, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State