Compare La Porte, TX Car Insurance Rates (2021)

Car insurance in La Porte, TX averages $345 a month. La Porte, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap La Porte car insurance rates, compare quotes from the top car insurance companies in La Porte, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in La Porte is USAA
  • Average car insurance rates in La Porte, TX are $4,143/year
  • The cheapest car insurance company in La Porte for teen drivers is USAA

If you need to buy La Porte, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in La Porte, TX is right here.

You’ll find La Porte car insurance rates, the cheapest La Porte, TX car insurance companies, and information on Texas car insurance laws. You can also compare La Porte, Texas car insurance rates to Dallas car insurance rates, Austin car insurance rates, and Arlington car insurance rates.

Ready to find affordable La Porte, TX car insurance today? Enter your ZIP code for fast, free La Porte car insurance quotes.

Cheapest La Porte, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Porte, TX car insurance rates? Every La Porte, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Porte, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,631 $3,561 $3,561 $9,608 $11,560 $4,448 $4,617
American Family $3,216 $3,621 $3,080 $3,569 $9,229 $12,003 $4,766 $5,435
GEICO $2,440 $2,641 $2,364 $2,695 $5,396 $5,583 $2,642 $2,627
Nationwide $2,525 $2,567 $2,227 $2,359 $7,259 $9,325 $2,976 $3,222
Progressive $2,504 $2,383 $2,229 $2,270 $10,556 $11,796 $2,976 $3,027
State Farm $2,160 $2,160 $1,932 $1,932 $5,258 $6,713 $2,355 $2,422
USAA $1,665 $1,668 $1,598 $1,578 $4,744 $5,142 $2,215 $2,357

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Minimum Car Insurance in La Porte, TX

Every driver must carry the minimum car insurance in La Porte, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in La Porte, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest La Porte, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Porte, TX. Compare credit history car insurance rates in La Porte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Porte, Texas

Insurance Company Poor Fair Good
Allstate $7,075 $5,195 $4,454
American Family $7,596 $4,944 $4,305
GEICO $5,092 $2,882 $1,922
Nationwide $4,869 $3,909 $3,394
Progressive $5,309 $4,590 $4,253
State Farm $4,402 $2,750 $2,197
USAA $3,834 $2,231 $1,799

Cheapest La Porte, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Porte, TX to rates for a clean record with top companies.

Annual La Porte, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,299 $6,702 $6,998 $4,299
American Family $5,091 $6,552 $5,724 $5,091
GEICO $2,799 $3,711 $3,083 $3,602
Nationwide $3,515 $3,515 $5,224 $3,975
Progressive $4,111 $5,323 $4,805 $4,631
State Farm $2,759 $3,178 $3,770 $2,759
USAA $1,947 $2,890 $3,411 $2,236

Cheapest La Porte, TX Car Insurance for Teen Drivers

Teen car insurance in La Porte, TX can be expensive. Take a look at rates from the top car insurance companies in La Porte for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Porte, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,608 $11,560
American Family $9,229 $12,003
GEICO $5,396 $5,583
Nationwide $7,259 $9,325
Progressive $10,556 $11,796
State Farm $5,258 $6,713
USAA $4,744 $5,142

Cheapest La Porte, TX Car Insurance for Seniors

Take a look at La Porte, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Porte, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,561 $3,561
American Family $3,080 $3,569
GEICO $2,364 $2,695
Nationwide $2,227 $2,359
Progressive $2,229 $2,270
State Farm $1,932 $1,932
USAA $1,598 $1,578

Cheapest La Porte, TX Car Insurance Rates After a DUI

A DUI in La Porte, TX increases car insurance rates. Compare La Porte, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Porte, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,998
American Family $5,724
GEICO $3,083
Nationwide $5,224
Progressive $4,805
State Farm $3,770
USAA $3,411

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Cheapest La Porte, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Porte, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Porte, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,435 $5,714
American Family $5,615 $5,615
GEICO $3,238 $3,359
Nationwide $4,057 $4,057
Progressive $4,718 $4,718
State Farm $3,116 $3,116
USAA $2,588 $2,654

The Best Cheap Car Insurance Companies in La Porte, TX

Take a look at a side-by-side comparison of the top car insurance companies in La Porte, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Porte, Texas

Insurance Company Average Annual Rates
Allstate $5,575
American Family $5,615
GEICO $3,299
Nationwide $4,057
Progressive $4,718
State Farm $3,116
USAA $2,621

Category Winners: Cheapest Car Insurance in La Porte, Texas

Find the cheapest car insurance companies in La Porte, TX for each category right here.

Best Annual Car Insurance Rates by Company in La Porte, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest La Porte, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Porte car insurance rates. Find the cheapest La Porte, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Porte, Texas

Insurance Company Low Medium High
Allstate $5,436 $5,522 $5,765
American Family $5,165 $5,370 $6,310
GEICO $3,116 $3,257 $3,523
Nationwide $4,373 $3,883 $3,916
Progressive $4,497 $4,697 $4,958
State Farm $2,938 $3,106 $3,305
USAA $2,522 $2,609 $2,732

What affects car insurance rates in La Porte, Texas?

What factors can have an impact on La Porte, TX car insurance? There are several reasons why La Porte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Porte, Texas.

Car Theft in La Porte

High levels of vehicle theft can make car insurance more expensive. La Porte, TX car theft statistics from the FBI indicate 52 vehicle thefts a year.

Commute Time in La Porte

The more time you spend in your car the higher the risk of an accident. The average commute length in La Porte, TX is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in La Porte, TX

Ready to find affordable La Porte, Texas car insurance today? Enter your ZIP code for fast, free La Porte, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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