Compare La Prairie, IL Car Insurance Rates (2021)

Car insurance in La Prairie, IL averages $262 a month. La Prairie, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap La Prairie car insurance rates, compare quotes from the top car insurance companies in La Prairie, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in La Prairie, IL are $3,140/year
  • The cheapest car insurance company in La Prairie is State Farm
  • The cheapest car insurance company in La Prairie for teen drivers is State Farm

If you need to buy La Prairie, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in La Prairie, IL is right here.

You’ll find La Prairie car insurance rates, the cheapest La Prairie, IL car insurance companies, and information on Illinois car insurance laws. You can also compare La Prairie, Illinois car insurance rates to Springfield car insurance rates, Joliet car insurance rates, and Rockford car insurance rates.

Ready to find affordable La Prairie, IL car insurance today? Enter your ZIP code for fast, free La Prairie car insurance quotes.

Cheapest La Prairie, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Prairie, IL car insurance rates? Every La Prairie, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Prairie, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,501 $2,501 $2,278 $2,278 $6,853 $9,591 $2,501 $3,218
Farmers $2,341 $2,345 $2,087 $2,196 $9,413 $9,802 $2,662 $2,797
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,411 $1,525 $1,170 $1,309 $4,451 $4,955 $1,481 $1,571
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,129 $2,046 $1,755 $1,820 $7,057 $7,958 $2,550 $2,759
State Farm $1,329 $1,329 $1,176 $1,176 $3,644 $4,638 $1,498 $1,712
Travelers $1,405 $1,483 $1,267 $1,351 $3,841 $4,773 $1,491 $1,571
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in La Prairie, IL

Every driver must carry the minimum car insurance in La Prairie, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in La Prairie, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest La Prairie, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Prairie, IL. Compare credit history car insurance rates in La Prairie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Prairie, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $5,302 $3,577 $3,016
Farmers $4,800 $4,004 $3,812
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,166 $1,967 $1,569
Nationwide $3,360 $2,706 $2,371
Progressive $4,015 $3,390 $3,122
State Farm $2,999 $1,796 $1,393
Travelers $2,630 $2,098 $1,714
USAA $3,661 $2,516 $2,074

Cheapest La Prairie, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Prairie, IL to rates for a clean record with top companies.

Annual La Prairie, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,914 $4,133 $5,504 $3,309
Farmers $3,562 $4,565 $4,452 $4,244
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,868 $2,630 $2,323 $2,115
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,907 $4,243 $3,211 $3,676
State Farm $1,896 $2,229 $2,063 $2,063
Travelers $1,717 $2,236 $2,489 $2,147
USAA $1,960 $2,818 $3,858 $2,364

Cheapest La Prairie, IL Car Insurance for Teen Drivers

Teen car insurance in La Prairie, IL can be expensive. Take a look at rates from the top car insurance companies in La Prairie for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Prairie, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,853 $9,591
Farmers $9,413 $9,802
GEICO $4,847 $5,129
Liberty Mutual $4,451 $4,955
Nationwide $4,886 $6,291
Progressive $7,057 $7,958
State Farm $3,644 $4,638
Travelers $3,841 $4,773
USAA $5,289 $5,831

Cheapest La Prairie, IL Car Insurance for Seniors

Take a look at La Prairie, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Prairie, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,278 $2,278
Farmers $2,087 $2,196
GEICO $1,521 $1,797
Liberty Mutual $1,170 $1,309
Nationwide $1,604 $1,704
Progressive $1,755 $1,820
State Farm $1,176 $1,176
Travelers $1,267 $1,351
USAA $1,527 $1,507

Cheapest La Prairie, IL Car Insurance Rates After a DUI

A DUI in La Prairie, IL increases car insurance rates. Compare La Prairie, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Prairie, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,777
American Family $5,504
Farmers $4,452
GEICO $3,482
Liberty Mutual $2,323
Nationwide $3,453
Progressive $3,211
State Farm $2,063
Travelers $2,489
USAA $3,858

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Cheapest La Prairie, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Prairie, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Prairie, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,913 $4,017
Farmers $4,205 $4,205
GEICO $2,519 $2,617
Liberty Mutual $2,234 $2,234
Nationwide $2,812 $2,812
Progressive $3,509 $3,509
State Farm $2,011 $2,115
Travelers $2,064 $2,231
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in La Prairie, IL

Take a look at a side-by-side comparison of the top car insurance companies in La Prairie, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Prairie, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,965
Farmers $4,205
GEICO $2,568
Liberty Mutual $2,234
Nationwide $2,812
Progressive $3,509
State Farm $2,063
Travelers $2,147
USAA $2,750

Category Winners: Cheapest Car Insurance in La Prairie, Illinois

Find the cheapest car insurance companies in La Prairie, IL for each category right here.

Best Annual Car Insurance Rates by Company in La Prairie, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest La Prairie, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Prairie car insurance rates. Find the cheapest La Prairie, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Prairie, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,867 $4,109 $3,919
Farmers $4,025 $4,120 $4,470
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,119 $2,230 $2,354
Nationwide $2,817 $2,831 $2,789
Progressive $3,264 $3,503 $3,760
State Farm $1,960 $2,066 $2,162
Travelers $2,023 $2,145 $2,274
USAA $2,561 $2,747 $2,942

What affects car insurance rates in La Prairie, Illinois?

What factors can have an impact on La Prairie, IL car insurance? There are several reasons why La Prairie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Prairie, Illinois.

Commute Time in La Prairie

The more time you spend in your car the higher the risk of an accident. The average commute length in La Prairie, IL is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in La Prairie, IL

Ready to find affordable La Prairie, Illinois car insurance today? Enter your ZIP code for fast, free La Prairie, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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