Compare La Rose, IL Car Insurance Rates (2021)

Car insurance in La Rose, IL averages $250 a month. La Rose, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap La Rose car insurance rates, compare quotes from the top car insurance companies in La Rose, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in La Rose for teen drivers is State Farm
  • Average car insurance rates in La Rose, IL are $2,997/year
  • Average car insurance rates in La Rose, IL after a DUI are $3,492/year

If you need to buy La Rose, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in La Rose, IL is right here.

You’ll find La Rose car insurance rates, the cheapest La Rose, IL car insurance companies, and information on Illinois car insurance laws. You can also compare La Rose, Illinois car insurance rates to Elgin car insurance rates, Peoria car insurance rates, and Springfield car insurance rates.

Ready to find affordable La Rose, IL car insurance today? Enter your ZIP code for fast, free La Rose car insurance quotes.

Cheapest La Rose, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Rose, IL car insurance rates? Every La Rose, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Rose, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,220 $2,224 $1,969 $2,081 $9,517 $9,934 $2,538 $2,660
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,261 $1,360 $1,053 $1,174 $4,059 $4,509 $1,317 $1,388
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $2,030 $1,915 $1,671 $1,753 $7,439 $8,357 $2,418 $2,626
State Farm $1,309 $1,309 $1,168 $1,168 $3,732 $4,735 $1,480 $1,700
Travelers $1,466 $1,546 $1,332 $1,419 $4,145 $5,174 $1,555 $1,637
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

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Minimum Car Insurance in La Rose, IL

Every driver must carry the minimum car insurance in La Rose, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in La Rose, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest La Rose, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Rose, IL. Compare credit history car insurance rates in La Rose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Rose, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,710 $3,955 $3,763
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,844 $1,780 $1,421
Nationwide $2,910 $2,352 $2,066
Progressive $4,016 $3,410 $3,152
State Farm $3,018 $1,807 $1,401
Travelers $2,790 $2,239 $1,823
USAA $3,883 $2,655 $2,184

Cheapest La Rose, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Rose, IL to rates for a clean record with top companies.

Annual La Rose, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,499 $4,508 $4,396 $4,169
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,683 $2,376 $2,094 $1,907
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,903 $4,317 $3,216 $3,669
State Farm $1,898 $2,252 $2,075 $2,075
Travelers $1,823 $2,382 $2,649 $2,282
USAA $2,077 $2,971 $4,078 $2,502

Cheapest La Rose, IL Car Insurance for Teen Drivers

Teen car insurance in La Rose, IL can be expensive. Take a look at rates from the top car insurance companies in La Rose for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Rose, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $9,517 $9,934
GEICO $4,847 $5,129
Liberty Mutual $4,059 $4,509
Nationwide $4,229 $5,428
Progressive $7,439 $8,357
State Farm $3,732 $4,735
Travelers $4,145 $5,174
USAA $5,519 $6,112

Cheapest La Rose, IL Car Insurance for Seniors

Take a look at La Rose, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Rose, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,969 $2,081
GEICO $1,521 $1,797
Liberty Mutual $1,053 $1,174
Nationwide $1,407 $1,490
Progressive $1,671 $1,753
State Farm $1,168 $1,168
Travelers $1,332 $1,419
USAA $1,620 $1,612

Cheapest La Rose, IL Car Insurance Rates After a DUI

A DUI in La Rose, IL increases car insurance rates. Compare La Rose, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Rose, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,396
GEICO $3,482
Liberty Mutual $2,094
Nationwide $2,990
Progressive $3,216
State Farm $2,075
Travelers $2,649
USAA $4,078

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Cheapest La Rose, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Rose, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Rose, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $4,143 $4,143
GEICO $2,519 $2,617
Liberty Mutual $2,015 $2,015
Nationwide $2,443 $2,443
Progressive $3,526 $3,526
State Farm $2,023 $2,128
Travelers $2,195 $2,373
USAA $2,825 $2,989

The Best Cheap Car Insurance Companies in La Rose, IL

Take a look at a side-by-side comparison of the top car insurance companies in La Rose, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Rose, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $4,143
GEICO $2,568
Liberty Mutual $2,015
Nationwide $2,443
Progressive $3,526
State Farm $2,075
Travelers $2,284
USAA $2,907

Category Winners: Cheapest Car Insurance in La Rose, Illinois

Find the cheapest car insurance companies in La Rose, IL for each category right here.

Best Annual Car Insurance Rates by Company in La Rose, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest La Rose, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Rose car insurance rates. Find the cheapest La Rose, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Rose, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,940 $4,042 $4,446
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,906 $2,011 $2,128
Nationwide $2,426 $2,463 $2,439
Progressive $3,221 $3,516 $3,841
State Farm $1,966 $2,079 $2,181
Travelers $2,150 $2,282 $2,420
USAA $2,717 $2,904 $3,100

What affects car insurance rates in La Rose, Illinois?

What factors can have an impact on La Rose, IL car insurance? There are several reasons why La Rose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Rose, Illinois.

Commute Time in La Rose

The more time you spend in your car the higher the risk of an accident. The average commute length in La Rose, IL is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in La Rose, IL

Ready to find affordable La Rose, Illinois car insurance today? Enter your ZIP code for fast, free La Rose, IL car insurance quotes.

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