Compare La Vergne, TN Car Insurance Rates (2021)

Car insurance in La Vergne, TN averages $298 a month. La Vergne, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap La Vergne car insurance rates, compare quotes from the top car insurance companies in La Vergne, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in La Vergne, TN are $3,573/year
  • The cheapest car insurance company in La Vergne for teen drivers is Travelers
  • Average car insurance rates in La Vergne, TN after a DUI are $4,182/year

If you need to buy La Vergne, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in La Vergne, TN is right here.

You’ll find La Vergne car insurance rates, the cheapest La Vergne, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare La Vergne, Tennessee car insurance rates to Bartlett car insurance rates, Murfreesboro car insurance rates, and Johnson City car insurance rates.

Ready to find affordable La Vergne, TN car insurance today? Enter your ZIP code for fast, free La Vergne car insurance quotes.

Cheapest La Vergne, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Vergne, TN car insurance rates? Every La Vergne, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Vergne, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,741 $2,629 $2,472 $2,565 $10,436 $11,379 $2,913 $3,009
Farmers $1,715 $1,748 $1,543 $1,687 $6,732 $7,169 $2,315 $2,450
GEICO $1,990 $2,006 $1,830 $1,830 $6,178 $6,276 $2,031 $2,096
Liberty Mutual $3,336 $129 $2,740 $3,058 $14,097 $15,657 $3,579 $3,808
Nationwide $2,261 $2,277 $2,026 $2,056 $6,293 $8,108 $2,604 $2,823
Progressive $1,885 $1,776 $1,543 $1,607 $8,445 $9,500 $2,271 $2,467
State Farm $1,638 $1,638 $1,489 $1,489 $5,143 $6,431 $1,855 $2,153
Travelers $1,690 $1,778 $1,552 $1,649 $4,845 $6,043 $1,795 $1,888
USAA $1,553 $1,577 $1,406 $1,403 $5,574 $6,396 $2,028 $2,152

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Minimum Car Insurance in La Vergne, TN

Every driver must carry the minimum car insurance in La Vergne, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in La Vergne, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest La Vergne, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Vergne, TN. Compare credit history car insurance rates in La Vergne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Vergne, Tennessee

Insurance Company Poor Fair Good
Allstate $6,077 $4,664 $3,563
Farmers $3,777 $2,946 $2,786
GEICO $3,435 $2,945 $2,709
Liberty Mutual $8,295 $5,110 $3,997
Nationwide $4,260 $3,395 $3,014
Progressive $4,143 $3,575 $3,342
State Farm $3,964 $2,378 $1,846
Travelers $3,366 $2,660 $1,939
USAA $3,995 $2,349 $1,940

Cheapest La Vergne, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Vergne, TN to rates for a clean record with top companies.

Annual La Vergne, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,986 $4,757 $5,763 $4,567
Farmers $2,712 $3,341 $3,410 $3,216
GEICO $2,210 $2,951 $4,747 $2,210
Liberty Mutual $4,696 $6,791 $6,310 $5,405
Nationwide $3,076 $3,076 $4,624 $3,449
Progressive $3,248 $4,216 $3,460 $3,822
State Farm $2,479 $2,979 $2,729 $2,729
Travelers $2,152 $2,766 $3,058 $2,644
USAA $2,007 $3,013 $3,533 $2,491

Cheapest La Vergne, TN Car Insurance for Teen Drivers

Teen car insurance in La Vergne, TN can be expensive. Take a look at rates from the top car insurance companies in La Vergne for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Vergne, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,436 $11,379
Farmers $6,732 $7,169
GEICO $6,178 $6,276
Liberty Mutual $14,097 $15,657
Nationwide $6,293 $8,108
Progressive $8,445 $9,500
State Farm $5,143 $6,431
Travelers $4,845 $6,043
USAA $5,574 $6,396

Cheapest La Vergne, TN Car Insurance for Seniors

Take a look at La Vergne, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Vergne, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,472 $2,565
Farmers $1,543 $1,687
GEICO $1,830 $1,830
Liberty Mutual $2,740 $3,058
Nationwide $2,026 $2,056
Progressive $1,543 $1,607
State Farm $1,489 $1,489
Travelers $1,552 $1,649
USAA $1,406 $1,403

Cheapest La Vergne, TN Car Insurance Rates After a DUI

A DUI in La Vergne, TN increases car insurance rates. Compare La Vergne, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Vergne, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,763
Farmers $3,410
GEICO $4,747
Liberty Mutual $6,310
Nationwide $4,624
Progressive $3,460
State Farm $2,729
Travelers $3,058
USAA $3,533

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Cheapest La Vergne, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Vergne, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Vergne, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,768 $4,768
Farmers $3,170 $3,170
GEICO $3,009 $3,050
Liberty Mutual $5,800 $5,800
Nationwide $3,556 $3,556
Progressive $3,687 $3,687
State Farm $2,663 $2,796
Travelers $2,551 $2,759
USAA $2,684 $2,838

The Best Cheap Car Insurance Companies in La Vergne, TN

Take a look at a side-by-side comparison of the top car insurance companies in La Vergne, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Vergne, Tennessee

Insurance Company Average Annual Rates
Allstate $4,768
Farmers $3,170
GEICO $3,029
Liberty Mutual $5,800
Nationwide $3,556
Progressive $3,687
State Farm $2,729
Travelers $2,655
USAA $2,761

Category Winners: Cheapest Car Insurance in La Vergne, Tennessee

Find the cheapest car insurance companies in La Vergne, TN for each category right here.

Best Annual Car Insurance Rates by Company in La Vergne, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest La Vergne, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Vergne car insurance rates. Find the cheapest La Vergne, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Vergne, Tennessee

Insurance Company Low Medium High
Allstate $4,599 $4,757 $4,949
Farmers $3,000 $3,156 $3,353
GEICO $2,876 $3,026 $3,187
Liberty Mutual $5,559 $5,802 $6,040
Nationwide $3,576 $3,482 $3,610
Progressive $3,444 $3,692 $3,925
State Farm $2,556 $2,744 $2,888
Travelers $2,488 $2,653 $2,824
USAA $2,668 $2,751 $2,864

What affects car insurance rates in La Vergne, Tennessee?

What factors can have an impact on La Vergne, TN car insurance? There are several reasons why La Vergne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Vergne, Tennessee.

Commute Time in La Vergne

The more time you spend in your car the higher the risk of an accident. The average commute length in La Vergne, TN is 31.7 minutes according to City-Data.

Compare Car Insurance Quotes in La Vergne, TN

Ready to find affordable La Vergne, Tennessee car insurance today? Enter your ZIP code for fast, free La Vergne, TN car insurance quotes.

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