Compare La Veta, CO Car Insurance Rates (2021)

Car insurance in La Veta, CO averages $326 a month. La Veta, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap La Veta car insurance rates, compare quotes from the top car insurance companies in La Veta, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in La Veta is Liberty Mutual
  • The cheapest car insurance company in La Veta for teen drivers is Liberty Mutual
  • Average car insurance rates in La Veta, CO are $3,914/year

If you need to buy La Veta, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in La Veta, CO is right here.

You’ll find La Veta car insurance rates, the cheapest La Veta, CO car insurance companies, and information on Colorado car insurance laws. You can also compare La Veta, Colorado car insurance rates to Boulder car insurance rates, Arvada car insurance rates, and Greeley car insurance rates.

Ready to find affordable La Veta, CO car insurance today? Enter your ZIP code for fast, free La Veta car insurance quotes.

Cheapest La Veta, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Veta, CO car insurance rates? Every La Veta, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Veta, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,010 $3,819 $3,549 $3,593 $12,196 $12,809 $4,585 $4,668
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,185 $3,156 $2,886 $3,105 $11,928 $12,018 $3,509 $3,560
GEICO $1,891 $2,049 $1,966 $2,195 $5,741 $6,088 $1,736 $1,779
Liberty Mutual $1,937 $1,916 $1,643 $1,800 $5,115 $5,565 $1,951 $1,983
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,516 $2,361 $2,162 $2,164 $8,209 $9,187 $2,843 $2,774
State Farm $1,965 $1,965 $1,749 $1,749 $5,476 $6,951 $2,193 $2,601
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

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Minimum Car Insurance in La Veta, CO

Every driver must carry the minimum car insurance in La Veta, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in La Veta, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest La Veta, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Veta, CO. Compare credit history car insurance rates in La Veta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Veta, Colorado

Insurance Company Poor Fair Good
Allstate $7,878 $6,030 $4,553
American Family $4,441 $3,137 $2,627
Farmers $6,293 $5,108 $4,854
GEICO $3,522 $2,931 $2,339
Liberty Mutual $3,932 $2,381 $1,903
Nationwide $4,848 $3,820 $3,334
Progressive $4,598 $3,907 $3,577
State Farm $4,281 $2,748 $2,214
USAA $5,166 $2,924 $2,337

Cheapest La Veta, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Veta, CO to rates for a clean record with top companies.

Annual La Veta, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,388 $6,084 $7,171 $5,971
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,575 $5,877 $5,799 $5,422
GEICO $2,092 $3,217 $3,664 $2,749
Liberty Mutual $2,381 $2,804 $2,936 $2,834
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,500 $4,827 $3,694 $4,089
State Farm $2,848 $3,314 $3,081 $3,081
USAA $2,543 $3,088 $5,401 $2,871

Cheapest La Veta, CO Car Insurance for Teen Drivers

Teen car insurance in La Veta, CO can be expensive. Take a look at rates from the top car insurance companies in La Veta for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Veta, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,196 $12,809
American Family $5,641 $7,517
Farmers $11,928 $12,018
GEICO $5,741 $6,088
Liberty Mutual $5,115 $5,565
Nationwide $6,687 $8,617
Progressive $8,209 $9,187
State Farm $5,476 $6,951
USAA $5,735 $6,602

Cheapest La Veta, CO Car Insurance for Seniors

Take a look at La Veta, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Veta, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,549 $3,593
American Family $2,098 $2,098
Farmers $2,886 $3,105
GEICO $1,966 $2,195
Liberty Mutual $1,643 $1,800
Nationwide $2,380 $2,529
Progressive $2,162 $2,164
State Farm $1,749 $1,749
USAA $2,214 $2,238

Cheapest La Veta, CO Car Insurance Rates After a DUI

A DUI in La Veta, CO increases car insurance rates. Compare La Veta, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Veta, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,171
American Family $4,659
Farmers $5,799
GEICO $3,664
Liberty Mutual $2,936
Nationwide $5,371
Progressive $3,694
State Farm $3,081
USAA $5,401

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Cheapest La Veta, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Veta, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Veta, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,154 $6,154
American Family $3,330 $3,473
Farmers $5,418 $5,418
GEICO $2,865 $2,996
Liberty Mutual $2,739 $2,739
Nationwide $4,001 $4,001
Progressive $4,027 $4,027
State Farm $3,007 $3,155
USAA $3,377 $3,575

The Best Cheap Car Insurance Companies in La Veta, CO

Take a look at a side-by-side comparison of the top car insurance companies in La Veta, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Veta, Colorado

Insurance Company Average Annual Rates
Allstate $6,154
American Family $3,402
Farmers $5,418
GEICO $2,931
Liberty Mutual $2,739
Nationwide $4,001
Progressive $4,027
State Farm $3,081
USAA $3,476

Category Winners: Cheapest Car Insurance in La Veta, Colorado

Find the cheapest car insurance companies in La Veta, CO for each category right here.

Best Annual Car Insurance Rates by Company in La Veta, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest La Veta, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Veta car insurance rates. Find the cheapest La Veta, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Veta, Colorado

Insurance Company Low Medium High
Allstate $5,844 $6,133 $6,484
American Family $3,255 $3,472 $3,479
Farmers $4,790 $5,346 $6,119
GEICO $2,673 $2,881 $3,238
Liberty Mutual $2,594 $2,728 $2,894
Nationwide $4,052 $4,001 $3,949
Progressive $3,761 $4,037 $4,284
State Farm $2,910 $3,081 $3,252
USAA $3,336 $3,475 $3,616

What affects car insurance rates in La Veta, Colorado?

What factors can have an impact on La Veta, CO car insurance? There are several reasons why La Veta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Veta, Colorado.

Commute Time in La Veta

The more time you spend in your car the higher the risk of an accident. The average commute length in La Veta, CO is 12.1 minutes according to City-Data.

Compare Car Insurance Quotes in La Veta, CO

Ready to find affordable La Veta, Colorado car insurance today? Enter your ZIP code for fast, free La Veta, CO car insurance quotes.

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