Compare Labadie, MO Car Insurance Rates (2021)

Car insurance in Labadie, MO averages $301 a month. Labadie, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Labadie car insurance rates, compare quotes from the top car insurance companies in Labadie, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Labadie for teen drivers is USAA
  • The cheapest car insurance company in Labadie is USAA
  • Average car insurance rates in Labadie, MO after a DUI are $4,234/year

If you need to buy Labadie, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Labadie, MO is right here.

You’ll find Labadie car insurance rates, the cheapest Labadie, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Labadie, Missouri car insurance rates to St. Louis car insurance rates, Blue Springs car insurance rates, and Independence car insurance rates.

Ready to find affordable Labadie, MO car insurance today? Enter your ZIP code for fast, free Labadie car insurance quotes.

Cheapest Labadie, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Labadie, MO car insurance rates? Every Labadie, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Labadie, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,843 $2,673 $2,756 $8,554 $9,285 $2,795 $2,873
American Family $2,293 $2,293 $2,047 $2,047 $6,405 $8,304 $2,293 $2,669
Farmers $2,399 $2,386 $2,139 $2,270 $10,044 $10,380 $2,740 $2,857
GEICO $2,062 $2,323 $1,606 $2,095 $6,644 $6,998 $1,866 $1,858
Liberty Mutual $2,888 $3,127 $2,374 $2,665 $10,381 $11,531 $3,036 $3,230
Nationwide $1,703 $1,732 $1,527 $1,610 $4,487 $5,721 $1,959 $2,112
Progressive $2,463 $2,283 $2,020 $2,075 $8,368 $9,415 $3,016 $3,129
State Farm $1,807 $1,807 $1,644 $1,644 $5,641 $7,076 $2,046 $2,352
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Labadie, MO

Every driver must carry the minimum car insurance in Labadie, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Labadie, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Labadie, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Labadie, MO. Compare credit history car insurance rates in Labadie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Labadie, Missouri

Insurance Company Poor Fair Good
Allstate $5,991 $3,857 $3,177
American Family $4,627 $3,259 $2,746
Farmers $5,021 $4,195 $3,989
GEICO $4,397 $2,861 $2,287
Liberty Mutual $7,028 $4,303 $3,381
Nationwide $3,066 $2,546 $2,207
Progressive $4,726 $3,929 $3,634
State Farm $4,247 $2,648 $2,112
USAA $4,080 $1,912 $1,375

Cheapest Labadie, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Labadie, MO to rates for a clean record with top companies.

Annual Labadie, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,695 $4,194 $5,269 $4,209
American Family $2,627 $3,814 $4,719 $3,017
Farmers $3,793 $4,744 $4,637 $4,433
GEICO $2,437 $3,220 $4,411 $2,658
Liberty Mutual $3,549 $5,125 $5,266 $5,676
Nationwide $2,019 $2,629 $3,555 $2,222
Progressive $3,511 $4,792 $3,921 $4,160
State Farm $2,731 $3,273 $3,002 $3,002
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Labadie, MO Car Insurance for Teen Drivers

Teen car insurance in Labadie, MO can be expensive. Take a look at rates from the top car insurance companies in Labadie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Labadie, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,285
American Family $6,405 $8,304
Farmers $10,044 $10,380
GEICO $6,644 $6,998
Liberty Mutual $10,381 $11,531
Nationwide $4,487 $5,721
Progressive $8,368 $9,415
State Farm $5,641 $7,076
USAA $4,499 $5,488

Cheapest Labadie, MO Car Insurance for Seniors

Take a look at Labadie, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Labadie, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,673 $2,756
American Family $2,047 $2,047
Farmers $2,139 $2,270
GEICO $1,606 $2,095
Liberty Mutual $2,374 $2,665
Nationwide $1,527 $1,610
Progressive $2,020 $2,075
State Farm $1,644 $1,644
USAA $1,359 $1,379

Cheapest Labadie, MO Car Insurance Rates After a DUI

A DUI in Labadie, MO increases car insurance rates. Compare Labadie, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Labadie, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,269
American Family $4,719
Farmers $4,637
GEICO $4,411
Liberty Mutual $5,266
Nationwide $3,555
Progressive $3,921
State Farm $3,002
USAA $3,328

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Cheapest Labadie, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Labadie, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Labadie, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,342 $4,342
American Family $3,509 $3,579
Farmers $4,402 $4,402
GEICO $3,124 $3,239
Liberty Mutual $4,904 $4,904
Nationwide $2,606 $2,606
Progressive $4,096 $4,096
State Farm $2,927 $3,078
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Labadie, MO

Take a look at a side-by-side comparison of the top car insurance companies in Labadie, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Labadie, Missouri

Insurance Company Average Annual Rates
Allstate $4,342
American Family $3,544
Farmers $4,402
GEICO $3,182
Liberty Mutual $4,904
Nationwide $2,606
Progressive $4,096
State Farm $3,002
USAA $2,456

Category Winners: Cheapest Car Insurance in Labadie, Missouri

Find the cheapest car insurance companies in Labadie, MO for each category right here.

Best Annual Car Insurance Rates by Company in Labadie, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Labadie, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Labadie car insurance rates. Find the cheapest Labadie, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Labadie, Missouri

Insurance Company Low Medium High
Allstate $4,171 $4,332 $4,522
American Family $3,427 $3,655 $3,550
Farmers $4,121 $4,361 $4,724
GEICO $2,948 $3,212 $3,384
Liberty Mutual $4,611 $4,929 $5,172
Nationwide $2,441 $2,635 $2,743
Progressive $3,712 $4,103 $4,473
State Farm $2,782 $3,018 $3,207
USAA $2,344 $2,446 $2,576

Compare Car Insurance Quotes in Labadie, MO

Ready to find affordable Labadie, Missouri car insurance today? Enter your ZIP code for fast, free Labadie, MO car insurance quotes.

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